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      01-13-2009, 10:03 AM   #23
kmac1980
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Originally Posted by slammedm3 View Post
my insurance actually went down from my 2005 330ci.
I used to pay $2900
the My E93 M3 is $2500

Not bad!
yeah the convertible is really good on insurance, my rates are about the same as my e90 330i...

the e93 is definitely less than the e92 by a lot... i guess they figure, coupe drivers a higher risk driver
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      01-13-2009, 10:31 AM   #24
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Originally Posted by kaza View Post
Melloche Monnex $1500/yr $0 Deductible and have 2 cars and home covered with them also.
Seems reasonable to me considering it is covering an $80k vehicle
How old are you and how many years of driving experience if you don't mind me asking. That seems like a pretty darn good rate.
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      01-13-2009, 10:37 AM   #25
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How old are you and how many years of driving experience if you don't mind me asking. That seems like a pretty darn good rate.
35yo, 19 year clean driving record and claim free (M-AH).
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      01-13-2009, 11:48 AM   #26
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35yo, 19 year clean driving record and claim free (M-AH).
Hmmmm.....you think maybe 4 doors M3 are cheaper to insure than a coupe? I don't get it, I have clean records and no claims but my premium is higher. I'm getting jibbed
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      01-13-2009, 12:53 PM   #27
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I am paying $2100/year ($500 Ded) for my M3 sedan vs $1700 for 335 sedan...I am OK with that delta...I am 36, married and not so clean record
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      01-13-2009, 04:48 PM   #28
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Wow!!! These are some crazy insurance bill numbers I'm seeing posted. I picked up my E90 at the end of October and replaced 02 my E46 ///M and my insurance bill actually went down.

I was paying a little under $1,100 per year with the E46, and my new price for the E90 is just under $900 for the year. I'm 36, 20 years driving with a (mostly) clean record. I guess the area you live in makes a big difference - hurray east coast!!
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      01-13-2009, 11:37 PM   #29
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M3 vs S5

When I had my Audi S5, I was paying ~$1400/year. I was relatively surprised, my insurance agent stated that since they had no details on the car at that point (March 2008), they're going with an S4 spec. My premiums went up to about $1600/yr when I moved to the E90 M3 late year. So not a major difference.. this is with a $1,000 deductible collision/comprehensive.

All in all, not too bad.. gas costs more quite easily.. that's a cost I can justify.
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      01-14-2009, 06:39 PM   #30
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Quote:
Originally Posted by slammedm3 View Post
my insurance actually went down from my 2005 330ci.
My insurance also went down when I traded in my 2002 325 ic. No complaints.

Quote:
Originally Posted by kmac1980 View Post
yeah the convertible is really good on insurance, my rates are about the same as my e90 330i...

the e93 is definitely less than the e92 by a lot... i guess they figure, coupe drivers a higher risk driver
I am surprised that the convertible is cheaper, as it is more $$$, less safe for serious accidents, and harder to fix (more mechanical parts). I agree that possible less likely to get into an accident, but I will leave that one for the underwriters.

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Originally Posted by jaiman View Post
weird. I live downtown as well. I;m moving in a bit over a week to the liberty village area and my insurance is bumping up to 1700, so location inside the city can make a big difference.
Location in the city does make a huge diffence. I had a friend move from Lawrence area to King West (Liberty Village) and his insurance increased $400 on a Mazda 3. I guess that area is too close to Parkdale and King/Dufferin for vandalism and comprehensive rates.
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      01-14-2009, 11:31 PM   #31
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just got an insurance estimate for my upcoming e92 m3 coupe from meloche monnex...

$2250/yr with $1000 colls. and $5000 comprh. deductibles with $2mil liability.

I think this is high but then again I am in downtown TO and 28.

I like their 5 year no depreciation program though...if the car gets written off, they will buy another brand new m3 and give it to me, or so they say.
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      01-15-2009, 09:53 AM   #32
kmac1980
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Quote:
Originally Posted by Lagos View Post
just got an insurance estimate for my upcoming e92 m3 coupe from meloche monnex...

$2250/yr with $1000 colls. and $5000 comprh. deductibles with $2mil liability.

I think this is high but then again I am in downtown TO and 28.

I like their 5 year no depreciation program though...if the car gets written off, they will buy another brand new m3 and give it to me, or so they say.
Thats not too bad... similar to the quote I got from Meloche and im also 28/downtown....the e93 ended up cheaper though
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