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      06-11-2008, 02:45 PM   #23
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downgrading from 328i? i thought 328 was as low as u can get...

jp... nah dude, dont do it that's dumb. wait until after the summer to see if gas is gonna drop after bush and his gang is gone
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      06-11-2008, 04:16 PM   #24
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Money in the bank > anything......................


can't argue that!

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Originally Posted by ejazbmw View Post
wow thats a noble move on your part I'd sell it and just take the loss man its better to sell it now before you don't get any offers cuz your still putting miles on it aren't you?
yeah that's what i was thinking but the offers i'm getting are putting me at a lost of ~$5k minimum. i think thats just outrageous.

a lease takeover would be ideal for me.

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Originally Posted by ///Mantis View Post
downgrading from 328i? i thought 328 was as low as u can get...

jp... nah dude, dont do it that's dumb. wait until after the summer to see if gas is gonna drop after bush and his gang is gone
yeah i'm taking my chances right now. i have a buyer but his offer is way too low. the buyer was sending me listing after listing of ads on craigslist that he found of sellers that haven't been able to sell their car for months. i guess he was trying to convince me to go with his offer or turn into those "stuck" sellers.
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      06-11-2008, 04:20 PM   #25
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a lease takeover would be ideal for me.

Have u tried swapalease or leasetrader? $600 monthly is high for a 328 but u never know.
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      06-11-2008, 04:22 PM   #26
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Take the loss and get a smart car. In a couple years we'll be wishing we did the same.



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      06-11-2008, 04:45 PM   #27
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Have u tried swapalease or leasetrader? $600 monthly is high for a 328 but u never know.
well, i didn't put any money down for cap cost reduction. my options are what dramatically increased the sales price.

some people are paying in the $500's but thats because they put a few grand down along with the security deposit.
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      06-11-2008, 08:18 PM   #28
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why would anyone take a 3k lost on car unless there's a good reason
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      06-11-2008, 11:27 PM   #29
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why would anyone take a 3k lost on car unless there's a good reason
duh? why would i wake up all the sudden and decide to take a $3k loss on my car?

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Originally Posted by cars4lyfe View Post
IMO, the fact that you're even thinking about it leads to me to believe that you already decided to do it, you are just holding back b/c you you need some reassurance from others. TRUST ME, a car doesn't make you who you are. Take the 3k loss and have financial freedom. Don't slave for a measly car!
not true. the $3k loss is me being generous on myself. the best offer i'm getting right now puts me around $5-$6k. i'm not going to do it if it doesn't make sense.
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      06-12-2008, 09:03 AM   #30
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Money in the bank > anything......................
What fun is money in the bank. you could die tomorrow.
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      06-12-2008, 02:13 PM   #31
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How much of the savings is gas?
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      06-12-2008, 02:51 PM   #32
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If you were going to take a 3k hit but, as the math has already been done, you would recoupe that in ~ 8 months......that's not so bad. Obviously, it could be better, but you'd recoupe your loss in a fairly short term. The question I have is are you looking to buy a car (as in $0 financed) for your dad or are you looking to purchase & finance a car for your dad? Indirectly, I'm wondering if the money you'd save by getting rid of your Bimmer is ultimately going to cover payments for whatever car you get your dad (which is a noble thing, by the way).
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      06-12-2008, 04:34 PM   #33
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How much of the savings is gas?
did the math and if i got a civic, monthly car payments + gas would yield total savings of at least $400/month.

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Originally Posted by bosstones View Post
If you were going to take a 3k hit but, as the math has already been done, you would recoupe that in ~ 8 months......that's not so bad. Obviously, it could be better, but you'd recoupe your loss in a fairly short term. The question I have is are you looking to buy a car (as in $0 financed) for your dad or are you looking to purchase & finance a car for your dad? Indirectly, I'm wondering if the money you'd save by getting rid of your Bimmer is ultimately going to cover payments for whatever car you get your dad (which is a noble thing, by the way).
my dad will be financing the car under his name but i will be making the payments. if i get rid of the bimmer, i can essentially pay for his car and a civic for myself. i'm paying $627 right now on the bimmer so my dads new car and my car might put me a little over that but that's still significantly less than keeping the bimmer AND paying for my dad's new car.
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      06-14-2008, 05:56 AM   #34
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buy my dad a new car. he needs one but can't afford it right now.
Why buy him a new car? Why not used if money is so tight?
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      06-14-2008, 07:17 AM   #35
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Quote:
Originally Posted by armyav8tor View Post
Why buy him a new car? Why not used if money is so tight?
your going to lose $3000.
just buy him a beater for that amount.
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      06-14-2008, 07:39 AM   #36
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your going to lose $3000.
just buy him a beater for that amount.

+1
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      06-14-2008, 10:04 AM   #37
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i think it's more than 3k

op needs top trade in his bimmer for a 10 speed bike and a special helmet
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      06-14-2008, 11:23 PM   #38
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Quote:
Originally Posted by D1swoop View Post
Will you break even when you sell your rims and mods? What do you have for sale? IMO if the blue book is less than what you would be losing on the sale, then do it, only if you are really in a tight spot. G/L
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      06-15-2008, 12:27 AM   #39
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give your dad the 328 and be done with it.
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      06-15-2008, 06:55 AM   #40
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give your dad the 328 and be done with it.
+1

I was thinking the same exact same thing.
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      06-15-2008, 03:48 PM   #41
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give your dad the 328 and be done with it.
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+1

I was thinking the same exact same thing.
uh, that defeats the purpose of not increasing my auto expenses each month.

plus, a 2 door bimmer is not his kind of car.
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      06-16-2008, 08:12 AM   #42
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ok lets get some facts and I don't mean this in a bad way.
Does your dad have a job?
Why do you have to pay for the car?
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      06-16-2008, 02:14 PM   #43
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uh, that defeats the purpose of not increasing my auto expenses each month.

plus, a 2 door bimmer is not his kind of car.
so hypothetically lets say you are paying $600/month for your BMW... you want to buy your dad a car, on top of buying another car for yourself. So that means, you will need to find a way to get 2 cars for under $600/month. I think leasing a Civic costs around $200/month or so... So I guess your only option would be to buy 2 Civics?...
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      06-16-2008, 02:52 PM   #44
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ok lets get some facts and I don't mean this in a bad way.
Does your dad have a job?
Why do you have to pay for the car?
yes he has a job. he was supposed to get a new family car but my sister's car broke down so he chose to buy her a new one instead.

so instead of me driving around a nice BMW while my dad drives a beat up truck, i'm downgrading so i can essentially make payments on 2 "cheaper" cars.

why do i have to? i don't have to. i WANT to.

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so hypothetically lets say you are paying $600/month for your BMW... you want to buy your dad a car, on top of buying another car for yourself. So that means, you will need to find a way to get 2 cars for under $600/month. I think leasing a Civic costs around $200/month or so... So I guess your only option would be to buy 2 Civics?...
you are exactly on point. i did the math and if i got my dad a new honda crv (which him and my mom both like) and myself a new civic SI, i'd only be paying $50 more a month than what i'm currently paying now. i'm factoring in payments and gas on the civic SI and payments only on the crv.
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