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08-31-2010, 01:33 PM | #1 |
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Sept financing rates?
I ordered an M3 on June 24th. my car has been released for dealer delivery as of 8/28. my dealer claims that he has no way of knowing when the car will actually show up at the dealership even though the trucking company is contracted to pick up the car within 72 hours of release. when i ordered the car the financing rate was 2.9%, so that is the worst i will do. currently the rate is 1.9% through today. i'm trying to figure out if i should actually buy the car today to lock in 1.9% and avoid the possibility of rates going up. i also don't want to lock in 1.9% and have it go down (something i think is unlikely, but who knows?). do the new rates truly come out on 9/1, or is it sometimes "leaked" what the new rates will be? any advance info would be greatly appreciated.
on a side note, i have been very disappointed with the customer service i've received from my dealer (Weber BMW Fresno CA). i feel like i'm having to work awfully hard to buy a car from them. i just need my car to arrive so that it can lighten my spirits. |
08-31-2010, 01:44 PM | #3 |
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Go lock it in! Worse case you get the 1.9% instead of 2.9%. And Outie is right, you may even be able to get a lower rate if it is offered...
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08-31-2010, 01:47 PM | #4 |
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08-31-2010, 01:51 PM | #5 |
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the dealer said that i would be buying the car today even though i won't be taking delivery. if the car is already purchased i'm sure they won't re-do the purchase with the lower rate. that's why i think i have to pick my poison and decide to buy at 1.9% or gamble on a lower rate come tomorrow.
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08-31-2010, 02:06 PM | #6 |
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Your dealer is lying about buying the car today w/o delivery, but is right about if you do the paper today they will NOT re-do it. It will be finalized.
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08-31-2010, 02:53 PM | #7 |
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my dealer just called and said "good news..."
i figured my car was in and ready. his idea of good news is that the 1.9% financing has been carried over through september. still no idea when my car will be here. has anybody else had this problem with the trucking company not sending the car? i find it hard to believe that if the car has been released to the trucking company that there isn't anything that the dealer can do to find out when the car is expected to be delivered. the dealer says that my car is priority 1 but they've already received a truck load of cars that are priority 3 and 4 that will be sitting on the lot waiting for someone to come along and buy them. i'm getting frustrated... |
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09-02-2010, 09:00 AM | #10 |
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