Shopping for warranty and maintenance

[s85e90]

Originally Posted by CarreraX

Disturbed, can the car have any mods like a supercharger or anything?

You're kidding right?

[CarreraX]

Originally Posted by s85e90

You're kidding right?

Actually, I asked him (Colin) yesterday and he said it was ok if it had a supercharger. I was amazed and curious.

[s85e90]

Originally Posted by CarreraX

Actually, I asked him (Colin) yesterday and he said it was ok if it had a supercharger. I was amazed and curious.

Ok but he's not the adjuster who will be settling a claim if one did arise though no? If you think any warranty will cover you putting FI on a car that was never meant for it, good luck!

[TVMA Doc]

Originally Posted by kscarrol

You might get a better deal buying the package but I would do some research on the maintenance pkg. Yes, 15k per year is a lot but realize you will still be on BMW's condition based service and you may not get your money's worth.

I skipped the extended maint. but I drive roughly 10k per year so I knew that I wouldn't get enough maint. done under the plan to justify the cost. As for an extended warranty, the BMW plan is good but read the fine print on electronics (iDrive etc). There are some good 3rd party plans as well. If you're eligible, USAA offers an excellent plan at a much lower price than the BMW plan...

Be careful, the USAA plan may be like Geico and require that the car be covered by the insurance within a certain time frame of having been purchased new-for Geico is must be less than 15k miles and 15 months of age if memory serves.

[CarreraX]

Originally Posted by s85e90

Ok but he's not the adjuster who will be settling a claim if one did arise though no? If you think any warranty will cover you putting FI on a car that was never meant for it, good luck!

I agree 100%. I'm actually considering selling it anyway.

[Sinful]

Originally Posted by kscarrol

If you're eligible, USAA offers an excellent plan at a much lower price than the BMW plan...

Originally Posted by djdiplomat

Just purchased a premium protection plan through Assurant Solutions (Underwriter for USAA) for $1869 4yr/50k miles. Can't beat that and it seems they have pretty good reviews compared to others.

USAA is top line, they are only for military and their families however. Never seen them deny claim. Excellent company with top ratings and reviews.

Originally Posted by TVMA Doc

Be careful, the USAA plan may be like Geico and require that the car be covered by the insurance within a certain time frame of having been purchased new-for Geico is must be less than 15k miles and 15 months of age if memory serves.

I have always been with USAA, I just bought a 5 year warranty, I reviewed every nook and cranny of the plan. No such requirement. Big benefit of plan is that you can also transfer the plan to a buyer if you sell it, or they will give you back your money on the unused portion. So say you sell the car in 3 years, they will refund you the equivalent of 2 years of premium.

[kscarrol]

Originally Posted by TVMA Doc

Be careful, the USAA plan may be like Geico and require that the car be covered by the insurance within a certain time frame of having been purchased new-for Geico is must be less than 15k miles and 15 months of age if memory serves.

Confirming what SinfulM3 posted, no such requirement at USAA. Bought my ext. warranty with 37k miles on the car and 3.5 years of ownership...

[Nola 32/65]

Originally Posted by djdiplomat

Just purchased a premium protection plan through Assurant Solutions (Underwriter for USAA) for $1869 4yr/50k miles. Can't beat that and it seems they have pretty good reviews compared to others.

Since their the underwriters from USAA I assume they don't sell their own plans? Meaning you have to go through USAA to have a plan from Assurant Solutions?

[Sinful]

Originally Posted by Nola 32/65

Since their the underwriters from USAA I assume they don't sell their own plans? Meaning you have to go through USAA to have a plan from Assurant Solutions?

I was under the impression that USAA uses different underwriters at different times. So I am unsure if it can only be bought through USAA, however I would think they probably tweak their plans to make them a bit better for USAA since it is military based.

[djdiplomat]

Originally Posted by Nola 32/65

Since their the underwriters from USAA I assume they don't sell their own plans? Meaning you have to go through USAA to have a plan from Assurant Solutions?

No, I went directly to Assurant since I have no military affiliations.

[r1214]

Originally Posted by djdiplomat

Just purchased a premium protection plan through Assurant Solutions (Underwriter for USAA) for $1869 4yr/50k miles. Can't beat that and it seems they have pretty good reviews compared to others.

I got the same thing for $1907. Thanks to your post I saved a lot of money too. When I called, they were trying to put me on an "additive" 3yr/36k mile plan for over $3000. I had to keep questioning the rep until he found the "remaining" 4yr/50k plan which means you get mileage up to 50K on your odo, not an additional 50K to what you have currently. Which, worked out great for me since the car I got only had 23K miles on it and I only drive about 7-8K miles a year.

[Disturbed]

Originally Posted by s85e90

Ok but he's not the adjuster who will be settling a claim if one did arise though no? If you think any warranty will cover you putting FI on a car that was never meant for it, good luck!

If Colin says it. He will back it up in wrighting. Maybe I should throw on that SC for $5500.

[djdiplomat]

Originally Posted by r1214

I got the same thing for $1907. Thanks to your post I saved a lot of money too. When I called, they were trying to put me on an "additive" 3yr/36k mile plan for over $3000. I had to keep questioning the rep until he found the "remaining" 4yr/50k plan which means you get mileage up to 50K on your odo, not an additional 50K to what you have currently. Which, worked out great for me since the car I got only had 23K miles on it and I only drive about 7-8K miles a year.

Glad to hear! I have 20k miles as well so it works out for those with low mileage.

[M3Lifer]

Originally Posted by dgoldenz

USAA warranty, way cheaper than BMWs. Just had my evap replaced with no hassles. Paid $1800 for warranty and repair was $3500 so already ahead of the game and still have 4.5 more years of coverage.

I was just quoted over $6k for a 4yr up to 100k miles from USAA on an '11 m3 with 37k miles and still under factory warranty.......how did you manage $1800??

The best I found was assurant direct (underwrites USAA) and a 3yr 30k for $3040

[buffstocover]

Originally Posted by CarreraX

Disturbed, can the car have any mods like a supercharger or anything?

I can tell you with 100% certainty that, for USAA, you cannot have ANY modifications. They will not issue a warranty. I've been a USAA member for 25 years, pay them thousands of $$ every year, have financed vehicles through them, and they will not do it. I recently tried to buy a USAA (also tried Assurant and Lithia) warranty for my e90, and none would do it because of a Dinan exhaust and Dinan intake--not even a ECU flash. Crazy.

You could not tell them, I suppose. But, as an attorney, that doesn't work for me. They could deny a claim and you'd be SOL.

[duk]

Originally Posted by fhaze3

Today:CarChex

2011 e90 M3 DCT in service date 10/2011 48,900 miles currently

Titanium Package (all except wearable)
3yr/30k $100 deductible

can utilize BMW Dealer for repairs if I want

$29xx.xx if paid in full

Mandatory 30day/1k miles waiting period before active (to avoid a pre-existing condition)

I drive about 10k a year, so I am pleased with this.

contact wayne wallace at mt view bmw, he gave me a really good deal on easycare