Does getting your wheels powder coated void an insurance policy on your wheels?

capitaann · 07-20-2011, 04:07 PM

Was discussing my intention to get the ZCP wheels on my 2011 e92 powder coated with a friend and he mentioned that his dealership told him that it damages the integrity of the wheel and they would not honor the wheel insurance policy he worked out with them??

2 points:

1) It was my understanding that getting wheels powder coated has almost zero negative effect on the structural integrity of the wheel itself...

and

2) Anybody have any personal knowledge of whether or not this is true?

SIIK2NR · 07-20-2011, 04:34 PM

whatever...... just get them powdercoated.

"Wheel integrity"? hahaha.....

Unless you run straight into a curb or love slamming into pot holes, you will not have to worry about that.

capitaann · 07-20-2011, 05:46 PM

haha idk... what descriptive language would you have used??

I was just curious about whether or not the dealership was gonna give me shit about them

Quattro98 · 07-20-2011, 07:34 PM

You should ask the underwriter of the insurance policy since they will be approving or denying the claim.

Shmelgy · 07-20-2011, 10:09 PM

I spoke with south bay bmw yesterday and they said that bmw released a new policy that says you cannot return the car with painted or powdercoated rims. I know that doesn't have to do with the insurance but its still annoying. I think I'll just do it and trade them with someone at the end of my lease

BMW Fanatic · 07-20-2011, 10:34 PM

Interesting ^

If you leased the car then do it and just trade with someone at the end of the lease, if you brought it then do it and enjoy the look until it comes to selling!

BMW Canada is the same thing as BMWNA which is the same BMW company they have in America so judging by this and what my relations manager told me when I brought my car, the insurance policy covers ANY wheel(s) that are on the car at the present time when a replacement/repair job is required, they could be stock ZCP powdercoated to BBS FI custom rims and they ARE covered under the insurance!

capitaann · 07-21-2011, 06:10 AM

Quote:

Originally Posted by BMW Fanatic

Interesting ^

If you leased the car then do it and just trade with someone at the end of the lease, if you brought it then do it and enjoy the look until it comes to selling!

BMW Canada is the same thing as BMWNA which is the same BMW company they have in America so judging by this and what my relations manager told me when I brought my car, the insurance policy covers ANY wheel(s) that are on the car at the present time when a replacement/repair job is required, they could be stock ZCP powdercoated to BBS FI custom rims and they ARE covered under the insurance!

sounds good to me

My m3 is slated to arrive at the port in a week, but I actually just bought a set of nearly brand new ZCP wheels + tires off a forum member... gonna get those powder coated and box up the original wheels + tires... figure its a great selling point to have the original wheels + tires in perfect condition should I decide to sell the car down the line... was just curious about the insurance policy because I heard its a must with the ps2 tires in the tri-state area

SenorFunkyPants · 07-21-2011, 06:53 AM

AIUI the OEM 19" wheels are, in part, powder coated as supplied to BMW by the manufacturer.

Singletrack · 07-21-2011, 06:56 AM

You should not do high temp powder coating on forged wheels. However, I believe the ZCP wheels are cast are they not? There are also lower temp powder coats that can be done.

Nine · 07-21-2011, 08:11 AM

When in doubt assume they won't help you out. When I had zurich on my other car, they wouldn't repair damage unless a tire could not be mounted on the wheel. ****ing BS.

07-20-2011, 04:07 PM	#1
capitaann New Member 1 Rep 16 Posts Drives: 2011 m3 coupe Join Date: Jun 2011 Location: New Jersey iTrader: (0)	Does getting your wheels powder coated void an insurance policy on your wheels? Was discussing my intention to get the ZCP wheels on my 2011 e92 powder coated with a friend and he mentioned that his dealership told him that it damages the integrity of the wheel and they would not honor the wheel insurance policy he worked out with them?? 2 points: 1) It was my understanding that getting wheels powder coated has almost zero negative effect on the structural integrity of the wheel itself... and 2) Anybody have any personal knowledge of whether or not this is true?
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07-20-2011, 04:34 PM	#2
SIIK2NR Lieutenant 51 Rep 598 Posts Drives: AW E92 M3 Join Date: Mar 2007 Location: San Dog iTrader: (0)	whatever...... just get them powdercoated. "Wheel integrity"? hahaha..... Unless you run straight into a curb or love slamming into pot holes, you will not have to worry about that. __________________ Current: 2006 Lotus Elise SC Previous: 2008 AW E92 M3 6MT - Sold 2004 AP2 S2000 - Sold
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07-20-2011, 05:46 PM	#3
capitaann New Member 1 Rep 16 Posts Drives: 2011 m3 coupe Join Date: Jun 2011 Location: New Jersey iTrader: (0)	haha idk... what descriptive language would you have used?? I was just curious about whether or not the dealership was gonna give me shit about them
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07-20-2011, 07:34 PM	#4
Quattro98 Private First Class 8 Rep 106 Posts Drives: '11 E92 M3, '15 F31 328i(x) Join Date: Jan 2008 Location: Chicago iTrader: (1)	You should ask the underwriter of the insurance policy since they will be approving or denying the claim.
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07-20-2011, 10:09 PM	#5
Shmelgy B.E. 444 Rep 761 Posts Drives: F80 M3 & 1969 Mustang Fastback Join Date: May 2010 Location: City of Angels iTrader: (3)	I spoke with south bay bmw yesterday and they said that bmw released a new policy that says you cannot return the car with painted or powdercoated rims. I know that doesn't have to do with the insurance but its still annoying. I think I'll just do it and trade them with someone at the end of my lease __________________ Current: 2022 TRX & 2010 GT3RS Past: 2016 M3 Individual Grigio Telesto Pearl, Sakhir Orange/Black Full Leather w/ CF trim, 6MT, ZCP, CCB, etc... Previous: 2011 E92 M3 Melbourne Red on Black 6MT ZCP. --> now 2010 dedicated track car
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07-20-2011, 10:34 PM	#6
BMW Fanatic Banned 135 Rep 3,293 Posts Drives: slow Join Date: Jul 2009 Location: Calgary iTrader: (11)	Interesting ^ If you leased the car then do it and just trade with someone at the end of the lease, if you brought it then do it and enjoy the look until it comes to selling! BMW Canada is the same thing as BMWNA which is the same BMW company they have in America so judging by this and what my relations manager told me when I brought my car, the insurance policy covers ANY wheel(s) that are on the car at the present time when a replacement/repair job is required, they could be stock ZCP powdercoated to BBS FI custom rims and they ARE covered under the insurance!
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07-21-2011, 06:53 AM	#8
SenorFunkyPants Brigadier General 2511 Rep 4,381 Posts Drives: 2019 M5 Join Date: Mar 2009 Location: UK iTrader: (0)	AIUI the OEM 19" wheels are, in part, powder coated as supplied to BMW by the manufacturer.
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07-21-2011, 06:56 AM	#9
Singletrack 4th down; 4th quarter? Renegade. 87 Rep 3,850 Posts Drives: 09 SSII E92 M3; 19 FG M5C Join Date: Aug 2008 Location: Pittsburgh, PA iTrader: (3)	You should not do high temp powder coating on forged wheels. However, I believe the ZCP wheels are cast are they not? There are also lower temp powder coats that can be done.
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07-21-2011, 08:11 AM	#10
Nine Banned 49 Rep 1,922 Posts Drives: Not ZCP, FML. Join Date: May 2010 Location: DC, Miami, NYC iTrader: (2)	When in doubt assume they won't help you out. When I had zurich on my other car, they wouldn't repair damage unless a tire could not be mounted on the wheel. ****ing BS.
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