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11-19-2009, 06:27 PM | #23 |
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2018 F15 X5 - Alpine
2015 F82 M4 - Yas Marina 2010 E92 M3 - Alpine White - Sold Last edited by DiamondGCoupe; 08-01-2016 at 09:43 PM.. |
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11-19-2009, 08:00 PM | #24 |
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I bought my 09 Sedan for $500 over cost($71,670 MSRP,I paid $66160 at Vista. I have the Select Program(locked in 0.9 on Nov 2nd, the last day it was offered) My balloon is $23k and I put 0 down and my payment is $872 including GAP Insurance and the 5 yr Wheel/Tire Protection(the new program covers curb rash and anything cosmetic). I'm very happy with my deal! It will be here on Wednesday, just in time for Thanksgiving! Can't Wait!!!!!!
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11-19-2009, 09:09 PM | #25 |
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2018 F15 X5 - Alpine
2015 F82 M4 - Yas Marina 2010 E92 M3 - Alpine White - Sold Last edited by DiamondGCoupe; 08-01-2016 at 09:43 PM.. |
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11-20-2009, 12:59 PM | #27 |
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Uhhhhh...you still have to pay the car off though....
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2009 E90 M3 | Silverstone II | Black Novillo | HRE P40's | Akrapovic Exhaust | Eibach Pro Kit | Jet Black Kidney Grilles | SSII Side Reflectors | SSII Side Gills | LUX H8 Angel Eyes | Macht Schnell Filter | Tecnocraft Envy Charge Pipe
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11-20-2009, 02:00 PM | #29 | |
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02-03-2010, 05:53 PM | #30 |
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Can someone PLEASE elaborate on this? Something's strange. If this case was me and I traded in an M3 before the balloon payment, I would owe maybe $23K on the balloon. Wouldn't the car be worth much more than $23K so I wouldn't have to worry about the balloon???
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02-03-2010, 06:15 PM | #31 |
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Do you own your small business? If you do, then you can write off the M3 lease as an auto expense, then it would make a lot more sense for the $11xx/month lease payment...since you're spending your pre-tax dollars.
After I return my Z4M this August, I'll be taking on a lease of a MY2011 M3 coupe, and since I own my restaurant, I can write off the lease expense. M leases are so terrible right now (low residual/high buy rate), it really does not make sense unless you just have a lot of disposable income, or you can write it off. |
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04-01-2012, 05:04 AM | #32 |
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Anyone on this? I know it's an old thread..
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04-02-2012, 01:52 AM | #33 |
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You would still be losing the equivalent amount of equity. At that point you really are just paying off principal as the interest is front loaded. I am an F&I manager so I know. When dealing with a model like an M3, more often than not a standard 60 month loan should be fine. Any term over 60 months and you're just paying more interest as most rates increase at 61 months. A lease is good only if the residuals are good and the money factor(rent charge) is low. Select whatever or any balloon type setup is for suckers. You are paying A LOT of interest.
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06-27-2012, 02:49 AM | #34 | |
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02-24-2015, 12:08 AM | #35 | |
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