Any dealers offering Tire/Wheel protection?

matrix77 · 01-14-2013, 04:15 PM

For a good price?

I am probably going to be buying my M3 in the next week. I want an option if I cant negotiate a deal with the dealer for a tire/wheel package at the sale

I used a policy from First Automotive for my 335 and for all intents and purposes, it doesnt exist anymore. Their new policies are much worse, have a $2000 ceiling and will only pay $150 towards rim repairs (and are very stingy with replacement). That and the policy price went up $300

That policy was $646 for 3 years

I'd rather go thru a no-hassle company like the one BMW offers

kscarrol · 01-14-2013, 05:30 PM

Yes, BMW offers its own wheel and tire insurance. They will likely try to sell it to you at the time of your purchase. Prices I have seen are much higher than the $646 for three years that your old company is now quoting. Three years of the BMW insurance is likely in the $900-$1,000 range (3 yrs coverage) but it does not have a ceiling... Also keep in mind that the BMW offering does not cover cosmetic damage like curb rash as I recall, only major failures like a bent/cracked rim.

I have it on my car and have only replaced one tire with a nail in it, no questions asked. With ten months of coverage left it seem like a money loser for me though the insurance on my wife's X5 paid or itself and most on my policy given the number of run-flat tires she went through!

Edit: Keep in mind that the price of the policy is negotiable, like everything else!

oldmarco · 01-14-2013, 06:15 PM

SafeGuard offers great wheel and tire warranties. We sell them at the dealership

Ghetto2315 · 01-14-2013, 10:38 PM

We use AllState. They're great

matrix77 · 01-15-2013, 04:51 PM

Yeah. I'm gonna have to talk to my dealership about it but I wanted a backup in case I had to walk from their policies. I put in an inquiry to AllState. Safeguard, i couldn't find their contact info - I guess its dealer only.

I'm hoping the non-runflats dont go boom as often but I dont want to take the risk. Especially with all insurance policies being refundable (pro-rated) in NY state.

01-14-2013, 04:15 PM	#1
matrix77 New Member 3 Rep 16 Posts Drives: E92 M3 Join Date: Oct 2010 Location: SoCal iTrader: (0)	Any dealers offering Tire/Wheel protection? For a good price? I am probably going to be buying my M3 in the next week. I want an option if I cant negotiate a deal with the dealer for a tire/wheel package at the sale I used a policy from First Automotive for my 335 and for all intents and purposes, it doesnt exist anymore. Their new policies are much worse, have a $2000 ceiling and will only pay $150 towards rim repairs (and are very stingy with replacement). That and the policy price went up $300 That policy was $646 for 3 years I'd rather go thru a no-hassle company like the one BMW offers
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01-14-2013, 05:30 PM	#2
kscarrol Brigadier General 8911 Rep 4,107 Posts Drives: 2021 X3 M40i, 1974 2002 Tii Join Date: Jun 2010 Location: Greenville, SC iTrader: (0)	Yes, BMW offers its own wheel and tire insurance. They will likely try to sell it to you at the time of your purchase. Prices I have seen are much higher than the $646 for three years that your old company is now quoting. Three years of the BMW insurance is likely in the $900-$1,000 range (3 yrs coverage) but it does not have a ceiling... Also keep in mind that the BMW offering does not cover cosmetic damage like curb rash as I recall, only major failures like a bent/cracked rim. I have it on my car and have only replaced one tire with a nail in it, no questions asked. With ten months of coverage left it seem like a money loser for me though the insurance on my wife's X5 paid or itself and most on my policy given the number of run-flat tires she went through! Edit: Keep in mind that the price of the policy is negotiable, like everything else! __________________ 2021 X3 M40i 1974 2002tii, Inka, 5 sp manual BMWCCA # 327475 Last edited by kscarrol; 01-14-2013 at 05:37 PM..
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01-14-2013, 06:15 PM	#3
oldmarco Lieutenant 37 Rep 526 Posts Drives: E90 M3 Join Date: Aug 2012 Location: Norwalk, CA iTrader: (2)	SafeGuard offers great wheel and tire warranties. We sell them at the dealership
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01-14-2013, 10:38 PM	#4
Ghetto2315 Colonel 831 Rep 2,352 Posts Drives: 16' BMW i8 Join Date: Feb 2012 Location: The REAL Jersey Shore iTrader: (1) Garage List 2001 BMW M3 E46 CON ... [9.50] 2016 BMW i8 [10.00] 2003 JEEP GRAND CHE ... [0.00] 2000 540i SPORT E39 [10.00] 2007 TOYOTA TACOMA ... [0.00]	We use AllState. They're great
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01-15-2013, 04:51 PM	#5
matrix77 New Member 3 Rep 16 Posts Drives: E92 M3 Join Date: Oct 2010 Location: SoCal iTrader: (0)	Yeah. I'm gonna have to talk to my dealership about it but I wanted a backup in case I had to walk from their policies. I put in an inquiry to AllState. Safeguard, i couldn't find their contact info - I guess its dealer only. I'm hoping the non-runflats dont go boom as often but I dont want to take the risk. Especially with all insurance policies being refundable (pro-rated) in NY state.
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