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      02-04-2008, 08:18 PM   #1
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WTF? Credit Card approval?!?!

Just got this credit card in the mail today and it has my name on it. I dont remember signing up for it at all. They said I must call their 1-800 number to activate the card. I tried calling in to ask them about it but I'm not able to get through unless I enter the card number which in turn activates the account. I'm just wondering if anyone here's gotten something similar? This is from First National Card.
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      02-04-2008, 08:52 PM   #2
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It is illegal to do that now. Where they send credit cards with your name and everything. I would try and somehow find some sort of customer support number. Call them say you will report them if they dont take you off their list or whatever they have.
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      02-04-2008, 09:00 PM   #3
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You sure its not a fake number on the car? I still get them all the time with my name on it but the number on the CC is 0000 0000 00000 ect.
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      02-04-2008, 09:19 PM   #4
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Quote:
Originally Posted by DasBlitz View Post
It is illegal to do that now. Where they send credit cards with your name and everything. I would try and somehow find some sort of customer support number. Call them say you will report them if they dont take you off their list or whatever they have.
Yeah they do have a optoutprescreen number but not really a number where I can call and ask about it. The other number will pretty much activate the card and constitute that I've accepted the card which is kind of wack.
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      02-04-2008, 09:21 PM   #5
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You sure its not a fake number on the car? I still get them all the time with my name on it but the number on the CC is 0000 0000 00000 ect.
Nope. It has like real numbers, name & expiration date. All I have to do is call in an activate it. lol wtf?
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      02-04-2008, 09:27 PM   #6
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It's happened to me with reputable cards like Bank of America or Chase. If you don't need a credit card just cut it up. Not worth risking it if/when they ask you for your SSN or home address or anything like that.
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      02-05-2008, 10:32 AM   #7
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Just shred the card and all the crap in the envelope.

Speaking of shredding, always remember to shred anything with your name and address on it.
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      02-05-2008, 01:52 PM   #8
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      02-07-2008, 10:31 PM   #9
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You can also get a credit freeze in most states so that nobody can access your credit without your permission. This is a credit freeze, not a fraud alert. Look it up--it's worthwhile.
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      02-08-2008, 12:03 AM   #10
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Thanks for all your advice/opinions guys. I basically just didnt even bother calling them again or anything. I will probably just shred it.

Quote:
Originally Posted by turbocoins View Post
You can also get a credit freeze in most states so that nobody can access your credit without your permission. This is a credit freeze, not a fraud alert. Look it up--it's worthwhile.
Oh wow I think I heard something like that before in this one commercial but didnt know what it was. Anyhow, I took your advice and looked it up and it does explain a lot. Thank you!
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      02-09-2008, 10:36 AM   #11
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Thanks for all your advice/opinions guys. I basically just didnt even bother calling them again or anything. I will probably just shred it.



Oh wow I think I heard something like that before in this one commercial but didnt know what it was. Anyhow, I took your advice and looked it up and it does explain a lot. Thank you!
You're welcome. It works!
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