Killed my Car in Flood (Tropical Storm Issaac)

[US///M3]

Originally Posted by DARK_M3

Big 4x4 when driving in hurricanes ftw. M3.... no no.

You're so mean for pointin out the obvious.

[DARK_M3]

Originally Posted by mjposner

You providing free of charge....

Haha I would! But I'm a little far away

[tibra1]

[mjposner]

My dealer has two flooded M3s and 30 total cars from teh storm. One customer got a new X5 loaner and promptly hydrolocked that one the next day trying to get to her son in an emergency.

Waiting for replacement adjuster, my original adjuster went back to the west coast of Florida. Spoke to service manager, he expects them to approve a new engine. I get a two year warranty if done. Maybe I will find out tomorrow.

[2009Cabriolet]

Best of luck with the outcome.

[CCLSVTM3]

Originally Posted by DominionXX

Maybe because it is his only vehicle.
Maybe he had no other choice.
Who cares, I hope his car is OK.. Why not just say good luck, and leave it at that!

Seriously, what's up with trying to kick someone when they are own.....

[tuco44]

Hope it all works out for the OP, good luck with getting it totalled so you would be free of it regarding future problems re salvage, etc. Sounds like you have a good chance of insurance totalling it, given new engine vs 4 years old.

[mjposner]

Why would it be a salvage title? No accident reported, no change in ownership, can the insurance company do this, or simply report flood damage. Anyone in Florida know?

[m3an]

Originally Posted by mjposner

Why would it be a salvage title? No accident reported, no change in ownership, can the insurance company do this, or simply report flood damage. Anyone in Florida know?

Yes the flood damage will be reported and may or may not show up on an autocheck or carfax. The car will still have a clean title though. Salvage titles are only for cars deemed total losses.

[Lorde]

Barack Obama doesn't care about BMWs.

[positiveions]

Originally Posted by mjposner

The latest new for nice people (other can lok away now, I am sure that there i somewhere else you can spew):

Despite repeated oil drains, the car still has water in the engine so the dealer has advised Geico that the engine needs to be rebuilt or replaced.

However, the dealer could not reach the adjuster, and by the end of the day Friday, his mailbox was full. Unfortunately, he was not a local, but an adjuster brought in from out of town to help and he had told me that he was going back to the west coast on Friday.

With the holiday, I will not know anything until Tuesday at the earliest...

If they total, I will have to start looking for another car. CPO M3 at top of my list, but budget is tight, so I may have to hold off for now. Nothing local M3 wise has any appeal (so few for sale).

Thanks for (mostly) the support

Something will definitely be achieved; whether new car, used car, rebuilt car, you will get something. Keep your spirit high kiddo.
Metals are not worth being depressed over.

[bm11]

A flood indicator is almost as bad as a salvage title. Very similar depreciation hit.

[1911]

Originally Posted by Dannys M3

You have to laugh at people who live across the country and think they know what it's like what you had to experience. I had some flooding, could post up a video but them Californian's wouldn't comprehend.

+1

[shaq diesel]

Originally Posted by m3an

Yes the flood damage will be reported and may or may not show up on an autocheck or carfax. The car will still have a clean title though. Salvage titles are only for cars deemed total losses.

I'm ignorant on how insurance companies title claims but I thought that the only time they identify flood daamge is if water gets into the car and they have to replace internal components. Do they use the same general classification if water just gets into the motor?

[M3PO]

Originally Posted by Dannys M3

You have to laugh at people who live across the country and think they know what it's like what you had to experience. I had some flooding, could post up a video but them Californian's wouldn't comprehend.

What an ignorant statement. Like no Californian has EVER lived anywhere besides California and California NEVER gets any flooding. We couldn't possibly understand.

[m3an]

Originally Posted by M3PO

What an ignorant statement. Like no Californian has EVER lived anywhere besides California and California NEVER gets any flooding. We couldn't possibly understand.

but were you here last week?? that's the point, it's very easy to pass judgement from elsewhere not knowing what is really happening.. Who cares, let the OP move on. He came here to say what happened and everyone jumps down his throat..


OP if you need help I am a licensed appraiser/adjuster and have dealt with floord vehicles before. PM me if you need any assistance.

[m3an]

Originally Posted by shaq diesel

I'm ignorant on how insurance companies title claims but I thought that the only time they identify flood daamge is if water gets into the car and they have to replace internal components. Do they use the same general classification if water just gets into the motor?

yes claims are classified according to cause of loss. Being that this was a named tropical storm, many people were affected, this will be classified as a CAT loss to Ins. companies and the damages are from water. (i.e. not collision) it is a comprehensive loss and will be applied to the comp portion of the policy.

[US///M3]

Originally Posted by tibra1

Hahaha the BMW driver was still trying to steer the car as it was being washed away. The guy in the 2 door Land Cruiser equipped with a snorkel made a U turn.

[mjposner]

Sorry to hear that. South Florida didn't get it too bad.

Sure, 18 inches in one day in Wellington (South Florida), not bad at all, twice as much water as Wilma.

I always keep my car garaged with weather like that... too many potential problems. This obviously being the worst. Sure I guess I could walk to work instead of driving my only car...

[mjposner]

Dealer advises that a new engine will have to be shipped from Germany at a cost of $24,800. 3 weeks to deliver. Installation not included

Seats are unbolted, and car now has no pads or carpet with plastic trim in trunk.

Still waiting on Geico

[tibra1]

Originally Posted by mjposner

Dealer advises that a new engine will have to be shipped from Germany at a cost of $24,800. 3 weeks to deliver. Installation not included

Seats are unbolted, and car now has no pads or carpet with plastic trim in trunk.

Still waiting on Geico

Drop a Dinan stroker in there..same price.

Click

Only question is..if your old engine would qualify as a "suitable" core..

[askjeeves]

Originally Posted by mjposner

Sorry to hear that. South Florida didn't get it too bad.

Sure, 18 inches in one day in Wellington (South Florida), not bad at all, twice as much water as Wilma.

I always keep my car garaged with weather like that... too many potential problems. This obviously being the worst. Sure I guess I could walk to work instead of driving my only car...

Pretty sure he meant farther south Florida. It wasn't bad at all in Miami. I was out and about that Sunday night and went to work on Monday. Even in doral where the water tends to build up it wasn't bad.

Really unfortunate what happened. I Hope it all gets taken care of without too much hassle.