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12-20-2012, 11:22 PM | #23 | |
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___________________________________ http://www.loans-portal.com/high-risk-mortgage-lenders/ Last edited by munchkins; 10-07-2013 at 06:07 AM.. |
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01-07-2013, 11:58 AM | #25 |
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Curious What Type of credit this requires
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01-27-2013, 12:26 AM | #26 |
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Hey guys, I have ordered my M3, and am set to take delivery on 4/5. I took advantage of the BMW finance deal for $1500 in holiday cash, but the rate is obviously at least a couple points higher than with penfed. At what point could I refi that loan with penfed? My car is in production right now. It doesn't have a VIN yet (that I know of), only a production number.
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01-27-2013, 12:57 AM | #27 |
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That's a great rate. I'm getting 1.64% with Service Credit Union out here in Germany!!!
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01-27-2013, 02:58 AM | #28 |
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How old of a car can be bought with penfed? I'm curious to see if anyone knows because I was always curious how people finance older cars
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01-27-2013, 05:41 AM | #29 | |
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I would plan for worst case and calculate the amount of interest over for the 6 months using the BMW FS rate. How does this compare against the available credit. Decide on financing accordingly. The BMW credits are often linked to financing through them including the current $1500 and former BMW apps. |
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01-31-2013, 05:23 PM | #30 | |
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Penfed will finance pretty much anything with a Kelly Blue Book value. Pretty flexible but not very good values for older cars. |
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01-31-2013, 05:25 PM | #31 | |
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However, the dealership can lose financing incentives. Depends if you want to buy from them again. You are under no responsibility to help them reach their incentives... but they may be upset with you and not want to sell you another car if you do this. Depends on if they got an incentive/etc. Won't matter for customer incentives. |
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01-31-2013, 05:35 PM | #32 |
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01-31-2013, 05:52 PM | #33 |
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01-31-2013, 06:27 PM | #34 |
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02-09-2013, 12:17 PM | #36 |
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thanks for this, I just applied for a refinance, let's hope it gets all approved and sorted out...big difference between 3.29% from BMWNA and 1.49%!!
$20 was worth the application if I can save that much...
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02-09-2013, 12:32 PM | #37 |
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You're welcome. Update on my end: Everything went smoothly, from the application, to cutting the check, to closing, to auto-draft payments. Still happy with PenFed.
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02-09-2013, 12:53 PM | #38 |
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Just created an account , THANKS!
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12-31-2014, 07:55 PM | #39 |
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Anybody get a loan recently with PenFed? Looking to do a 60-Month term. Was hoping I could get 1.5-2% with them. Anyone chime in?
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01-29-2015, 01:32 PM | #40 |
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01-29-2015, 02:09 PM | #41 |
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Go with DCU, they'll have the rates you're looking for.
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