BMW M3 Warranty

[mercedesc63]

I am looking for a warranty that covers all mechanical and allows for a care free ownership of the car. Specifically I am looking for a direct replacement for a factory warranty. I have like about 3 grand. I want no problems with the car that the warranty would cover.

So what are my options?

[jphughan]

Originally Posted by mercedesc63

I am looking for a warranty that covers all mechanical and allows for a care free ownership of the car. Specifically I am looking for a direct replacement for a factory warranty. I have like about 3 grand. I want no problems with the car that the warranty would cover.

So what are my options?

I'll go ahead and assume you meant to say you want no problems with the car that the warranty wouldn't cover, but to my knowledge there is no third-party warranty of any level from any vendor that matches the factory warranty exactly. Assurant seems to be a popular option and I believe is the company that manages BMW's own extended warranty offering, but it's not fully comprehensive. Even BMW's own CPO warranty doesn't match factory exactly.

Sorry I can't give you more specifics, but there are already TONS of extended warranty threads on here, so hopefully you can find the closest thing to what you're looking for there.

[mercedesc63]

I'm looking a little more budget friendly, Like usaa or something. I just want coverage on major parts and stuff. Not factory warranty, I know cpo doesn't cover everything but like a similar one. Or like monthly payments or something for my insurance?

Originally Posted by jphughan

Sorry I can't give you more specifics, but there are already TONS of extended warranty threads on here, so hopefully you can find the closest thing to what you're looking for there.

I spent a couple hours trying to find an answer. Most threads advertise a huge cost to these warranties like 7gs for 2-3 years. Assurant costs as much as a regular extended warranty for like 7 grand. I am looking for something like a monthly payment or like insurance plan. I will of course pay for the brake pads and oil but like just the basics of the engine but I only have like half of 7 to put on the warranty like 3.

[Time Lord]

So get usaa....

[mercedesc63]

Originally Posted by Giorgia

So get usaa....

What is your opinion of USAA?

[M3///Driver]

Same place as OP

Has anyone heard of Zurich?

BMW Stealer offered me 2 years for around $3,400 with them.(100Ded.)

Zurich VSC Brochure.pdf

[Wei718]

Originally Posted by M3///Driver

Same place as OP

Has anyone heard of Zurich?

BMW Stealer offered me 2 years for around $3,400 with them.(100Ded.)

Attachment 981101

I'm with Zurich NA, paid $3400 for an additional 4yrs or up to 60k miles with a $200 deductible. Let me say that they are an awesome 3rd party warranty company. So far they have covered my throttle actuator and complete steering rack. Both of those claims already paid for itself.

Should definitely look into them.

[coogs08]

I paid around that for a 6yr/100k BMW Powertrain Plus warranty from Steve Thomas BMW. The Powertrain Plus doesn't cover any of the electronics (radio, nav, etc) but most of the major mechanical components are covered. I noticed you specifically stated mechanical, however, so maybe this warranty would satisfy you.

[Grapesape]

I just got done looking for myself. I have a 2011 with 27000 miles. Warranty up in July. Assurant seems very reasonable. It is an exclusionary policy. Doesn't cover wear and tear. Includes road side services. Price will go up after 30000 miles.

Titanium plan (best) 4 years or odometer 60000 miles, $100 deduct for $3209. Can spread out pmts over 2 yrs with no penalty. Transferable and cancelable

[M3-S65]

USAA is the way to go if you are a member.

[mercedesc63]

Originally Posted by M3-S65

USAA is the way to go if you are a member.

How much and for how many months on your USAA? Do u also have insurance thru them?

[Rupes]

USAA is the best insurance you can buy, period. They are consistently ranked highest in customer satisfaction. You have to be a member of the military to buy a policy, however.

[Grapesape]

USAA contracts with Assurant.

[Time Lord]

Usaa is dope, you can keep extending the warranty past 100k. so every 2 years i pay 2k for 2 more years.

i mentioned my plan to the bmw shop forman and he said it covers everything but wear and tear items.

Which is weird because my plan covers some wear and tear items lol. just had my engine and motor mounts FREE!!! and theres no deductible im always at bmw lol,why not its free!!

[M3///Driver]

Originally Posted by Wei718

I'm with Zurich NA, paid $3400 for an additional 4yrs or up to 60k miles with a $200 deductible. Let me say that they are an awesome 3rd party warranty company. So far they have covered my throttle actuator and complete steering rack. Both of those claims already paid for itself.

Should definitely look into them.

4 Years?
My quote is for a 2012 M3 with 19k mile. its extends warranty
26 months (75K miles Total) past OEM warranty, but they said it in addition to the OEM, whatever that means.

Is yours also on top of OEM warranty or does it extend 4 year past?

[dparm]

Talk to Dan Dutton @ Pacific BMW (in California). He has very competitive prices on BMW Extended Vehicle Protection, which is a BMW-backed extended warranty. There are various coverage levels and durations. For $3k you could probably get a powertrain one for a few more years. If you want a true B2B, you'll have to pay big money from any provider.

[mercedesc63]

Originally Posted by Giorgia

Usaa is dope, you can keep extending the warranty past 100k. so every 2 years i pay 2k for 2 more years.

i mentioned my plan to the bmw shop forman and he said it covers everything but wear and tear items.

Which is weird because my plan covers some wear and tear items lol. just had my engine and motor mounts FREE!!! and theres no deductible im always at bmw lol,why not its free!!

I'd love to have USAA but from what I understand, they are a military only provider. They actually sound like the best.

[Grapesape]

What year is your car and how many miles on it? I'm trying to figure out why Assurant is quoting you $7000.

[mjposner]

Platinum bmw
6/100 msrp is $5990.00, I will sell for $5290.00
7/100 msrp is $7430.00, I will sell for $6730.00

So really 2 or 3 years plus mileage.

USAA was 4/100 at 6799.

Check out deneault@auto-pom.com, they use mercury, quoted my Porsche cayenne S for 2/75k at 3,499 Platinum