BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read

Go Back   M3Post - BMW M3 Forum > M3 (E90 / E92 / E93) > Regional Forums > USA - Mid-Atlantic
Post Reply
Thread Tools Search this Thread
      06-21-2009, 10:30 AM   #45
Brigadier General
SlammedR8's Avatar
Drives: 2010 Audi R8 V10 +2013 Audi S4
Join Date: Jul 2007
Location: Toronto

Posts: 4,936
iTrader: (2)

Send a message via MSN to SlammedR8
Originally Posted by Raja Ventureshield View Post
full coverage is not required if the car is paid off.
This is seriously painful week 4 u bro. I am really sorry. let me know if there is anything we can do to help. Even if my car is fully paid off, I would always carry full coverage as it would be cheaper to pay premium than to suck it up if something like this happens. Also what if someone hits u and they have no insurance. I am extremely sorry that this happened, but really glad u r okay.

Hit me up, if there is anything i can do to help.

Your right about not needing full coverage if the car is paid off, but .COME ON..REALLY? You had 55k+ in cash to buy a car but you didnt want to pay another $1000 or probably less a year for full coverage.
Poor decision...(even if it would have been $2000 more per year, still a bad decision)
SlammedR8 is offline   Canada
Reply With Quote
      06-21-2009, 12:39 PM   #46
Drives: 08 Silverstone II M3
Join Date: Dec 2007
Location: Silver Spring MD

Posts: 626
iTrader: (0)

Agreed even if your car is paid off, it makes it all the while more stupid not to pay the 200- 300 per month for full coverage. 300 is nothing especially when you have to write the whole car off!
BCMPOWER is offline   United_States
Reply With Quote
      07-02-2009, 05:17 AM   #47
ase2dais's Avatar
Drives: a Cop Magnet
Join Date: Sep 2005
Location: 495 Ring

Posts: 9,874
iTrader: (17)

Garage List
I'd look into the possibility of forking out the cash to fix it and then sell it,
better than losing everything

miene .02 cents
ase2dais is offline   United_States
Reply With Quote
      07-04-2009, 08:43 AM   #48
Mighty M
First Lieutenant
Drives: 08 M3 Jerez/FR Manual
Join Date: Dec 2008
Location: Vienna, VA

Posts: 304
iTrader: (0)

I'll take a wild guess here. The OP is an uninsurable trust fund baby. Too many DUIs, speeding tickets, accidents, etc. Therefore collision only on the insurance. But mommy and daddy always believe its not his fault. It never is.

Mighty M is offline  
Reply With Quote
      07-04-2009, 09:07 AM   #49
shocka1212's Avatar
Drives: e92
Join Date: Jan 2006
Location: NJ

Posts: 1,048
iTrader: (1)

Send a message via AIM to shocka1212
Originally Posted by Fkellym3 View Post
does anyone in here know anything about selling my m3? its totally wrecked..i need to get it out.. i dont even know what runs... and my insure will not cover the damge i have caused... (cause i am not full coverage)
"Where is your sense of adventure guys? If we don't cut in and out of traffic we will disappoint all those who think BMW drivers are all a**holes."

The 2011 3-Series coupe offering the infamous "Harmon Kardon Badging"
shocka1212 is offline   United_States
Reply With Quote
      07-09-2009, 09:34 AM   #50
The Ultimate Driving Machine
BMWAdvisor's Avatar
Drives: All the BMWs on the lot
Join Date: Jul 2009
Location: Stanardsville, VA, USA

Posts: 7
iTrader: (0)

You could wholesale it...that's my only suggestion if the car was not fully insured and you want to sell it as a "whole" rather than in pieces. Good luck and I'm glad you survived.

But, once again...BMW proves how safe ALL their cars are regardless of the situations.
BMWAdvisor is offline   United_States
Reply With Quote
      07-13-2009, 11:57 AM   #51
Lieutenant Colonel
mdrobc13's Avatar
Drives: Made in Bavaria
Join Date: Oct 2007
Location: On a base somewhere near or afar!

Posts: 1,576
iTrader: (5)

Garage List
2012 BMW 550i  [5.00]
Send a message via MSN to mdrobc13 Send a message via Yahoo to mdrobc13
Originally Posted by AMPowerJ View Post
Had to be a hydroplane situation because if DSC was on it is really nearly impossible to spin the car at low to moderate speeds. At the BMW PC they put you on the wet skidpad, and have you floor the car. It will NOT break loose no matter what.
Exactly...dude sorry for your loss. My advice.
1) If you didn't do the BMW M school or Performance Delivery or Drivers Skills course...take one of them before your next M purchase or with your delivery. The put you on a wet skid pad in 500+hp M5 and M6's and you go round and round for like 1/2 hr to 45mins just trying to break the car loose and control it when it does....not saying it may have saved your car but definately a skill I think is well learned after seeing your car post accident.

2.) Never ever drop full coverage especially on a $60k+ car! No matter what someone tells you unless its a clunker worth less than the deductible or you're insanely rich! Remember...Its not always what you do but what is or may be done to you by the other guy in this case mother nature that will leave you azz'd out of $$ eating pizza in the rain!

3) Get a quote and then maybe sell it for parts to use as a down payment on a new car. Hopefully you don't owe anything to the bank on the car otherwise if you're hosed and out some serious cash. Hope not. If so then man lesson least you walked away with both feet/legs/head attached. Lots of folks driving lesser cars would have likely gotten themselves an EMS ride to the nearest trauma center also!

Good luck
'14 F06 650xi Gran Coupe (Carbon Black Mettalic)- Daily Driver
'12 F10 550i (Dinan S3 Car) - Gone
'10 e71 X6 35iDrive SAV (Space Gray) - Gone
'08 e92 M3 coupe (Sparkling Graphite) -Gone
'06 e85 Z4 M Roadster (Black Metallic) -Gone
mdrobc13 is offline   United_States
Reply With Quote
      07-14-2009, 12:17 PM   #52
Raja Ventureshield
Raja Ventureshield's Avatar
Drives: BMW M3 coupe
Join Date: May 2007
Location: Northern VA

Posts: 5,695
iTrader: (6)

so anyone know what happened next?
hope all is well iwth him and things are sorted out. I get chills when i think about it.
Raja Ventureshield is offline   United_States
Reply With Quote
Post Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

All times are GMT -5. The time now is 12:33 AM.

Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.,,,,,,,,, logo and trademark are properties of BIMMERPOST