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      03-31-2010, 06:06 PM   #1
Joe C
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Question for salesmen. . . HELP

Quick question to salesmen or anyone who knows the answer

If I get the money factor and residual and price being worked at how do I figure out my payment?

I know it gets a little more complex when they have rebates/holdbacks and such but im just asking for the basic calculations etc

ex I got a car down to 35k and I find out the mf and residual how do I figure the payment?

Thank You
Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction. - Albert Einstein

08 e92 n54
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      03-31-2010, 06:27 PM   #2
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Always works well for me.
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      04-01-2010, 12:32 PM   #3
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Monthly Depreciation = (Cap Cost - Residual) / # of Months

Lease Rate = (Cap Cost + Residual) x Money Factor

Total Monthly Payment = Monthly Depreciation + Lease Rate

...If I remember correctly.
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      04-01-2010, 12:43 PM   #4
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Originally Posted by idonotmatch View Post

Always works well for me.

Quotes from that website are ALWAYS dead on if u have the right numbers to put in.
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      04-01-2010, 12:55 PM   #5
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if you have an iphone or ipod touch, there is a financial/lease app that had helped me a lot.. you can plug in the numbers right in front of them.
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