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      12-01-2009, 06:32 PM   #1
m3soupy
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Tire Insurance Not Approving Replacement

The M3 is only 3 weeks old and I've already got a big screw stuck in the rear tire. I purchased the Tire/Wheel insurance knowing my luck with nails. After bringing it in, the Service Advisor says that the Insurance will not replace but only reimburse for a plug since it wasn't in the side wall.

Are these performance tires safe to plug?
This doesn't seem right. Am I in the right to get a request a new tire?
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      12-01-2009, 06:49 PM   #2
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I would not let them plug it. Plugs come loose easily. I would tell them to patch it, instead.

Which wheel/tire insurer are you using?
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      12-01-2009, 06:54 PM   #3
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Stick a nail in the sidewall and take it back.
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      12-01-2009, 06:58 PM   #4
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Patches are OK. Too bad you didn't get a nail in that side wall or the outer 1/2" of the tire..
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      12-01-2009, 07:03 PM   #5
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Patch still lowers the speed rating. Wouldn't track that tire either.
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      12-01-2009, 07:09 PM   #6
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Quote:
Originally Posted by imballin2day View Post
Stick a nail in the sidewall and take it back.
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      12-01-2009, 08:44 PM   #7
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Quote:
Originally Posted by imballin2day View Post
Stick a nail in the sidewall and take it back.
great idea!
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      12-01-2009, 09:55 PM   #8
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I would ensure that you get a new tire.
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      12-01-2009, 10:14 PM   #9
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Speed-rated patches

Quote:
Originally Posted by Dascamel View Post
Patch still lowers the speed rating. Wouldn't track that tire either.
I would insist on a speed-rated plug/patch, which does exist. I've had many tires patched with no issues.

http://www.tirerack.com/tires/tirete....jsp?techid=77
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      12-02-2009, 02:08 AM   #10
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Quote:
Originally Posted by FStop7 View Post
Which wheel/tire insurer are you using?
The insurance is through Road America.

The tire has been patched. The technician said they had to take the tire out and do it from the inside. I've had tires plugged/patched from the outside, but never realized that the correct way is from the inside. Thanks for the Link GregW.

Now if i can only monitor the actual PSI from iDrive, i'd be able tell if tire is leaking before it's too late.
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      12-02-2009, 02:41 AM   #11
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I didn't think any of the dealerships would patch a tire due to the liability these days. I am sure it will be fine but keep an eye on it.

The only way to monitor the pressure is with a good tire pressure gauge. I would stay away from the digital ones and get a good analog gauge.
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      12-02-2009, 03:24 AM   #12
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I too have the tire insurance and soo far have had 2 tires replaced without problems. Both were from Nails/screws in the tread, not sidewall. First time they plugged one tire, it started leaking about a week later so they replaced the tire, no problem. Next time my SA said that they were not going to plug or patch because they were high performance tires and it was not safe to repair at all so he asked for a new tire and presto.... got a new tire.

I suggest checking with a different SA.
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      12-02-2009, 04:03 AM   #13
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Tapered plug and patch repairs from the inside of the tyre are perfectly safe..had them done several times without problem.
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      12-02-2009, 11:36 AM   #14
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Quote:
Originally Posted by JohnnyRoaster View Post
I didn't think any of the dealerships would patch a tire due to the liability these days. I am sure it will be fine but keep an eye on it.

The only way to monitor the pressure is with a good tire pressure gauge. I would stay away from the digital ones and get a good analog gauge.
I always keep a good pressure gauge in my car, like this one:

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      12-03-2009, 01:28 PM   #15
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First off- the wheel tire warranty is a great thing IMO- 1 flat tire and the policy is paid for.

Bottom line- what ever you do, make sure that the tire is TRASHED before you bring it in. Its your only guarantee to get a new tire with zero issues down the line.
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      12-03-2009, 05:14 PM   #16
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Quote:
Originally Posted by John@BMW View Post
First off- the wheel tire warranty is a great thing IMO- 1 flat tire and the policy is paid for.

Bottom line- what ever you do, make sure that the tire is TRASHED before you bring it in. Its your only guarantee to get a new tire with zero issues down the line.
Not saying it is an ethical thing to purposely do, but easiest way to trash a tire is drive on it flat a few hundred feet. Belts will be broken down and cannot be repaired.
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      12-05-2009, 03:16 AM   #17
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You might also trash your rim.
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      12-07-2009, 01:17 AM   #18
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Quote:
Originally Posted by bigjae1976 View Post
You might also trash your rim.
Which will get replaced too then
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      12-07-2009, 01:35 AM   #19
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Which will get replaced too then
good point !
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      12-07-2009, 05:30 AM   #20
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Quote:
Originally Posted by M3 vert View Post
Which will get replaced too then
only if you have the rim insurance right? I thought tire and tire + rim insurance were different.

I think I only have tire.
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      12-07-2009, 10:14 AM   #21
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Quote:
Originally Posted by John@BMW View Post
Bottom line- what ever you do, make sure that the tire is TRASHED before you bring it in. Its your only guarantee to get a new tire with zero issues down the line.
If you mean donuts and burnouts, I wouldn't recommend that, In Vancouver anyway. I had both front tires replaced using the insurance and I was told they would only replace it if a certain amount of tread remains. I don't know if it is like that everywhere else.
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      12-07-2009, 02:10 PM   #22
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Quote:
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If you mean donuts and burnouts, I wouldn't recommend that, In Vancouver anyway. I had both front tires replaced using the insurance and I was told they would only replace it if a certain amount of tread remains. I don't know if it is like that everywhere else.
As far as I'm aware, there has to be some ammount of tread left in order for the warranty to pay. Eg: If your tire has a tread depth of 1mm, it will not be covered.

If there is sidewall damage, or the nail is close to the sidewall they will replace the tire runflat or not.

If you have a non-runflat and a nail in the center of the tread, then they will ask it to be patched.
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