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10-26-2009, 08:40 PM | #23 | |
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so have you priced the financing? are you getting 700-800 for a well optioned E93? is that for 60 mos? another question.. if you buy this thing vs. leasing.. do you think after a few years there will be some equity in the car? i am always under the assumption that you are upside down? thanks in advance.. ur right about living for yourself.. Steven |
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10-26-2009, 09:02 PM | #24 | |
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This is quite true which is why I am pretty much set on buying this vehicle. In my eyes its so worth it. Does anyone care to elaborate on the "BMW Select" program? -Vin |
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10-26-2009, 09:21 PM | #25 |
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Just got a fully loaded E92 and went with the Select program. Paying $810/ month, $0 out of pocket. It was one of the last 09's they had. Lowest they would go on the lease was $1380/month which was not going to happen. My boss pays $1440/month for his M5 which had a sticker of $98k. I don't imagine they are leasing too many of these cars right now.
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10-27-2009, 12:10 AM | #26 | |
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On the 2010 you may not get 0.9% .. but let's say a conservative 2.9-3.9% (else I just don't see them moving such a car .. economy is still going to be in the tanks from a Job Market standpoint mid-2010). The only way you will come out ahead in a buy decision will be if you keep the car for close to 7 years. I also recommend you do European Delivery ( .. well .. you may not really "save" .. but hell ... running the //M on the autobahn and through the alps is worth it .. something you wouldn't have been able to do if you picked it up stateside on a good deal). I've seen people negotiate close to 250-500 over ED INVOICE which is a good $3K-3.5K lower than US INVOICE. My best guess is (no exact math here) .. after 6-7 years (approx. 2 lease terms) .. if you subtract the residual value of the car (calculated from US MSRP) from the cost you bought it at (ED INVOCE & change) and divide it by the number of months you owned it .. you'd be pretty close to around 775-800-ish (including tax) for the sedan I would say around 850-875 for the 'vert. Of course .. if you can write off the depreciation into a business to yield a tax saving .. more power to you. You'll be way ahead on any lease deal on this forum (with an European vacation to boot). To maximize resale though (at least through my calculation) .. you may have to go with a sedan/DCT (most practical and versatile) with conservative colors (i.e no reds/bright blue) and a loaded car (with all comforts). Not that you have to .. but something to consider. Bottom line .. you're gonna have to live with this thing for a while (not a bad thing if you ask me). With the way BMW is heading with turbo-charged power plants, run flats, automatic transmissions (in //Ms), SUVs, etc .. (not that it's a "bad" thing per say) .. but I don't think living with a free-revving V8 and DCT is a "punishment" per say .. lol . |
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10-27-2009, 08:40 AM | #27 | |
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Good morning everyone.. well good news bad news.. spoke to my accountant, he advised leasing vs. buying in my case..
so i guess i will just have to wait it out! is anyone else looking to get into one of these that is pondering leasing? Steven Quote:
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10-27-2009, 10:42 AM | #28 | |
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Regardless .. like others have said .. there is absolutely no way you are going to get those lease deals again (unless it's a lease transfer .. and that too by a less-informed individual who doesn't know how much the market conditions for //M3 leases have improved since his deal). Be prepared for $1100+ leases ... lease rates on 2009s at the end of the model YR run a few months back, weren't budging. I don't see how anything will change in 2010 (that too with the economy on a slight uptick). BMW has changed the //M3 to a "pull" model .. vs. "push" and they are betting on low APR and purchase vs. leasing (for most cars going forward). How many //M3s do you see in car lots .. during 2008 .. some dealers had over 8 sitting in one. I'll be surprised if I find 8 cars in the state now (excluding CA of course). If you are hell bent on leasing .... there are however, good lease deals on the BMW 5-series as they are going out of their model run with the new F10 platform expected in 2010 spring. |
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10-27-2009, 12:12 PM | #29 | |
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10-27-2009, 05:01 PM | #30 | |
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10-27-2009, 05:02 PM | #31 |
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