BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read


Go Back   M3Post - BMW M3 Forum > BIMMERPOST Universal Forums > Off-Topic Discussions Board
 
PYSPEED
Post Reply
 
Thread Tools Search this Thread
      11-14-2006, 01:55 AM   #23
Asiann
Got Seoul?
United_States
35
Rep
2,861
Posts

 
Drives: 2012 535i MSport
Join Date: Dec 2005
Location: Honolulu

iTrader: (0)

Garage List
2012 BMW 535i  [0.00]
2008 750Li  [0.00]
2006 BMW  [0.00]
The Blue from Amex should create a history with a credit limit. If you really want to know call one the credit bureaus.
__________________
Can you say Alooooha?
[SIGPIC][/SIGPIC]
Appreciate 0
      11-14-2006, 02:54 AM   #24
nightkhan
Private Woodman
nightkhan's Avatar
United_States
28
Rep
467
Posts

 
Drives: 328i, JB, Space Rocket
Join Date: Jan 2006
Location: San Francisco

iTrader: (3)

Quote:
Originally Posted by younghov85
So the blue Amex card is not a credit card, but instead a charge card??
no...the american express blue card is a credit card. it has a limit like any other credit card.

the green, gold, platinum and black cards are charge cards where there is no pre-set spending limit and you have to pay it off each month in full.
__________________
Former King of Stock...
E90 325i, Jet Black:
Done with
Current: E92 328i, Sports Package, 335i wheels, Power Seats, BMW Assist/Bluetooth, IPod/USB, heated seats, //M Short Shifter
Future Mods: 19" CSL's, KW V2, 15mm spacer, tints
Appreciate 0
      11-14-2006, 06:11 AM   #25
findtom
Colonel
findtom's Avatar
Canada
83
Rep
2,656
Posts

 
Drives: E60 545i
Join Date: Oct 2005
Location: Toronto, Canada

iTrader: (0)

Garage List
2005 545i  [0.00]
I hate amex, I just cancelled both my cards from them.
Appreciate 0
      11-14-2006, 12:07 PM   #26
so gti
I drive E46..yea i am old skool
United_States
7
Rep
126
Posts

 
Drives: 02 M3
Join Date: Sep 2006
Location: Tokyo, Japan

iTrader: (0)

Send a message via AIM to so gti Send a message via MSN to so gti
i am debating if i should go platinum or stay with gold...i got pre-approved by platinum but the annual fee was 450 bux or something. not sure if its worth it.
Appreciate 0
      11-14-2006, 12:29 PM   #27
MrSilver
Judge Advocate General
MrSilver's Avatar
United_States
20
Rep
1,131
Posts

 
Drives: e92 335i
Join Date: Apr 2006
Location: Buffalo, New York

iTrader: (0)

Garage List
2007 e92 335i  [0.00]
Send a message via AIM to MrSilver
Quote:
Originally Posted by so gti
i am debating if i should go platinum or stay with gold...i got pre-approved by platinum but the annual fee was 450 bux or something. not sure if its worth it.
If you travel alot the AMEX Platinum is worth it.

Free companion business class ticket wehn you fly to Europe, and you get tons of upgrades to rooms etc.
__________________

'07 E92 335i "Over-Heating" and "Blowing Up" since 9-5-06
6MT, Space Gray, Gray w/ Dakota Leather, Dark Burl, ZSP, ZPP, ZCW
Comfort Access, Sirius Satellite (Howard is not optional)

'07 X3 3.0si - Black on Black, ZPP, ZCW, Step. - Wife's car
Appreciate 0
      11-14-2006, 01:07 PM   #28
nightkhan
Private Woodman
nightkhan's Avatar
United_States
28
Rep
467
Posts

 
Drives: 328i, JB, Space Rocket
Join Date: Jan 2006
Location: San Francisco

iTrader: (3)

Quote:
Originally Posted by so gti
i am debating if i should go platinum or stay with gold...i got pre-approved by platinum but the annual fee was 450 bux or something. not sure if its worth it.
same here. i've been getting a lot notices about how i have been approved to upgrade to platinum, but that $395 annual fee is slowing me down. I know of all the perks associated with it, but just wondering whether if I really need it right now. i had just decided this morning to stick with gold, when i pop on my e-mail, and lo and behold, another email from amex inviting me to apply for the platinum.

i could use that $395 instead and get some more mods for the car!
__________________
Former King of Stock...
E90 325i, Jet Black:
Done with
Current: E92 328i, Sports Package, 335i wheels, Power Seats, BMW Assist/Bluetooth, IPod/USB, heated seats, //M Short Shifter
Future Mods: 19" CSL's, KW V2, 15mm spacer, tints
Appreciate 0
      11-14-2006, 10:42 PM   #29
CALIF65GM
Colonel
CALIF65GM's Avatar
25
Rep
2,041
Posts

 
Drives: e93-35 May08 ED
Join Date: Jun 2005
Location: SF, CA

iTrader: (0)

Garage List
Quote:
Originally Posted by so gti
i am debating if i should go platinum or stay with gold...i got pre-approved by platinum but the annual fee was 450 bux or something. not sure if its worth it.
LOL I get a notice to upgrade like every year. They must be having a Platinum card upgrade promotion for the holidays as I got a notice last week too. I remember it used to be $200 or $250 and I thought it wasn't worth it then either.
__________________
5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.

Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
Appreciate 0
      11-14-2006, 10:43 PM   #30
CALIF65GM
Colonel
CALIF65GM's Avatar
25
Rep
2,041
Posts

 
Drives: e93-35 May08 ED
Join Date: Jun 2005
Location: SF, CA

iTrader: (0)

Garage List
Quote:
Originally Posted by Nikki
my american express has a limit?
LOL check your statement Nikki and which card do you have?
__________________
5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.

Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
Appreciate 0
      11-14-2006, 10:46 PM   #31
Nikki
Major General
Nikki's Avatar
United_States
213
Rep
6,373
Posts

 
Drives: del Sol VTEC & Sepang Z4MC
Join Date: Aug 2005
Location: OC

iTrader: (9)

Quote:
Originally Posted by CALIF65GM
LOL check your statement Nikki and which card do you have?
i don't remember what it is but it has a limit. it's an amex blue for students.
__________________
Nikki

Appreciate 0
      11-14-2006, 10:51 PM   #32
so gti
I drive E46..yea i am old skool
United_States
7
Rep
126
Posts

 
Drives: 02 M3
Join Date: Sep 2006
Location: Tokyo, Japan

iTrader: (0)

Send a message via AIM to so gti Send a message via MSN to so gti
Quote:
Originally Posted by Nikki
i don't remember what it is but it has a limit. it's an amex blue for students.

amex blue has a limit.



and if membership fee is only 250 bux, i'd do platinum for sure!
Appreciate 0
      11-14-2006, 10:52 PM   #33
CALIF65GM
Colonel
CALIF65GM's Avatar
25
Rep
2,041
Posts

 
Drives: e93-35 May08 ED
Join Date: Jun 2005
Location: SF, CA

iTrader: (0)

Garage List
Quote:
Originally Posted by so gti
and if membership fee is only 250 bux, i'd do platinum for sure!
I think this might have been like 10-yrs ago. I don't remember exactly.
__________________
5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.

Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
Appreciate 0
      11-14-2006, 10:57 PM   #34
so gti
I drive E46..yea i am old skool
United_States
7
Rep
126
Posts

 
Drives: 02 M3
Join Date: Sep 2006
Location: Tokyo, Japan

iTrader: (0)

Send a message via AIM to so gti Send a message via MSN to so gti
Quote:
Originally Posted by nightkhan

I've also used their special events services to get tickets in the past.
My brother and my dad have the Centurion (Black) AMEX, and they say the perks for that are amazing in terms of traveling services (upgraded rooms, special concierge/services and checkin at hotels for Centurion cardholders), although they're paying I think $2000 a year for the card. That's the older grandfathered in cost. I think the newer cost/year is $4000 now.
my dad has centurion too. He loves it. I and my sister are eligible to get platinum as spouce but for some reason, my dad gave it to my sis but not to me. I guess he knows my expenditure habit pretty well. So i am stuck with my own card which I think is enough. I hardly use their service to be honest..lol but the reward program is pretty nice.
Appreciate 0
      11-14-2006, 11:04 PM   #35
younghov85
Captain
11
Rep
890
Posts

 
Drives: 2006 E90 black 325
Join Date: Aug 2005
Location: Lanham, Maryland

iTrader: (0)

Send a message via AIM to younghov85
Quote:
Originally Posted by Nikki
i don't remember what it is but it has a limit. it's an amex blue for students.
Do you have a yearly fee for that student card? If so "around" how much is it? (Not trying to get too personal)
Appreciate 0
      11-14-2006, 11:06 PM   #36
Nikki
Major General
Nikki's Avatar
United_States
213
Rep
6,373
Posts

 
Drives: del Sol VTEC & Sepang Z4MC
Join Date: Aug 2005
Location: OC

iTrader: (9)

Quote:
Originally Posted by younghov85
Do you have a yearly fee for that student card? If so "around" how much is it? (Not trying to get too personal)
no, it's free. and i was approved with barely any credit. i think they basically approve you as long as you're in college and don't have bad credit.
__________________
Nikki

Appreciate 0
      11-14-2006, 11:15 PM   #37
icewatersoda
Private First Class
5
Rep
158
Posts

 
Drives: Black on Black E90
Join Date: May 2006
Location: Sun Daygo!!!!!!!!!!!!

iTrader: (3)

Quote:
Originally Posted by TommyBahama
you cant use AMEX at as many places as visa or mastercard, im not sure if its still this way but they charge higher annual fees and they perks they offer arent as great as they make them out to be.

this was back in the 80's... I use my blue and delta card most stuff i charge. I can only recall not able to use my amex at a gas station.. cant remember which one.
__________________
2006 325i Jet Black (5-21-06)

Appreciate 0
      11-15-2006, 12:17 AM   #38
so gti
I drive E46..yea i am old skool
United_States
7
Rep
126
Posts

 
Drives: 02 M3
Join Date: Sep 2006
Location: Tokyo, Japan

iTrader: (0)

Send a message via AIM to so gti Send a message via MSN to so gti
for some reason, there are a lot of places that i cant amex around my place.... usually the most of gas station is ok.
Appreciate 0
      11-15-2006, 01:07 AM   #39
KaBoom
Enlisted Member
KaBoom's Avatar
0
Rep
40
Posts

 
Drives: 2006 325i
Join Date: Oct 2006
Location: Brentwood, CA

iTrader: (0)

which ever card you get, stay with a card at least 6 years and use it every month. I found this out when I bought my house at age 22. Credit can only built up with time. And ofcourse pay everything in time whether you chose to pay full amount or not. One late can make a good dent into your credit. Also, make sure to contact your Federal Loan to pay them back when you get out of school if you borrowed any money through Federal Financial Aid.
Appreciate 0
      11-15-2006, 08:01 AM   #40
CnoteMD
Commander in Chief
CnoteMD's Avatar
United_States
16
Rep
1,035
Posts

 
Drives: 2008 BMW 535i
Join Date: May 2005
Location: Atlanta, GA

iTrader: (0)

Garage List
2008 M5  [0.00]
2006 330i  [0.00]
If you want to get an American Express card, I would recommend starting out with a credit card (like Blue). American Express puts a lot of weight on your personal history with them. As you build a history, it becomes increasingly easy to achieve very high credit lines and pre-approvals for other cards, etc.

In the future if you will actually take advantage of the benefits, then you can easily add a charge card (green, gold, platinum, though centurion has a strict spending requirement).
__________________
2008 BMW 535i Space Gray, Black Leather, Dark Bamboo Trim| Sport Automatic with Paddles | Sport Package
2008 BMW M5 (gone, but not forgotten) Space Gray, Silverstone Merino Leather, Madeira Walnut Wood Trim | 7speed SMG | All options
Mods: Corsa Exhaust | RPI Ram Air Intake | H&R Sport Springs | Rogue Engineering 12mm spacers
Appreciate 0
      11-15-2006, 10:16 AM   #41
younghov85
Captain
11
Rep
890
Posts

 
Drives: 2006 E90 black 325
Join Date: Aug 2005
Location: Lanham, Maryland

iTrader: (0)

Send a message via AIM to younghov85
Its like Deja Vu. I just brought this up about the Amex blue card and when I got home from school last night, Amex sent me the pre-approval in the mail for the blue card. I will let everyone know if I do decide to get it. Thanks for the helpful knowledge.
Appreciate 0
      11-15-2006, 12:41 PM   #42
shragon
Moderator
shragon's Avatar
No_Country
321
Rep
27,450
Posts

 
Drives: 2006 325i SG Sedan
Join Date: Oct 2005
Location: Bay Area, CA

iTrader: (7)

yea, there are still some places that don't accept amex (though it used to be worse back in the day). that's why i still carry my visa as a backup.
__________________
Appreciate 0
      11-21-2006, 10:39 PM   #43
soma4u
First Lieutenant
soma4u's Avatar
4
Rep
328
Posts

 
Drives: e92 335i
Join Date: Oct 2006
Location: orlando, fl

iTrader: (0)

if i use my amex card to pay for my car will i get the points???????
__________________
'07 E92 335I--RECEIVED 11/28!
'06 4-RUNNER SPORT ED
'04 G-35 COUPE (RETIRED)
Appreciate 0
      11-21-2006, 11:26 PM   #44
Annette
Trapped in Country-Land!
Annette's Avatar
United_States
1
Rep
34
Posts

 
Drives: 2007 Navigator, Soon a 335i!
Join Date: Nov 2006
Location: Wyoming

iTrader: (0)

Send a message via AIM to Annette
We've got Centurion cards (me & my husband), we do quite a bit of travelling and take advantage of both the travel perks and the concierge service, best thing since sliced bread IMO. It is a bit steep fee wise, and the requirements are a little steep, but most definitely worth it.
__________________
Annette

2007 335i Coupe (Delivery in January!)
Alpine White | Coral Red | Aluminum | Manual | Sport | Premium | Comfort Access | Coldweather | ACC | Navi | RearSunShade | PDC
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 10:20 PM.




m3post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST