Insurance

Neil McRae · 04-30-2009, 06:52 AM

Who are you guys using for insurance?

i've got a _very_ good multicar quote from Admiral but not used them so not sure.

have been with LV, Direct Line and SwiftCover in the past and they've all been good but prices quoted aren't that great or have stupid excesses on them.

dar2008 · 04-30-2009, 07:46 AM

I've just gone with Admiral, £432 fully comp, AND I live in South London - not in Peckham though

Their quote was half my renewal price from Sainsburys.

Neil McRae · 04-30-2009, 08:37 AM

feck! thats cheap for a vert! I can see I'll never live that Peckham comment down lol
Whats your excess ?

My quote is 700 with a 250 excess. 8 Years driving and 8 years NCB and I live in Harrow.

booforty · 04-30-2009, 03:25 PM

I pay just under £600 with More Than

Richbe · 05-01-2009, 08:42 AM

What is insurance like for anyone declaring modifications? It seems to double the quotes I am getting

Neil McRae · 05-01-2009, 09:45 AM

In the past this has been the case in my experience, some companies are more sympathetic than others but it requires calling them up. Most folks with modded cars are driving them without the proper insurance, but I'd also argue that atleast for most cosmetic modifications (apart from lots of CF work) there isn't massive increase of cost if it needs replacing. Insurance is just freaking voodoo anyway.

Another area that really pisses me of is having to pay 400quid a year road tax for a car that is actually very friendly given its performance and you see people floating about in vans dumping two tons of crap out of their exhaust when they fart on the accelerator.

iffy2a · 05-01-2009, 10:13 AM

Hi Newbie here!!! Extreme caution too all with More Than policies!!!!.......If taken up via the web like I and others have done the policies ARE NOT VALID. A computer error sends out a quotation and policy docs.
I found out when I tried to put a private plate on the car and I was informed 'my policy will be cancelled in 7 days as we do not insure this type of vehicle there is a technical issue with the web.'

Neil McRae · 05-01-2009, 10:14 AM

Quote:

Originally Posted by booforty

I pay just under £600 with More Than

hmm - they won't quote me at all! Reading the thing above looks like they may not cover the car dood - might be worth giving them a call.

Dr.Crap · 05-01-2009, 03:10 PM

670 with admiral multicar, but have done some swapping around with wife's policy NCB etc

Speedtrap · 05-01-2009, 04:17 PM

I am with Privilege, 800 inc mods and my mrs who is 26.

Neil McRae · 05-01-2009, 05:35 PM

yah i'm at 700 on the m3 and 850 on the E61 (!) with admiral.

Speedtrap · 05-01-2009, 05:42 PM

850 is bloody expensive for the E61. I pay 850 for the E60 m5 with Churchill!

Neil McRae · 05-02-2009, 06:36 AM

yah, its cause its a multicar deal, I have all the NCB on the M3. Putting the NCB on the E61 brings it down a few hundred but the M3 goes up by a grand!

booforty · 05-05-2009, 01:41 PM

More Than are fine with me. Been with them since June 2008. I have spoken to them several times including adding my private plate and trying to get my missus covered.

M3-FAST · 05-05-2009, 02:59 PM

I compared the Meerkats and got quotes from £540 ish (Admiral) to a couple of grand.

I will be using Admiral if my current insurer won't play ball in a few weeks

booforty · 05-05-2009, 05:33 PM

I've heard Admiral are good at the moment

M3-FAST · 05-05-2009, 06:28 PM

Quote:

Originally Posted by booforty

I've heard Admiral are good at the moment

They were by far the cheapest but I am with 'First Alternative' at the momnent and have been good for my last three cars and have been with them now for about 5 yrs so hopefully the M3 should not be a problem with them.

If not I will cancel and change to Admiral

Hitman999 · 05-30-2009, 12:29 PM

I just got a quote online from More Than at £485 ... could this be right?
I tried to call them but their systems are down.

booforty did you tell them about optional extras on the car etc as the website doesn't seem to allow for this.

Did they insist on a tracker?

Thanks.

MarcusInSW3 · 05-31-2009, 04:03 PM

Just got my insurance through Direct Line... £2,159 per year.

Unfortunately I only have 2 years NCB as I had a company car up until 2 yrs ago.

I also have 9 points. Oops. 3 points will drop off on 6th August though.

leelegend · 05-31-2009, 06:27 PM

£800 with elephant.... 36 years old with full no claims.

best i found at the time.

A-Plan wanted over £1200

lee

J1220 · 07-24-2009, 03:42 PM

Guys, anyone renewed their insurance in the last couple of weeks?

I have tried all the above recommended but all seem approx £1300-£1500.

Called More Than they won’t quote on M3’s –

I am 33years old 6years NCB – No previous claims live in East London.

Any help on this will be great.

Thanks

bape · 07-24-2009, 04:04 PM

Quote:

Originally Posted by J1220

Guys, anyone renewed their insurance in the last couple of weeks?

I have tried all the above recommended but all seem approx £1300-£1500.

Called More Than they won’t quote on M3’s –

I am 33years old 6years NCB – No previous claims live in East London.

Any help on this will be great.

Thanks

I used to live in east london, and when i moved to south west london my insurance fell by more than half!

best thing to do is use a comparison site and then ring up the ones at the top of the page! good luck!

04-30-2009, 06:52 AM	#1
Neil McRae BMW Motorsport Drives: BMW ///M3 E92 / BMW 535d E61 Join Date: Jan 2009 Location: London Posts: 829 iTrader: (1)	Insurance Who are you guys using for insurance? i've got a _very_ good multicar quote from Admiral but not used them so not sure. have been with LV, Direct Line and SwiftCover in the past and they've all been good but prices quoted aren't that great or have stupid excesses on them.
	Tweet

04-30-2009, 07:46 AM	#2
dar2008 Captain Drives: e93 M3 Convertible! Join Date: Mar 2008 Location: Bromley, UK Posts: 813 iTrader: (0)	I've just gone with Admiral, £432 fully comp, AND I live in South London - not in Peckham though Their quote was half my renewal price from Sainsburys. __________________ It's arrived, e93 M3 Convertible: M-DCT, JzB / extended BB, and most of the options.

05-01-2009, 09:45 AM	#6
Neil McRae BMW Motorsport Drives: BMW ///M3 E92 / BMW 535d E61 Join Date: Jan 2009 Location: London Posts: 829 iTrader: (1)	In the past this has been the case in my experience, some companies are more sympathetic than others but it requires calling them up. Most folks with modded cars are driving them without the proper insurance, but I'd also argue that atleast for most cosmetic modifications (apart from lots of CF work) there isn't massive increase of cost if it needs replacing. Insurance is just freaking voodoo anyway. Another area that really pisses me of is having to pay 400quid a year road tax for a car that is actually very friendly given its performance and you see people floating about in vans dumping two tons of crap out of their exhaust when they fart on the accelerator. __________________ -- Neil J. ///McRae -- Alive and Kicking. neil at DOMINO.ORG M3 DCT Alpine White

05-01-2009, 04:17 PM	#10
Speedtrap Lieutenant Colonel Drives: 2010 Porsche Carrera C4S PDK Join Date: Sep 2008 Location: London Posts: 1,809 iTrader: (0)	I am with Privilege, 800 inc mods and my mrs who is 26. __________________

05-01-2009, 05:35 PM	#11
Neil McRae BMW Motorsport Drives: BMW ///M3 E92 / BMW 535d E61 Join Date: Jan 2009 Location: London Posts: 829 iTrader: (1)	yah i'm at 700 on the m3 and 850 on the E61 (!) with admiral. __________________ -- Neil J. ///McRae -- Alive and Kicking. neil at DOMINO.ORG M3 DCT Alpine White

04-30-2009, 08:37 AM	#3
Neil McRae BMW Motorsport Drives: BMW ///M3 E92 / BMW 535d E61 Join Date: Jan 2009 Location: London Posts: 829 iTrader: (1)	feck! thats cheap for a vert! I can see I'll never live that Peckham comment down lol Whats your excess ? My quote is 700 with a 250 excess. 8 Years driving and 8 years NCB and I live in Harrow.

04-30-2009, 03:25 PM	#4
booforty Major General Drives: E92 M3 Join Date: Mar 2005 Location: London, UK Posts: 8,817 iTrader: (0) Garage List 2008 E92 M3 [0.00]	I pay just under £600 with More Than

05-01-2009, 08:42 AM	#5
Richbe Private First Class Drives: E92 M3 Join Date: Apr 2009 Location: London Posts: 118 iTrader: (1)	What is insurance like for anyone declaring modifications? It seems to double the quotes I am getting

05-01-2009, 10:13 AM	#7
iffy2a Registered Drives: E92 M3 Join Date: May 2009 Location: Lancashire Posts: 3 iTrader: (0)	Hi Newbie here!!! Extreme caution too all with More Than policies!!!!.......If taken up via the web like I and others have done the policies ARE NOT VALID. A computer error sends out a quotation and policy docs. I found out when I tried to put a private plate on the car and I was informed 'my policy will be cancelled in 7 days as we do not insure this type of vehicle there is a technical issue with the web.'

05-01-2009, 03:10 PM	#9
Dr.Crap Second Lieutenant Drives: DMS C63 AMG Join Date: Feb 2008 Location: Hampshire Posts: 255 iTrader: (0)	670 with admiral multicar, but have done some swapping around with wife's policy NCB etc

05-01-2009, 05:42 PM	#12
Speedtrap Lieutenant Colonel Drives: 2010 Porsche Carrera C4S PDK Join Date: Sep 2008 Location: London Posts: 1,809 iTrader: (0)	850 is bloody expensive for the E61. I pay 850 for the E60 m5 with Churchill! __________________

05-02-2009, 06:36 AM	#13
Neil McRae BMW Motorsport Drives: BMW ///M3 E92 / BMW 535d E61 Join Date: Jan 2009 Location: London Posts: 829 iTrader: (1)	yah, its cause its a multicar deal, I have all the NCB on the M3. Putting the NCB on the E61 brings it down a few hundred but the M3 goes up by a grand! __________________ -- Neil J. ///McRae -- Alive and Kicking. neil at DOMINO.ORG M3 DCT Alpine White

05-05-2009, 01:41 PM	#14
booforty Major General Drives: E92 M3 Join Date: Mar 2005 Location: London, UK Posts: 8,817 iTrader: (0) Garage List 2008 E92 M3 [0.00]	More Than are fine with me. Been with them since June 2008. I have spoken to them several times including adding my private plate and trying to get my missus covered.

05-05-2009, 02:59 PM	#15
M3-FAST Defected to the dark side..... Drives: Audi A7 & Porsche 996 C2 Join Date: May 2007 Location: Stafford, UK Posts: 5,625 iTrader: (11) Garage List 2009 E90 M3 [5.00] 2007 325i M-sport C ... [4.50]	I compared the Meerkats and got quotes from £540 ish (Admiral) to a couple of grand. I will be using Admiral if my current insurer won't play ball in a few weeks __________________ USED TO OWN THE M3 PICTURED ABOVE NOW DRIVING PORSCHE 996 C2 & AUDI A7 S-LINE QUATTRO V6 3.0TDi

05-05-2009, 05:33 PM	#16
booforty Major General Drives: E92 M3 Join Date: Mar 2005 Location: London, UK Posts: 8,817 iTrader: (0) Garage List 2008 E92 M3 [0.00]	I've heard Admiral are good at the moment

05-30-2009, 12:29 PM	#18
Hitman999 Lieutenant Drives: Mercedes C220 CDi Sport Saloon Join Date: Jul 2005 Location: United Kingdom Posts: 453 iTrader: (0) Garage List 2011 Mercedes C Cla ... [0.00]	I just got a quote online from More Than at £485 ... could this be right? I tried to call them but their systems are down. booforty did you tell them about optional extras on the car etc as the website doesn't seem to allow for this. Did they insist on a tracker? Thanks. __________________ Hitman999

05-31-2009, 04:03 PM	#19
MarcusInSW3 New Member Drives: BMW M3 E92 4.0 DCT Join Date: May 2009 Location: W. London Posts: 12 iTrader: (0)	Just got my insurance through Direct Line... £2,159 per year. Unfortunately I only have 2 years NCB as I had a company car up until 2 yrs ago. I also have 9 points. Oops. 3 points will drop off on 6th August though.

05-31-2009, 06:27 PM	#20
leelegend Registered Drives: E93 - M3 Join Date: May 2009 Location: Essex, UK Posts: 3 iTrader: (0)	£800 with elephant.... 36 years old with full no claims. best i found at the time. A-Plan wanted over £1200 lee

07-24-2009, 03:42 PM	#21
J1220 Private Drives: M3 Coupe 09 Join Date: Apr 2009 Location: UK Posts: 82 iTrader: (0)	Guys, anyone renewed their insurance in the last couple of weeks? I have tried all the above recommended but all seem approx £1300-£1500. Called More Than they won’t quote on M3’s – I am 33years old 6years NCB – No previous claims live in East London. Any help on this will be great. Thanks __________________ M3 COUPE M-DCT MY09 SPACE GREY / BLACK LEATHER BMW PERFORMANCE CARBON FIBRE TRIM