BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read


Go Back   M3Post - BMW M3 Forum > E90/E92 M3 Technical Topics > Track / Autocross / Dragstrip / Driving Techniques
 
EXXEL Distributions
Post Reply
 
Thread Tools Search this Thread
      06-27-2009, 04:01 PM   #1
4u3
Private First Class
18
Rep
105
Posts

Drives: 09 E92
Join Date: Jan 2009
Location: Pasadena MD

iTrader: (0)

Personal Auto Insurance cover HPDE?

Does anyone know what auto insurance co's exclude coverage for HPDE? I am with Progressive and they have an exclusion for any accidents that happen on a race track, regardless if it is a timed event or race, if it happens on a race track it is not covered. You can find out by looking at the exclusions in your auto policy. If you know of a company that does not exclude accidents on a race track please let me know. Fixing an E92 could be expensive. Thanks
Appreciate 0
      06-27-2009, 06:57 PM   #2
von_zoom
Captain
von_zoom's Avatar
30
Rep
915
Posts

Drives: 2010 Z06
Join Date: Apr 2009
Location: North Carolina

iTrader: (0)

I live in North Carolina, and in my state, as long as you are not participating in a "race" event, i.e. no timing devices, etc, the regular insurance on your vechile covers educational events at a dedicated track facility. Notice, "race track" is the operative word, and racing of any kind is the exclusive. Having said this, some HPDE event sponsors provide insurance as an added option. You might want to check into this when registering for any HPDE event. I hope this will help you.
vz
__________________


Previous Track Toy
Appreciate 0
      06-27-2009, 09:42 PM   #3
dawgdog
Colonel
148
Rep
2,278
Posts

Drives: 2015 M3, 2016 GT3
Join Date: Oct 2006
Location: Seattle, Wa.

iTrader: (0)

I have Safeco and it is excluded. It is interesting because Safeco was recently purchased by Liberty Mutual whose language is favorable. Unfortunately they are no longer writing the Liberty Mutual auto policy.
__________________
2015 f80 M3, 2016 GT3
Appreciate 0
      05-03-2010, 09:56 PM   #4
rzm3
Moderator
rzm3's Avatar
670
Rep
4,737
Posts

Drives: E92 M3
Join Date: Aug 2007
Location: USA

iTrader: (18)

Take a look at this thread if you are shopping for HPDE insurance policies.
http://www.m3post.com/forums/showthread.php?t=286902

I bought 10 event weekends for $1800 from WSIB with $50,000 collision coverage.
Appreciate 0
      05-04-2010, 05:37 AM   #5
LiM3y
Major
LiM3y's Avatar
United Kingdom
69
Rep
1,339
Posts

Drives: 2008 E90 M3
Join Date: Jun 2009
Location: CT

iTrader: (5)

Quote:
Originally Posted by rldzhao View Post
Take a look at this thread if you are shopping for HPDE insurance policies.
http://www.m3post.com/forums/showthread.php?t=286902

I bought 10 event weekends for $1800 from WSIB with $50,000 collision coverage.
+1 - same deal! LOL. I feel better now!
Appreciate 0
      06-09-2010, 09:09 AM   #6
judthryn
Registered
0
Rep
1
Posts

Drives: small car
Join Date: Jun 2010
Location: CA

iTrader: (0)

Thanks for sharing!!
__________________
Appreciate 0
      06-09-2010, 09:26 PM   #7
elh0102
Captain
15
Rep
751
Posts

Drives: 2009 335i coupe
Join Date: Apr 2010
Location: USA

iTrader: (0)

Totally depends on your state insurance regulations. Every general auto policy issued in your state will have the same exclusionary language.
Appreciate 0
      06-10-2010, 08:04 AM   #8
drburton
Lieutenant
116
Rep
468
Posts

Drives: e92 M3 Alpine
Join Date: Feb 2008
Location: Minneapolis

iTrader: (3)

I have Allstate and I called my agent specifically told him exactly what the event entailed, that it was at a track etc... He said I'm covered as long as I'm not actually 'racing'.
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 02:57 PM.




m3post
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST