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10-09-2011, 10:37 PM | #1 |
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How much do you pay for your E92 M3's insurance?
Hi, I am thinking to get an awesome BMW M3 probably 09".
However, I am little bit worrying about maintain this monster. I am over 25years old and no accident. I think I could manage the gas, but have no idea about how much that I am gonna pay for the insurance. How much do you pay? Moreover, is the new vehicle's rate is cheaper than used's insurance rate? Thanks. |
10-09-2011, 10:53 PM | #3 |
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seriously?
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10-09-2011, 11:11 PM | #6 |
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2011.75 E92
Living in Austin, TX 25, married, clean record $1000 deductible with 250/500/200 limits 2 cars on the policy Paying $65/month for the M3 with Amica Amica has been rated top in customer satisfaction by JD Power for the last 11 years running (USAA was higher, but they're not open to the general public) and I've loved my time with them. The rates are cheap, I always get a very knowledgeable and HUMAN person on the phone when I need to call, and despite being cheap in the 2 accidents I've had (neither was my fault) they were fantastic. In one case the other party wouldn't return calls for 8 months and it was looking like I wouldn't get my deductible back as a result, but they persisted that long and got it back for me. Highly recommended. OP, trust me, insurance will be a drop in the bucket compared to gas -- and make sure you set aside a reserve fund for maintenance and repairs if your warranty and service will be going away soon.
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'16 Cayman GT4 (delivery pics, comparison to E92 M3 write-up)
Gone but not forgotten: '11.75 M3 E92 Le Mans | Black Nov w/ Alum | 6MT (owned 5/2011 - 11/2015) Last edited by jphughan; 10-09-2011 at 11:31 PM.. |
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10-09-2011, 11:36 PM | #7 |
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$850 for 6 months. Geico.
e92. 21 with one parent as well on the account to make my rate slightly lower than being alone. 1 accident within 5 years (wish they did past 3 years).
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2011 e92 JzB 6MT
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10-10-2011, 12:15 AM | #8 |
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Over 30yrs old- insurance in NJ with GEICO- $3447 every six months with '11 E92 M3
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2019 M5 Competition / Acquired: 04.12.2021
2020 VW Atlas / Acquired 03.15.2020 2023 X7 M-Sport / Acquired: 11.19.2022 Retired: 2011 E90 ZCP M3, 2014 Range Rover Sport, 2006 Audi S4 V8, 2011 E92 ZCP M3, 2011 BMW X3, 2009 Infiniti G37S Coupe, 2006 Audi A4 S-Line 2.0T, 2008 E92 335i, 2005.5 Audi S4 V8, 1990 E30 325is |
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10-10-2011, 12:45 AM | #9 |
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10-10-2011, 12:46 AM | #10 |
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Drives: '20 M5C, '09 M3 DCT Coupe
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Location: Eastern Oregon... They call 'em rigs here
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I don't know why this is asked every week or two, (as if it had never been asked before; ). It's pointless. There are so many variables. Age. Location. Record. Family members who drive. Discounts for multi car and/or car and house, etc.
Mine's $335 every six months. Yes, it's full coverage. State Farm. Get quotes from different companies for you and you will find out how much you have to pay. Full coverage insurance for an M3 isn't much different than full coverage insurance for any other $60k car. It has more to do with the driver and their circumstances than the car itself. |
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10-10-2011, 01:05 AM | #11 | |
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Bodily Injury Liability 311167 Bodily Injury (BI) New Limit: $100,000/$300,000 Property Damage Liability New Limit: $50,000 Combined Uninsured Motorist & Underinsured Motorist Combined New Limit: $50,000/$100,000 Uninsured Motorist Property Damage New Limit: $50,000 $250 deductible for collision and comprehensive. |
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10-10-2011, 02:53 AM | #12 |
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I'm 27, liberty mutual, full coverage, 500k bodily injury, 500k underinsured/uninsured, better car replacement and I pay $968 a year
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10-10-2011, 04:27 AM | #14 |
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Do you live in Socal...? Cause the liberty mutual sounds very familiar with...
Btw, I really wanna get 09(b/c i heard 08 idrive sucks...) E92 M3... in mid 45k range(before TAX) with DCT and navi... you guys think I could make it...? lol |
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10-10-2011, 07:35 AM | #15 |
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10-10-2011, 08:31 AM | #17 | |
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2011 M3 Coupe TRADED [7.34] 1987 BMW 535is [1.00] Cars from the Past [6.50] The ///M3 Engine S65 [9.59] |
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In Canada I pay now $74-/Year for registration for each of my cars and average $1000-/year insurance on each. Our 535is will be 25 years old next year then collector insurance and registration will apply for that car only and that will be very low.
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Cheers, Rolf-Dieter
Life will take us to some interesting places, fortunately The ///M3 will too with a many of us know this very well, now my C6.3 AMG with 487 HP does it too ---> Click here for some good stuff I found |
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10-10-2011, 09:25 AM | #20 |
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No accidents but some tickets!!! Plus I didn't pay a damn parking ticket that I didn't even know about which resulted in a suspended driver's license. I then proceeded to get pulled over for tints and got slammed for driving with a suspended license- all due to a parking ticket! That's what screwed me big and jacked my insurance premium up.
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2019 M5 Competition / Acquired: 04.12.2021
2020 VW Atlas / Acquired 03.15.2020 2023 X7 M-Sport / Acquired: 11.19.2022 Retired: 2011 E90 ZCP M3, 2014 Range Rover Sport, 2006 Audi S4 V8, 2011 E92 ZCP M3, 2011 BMW X3, 2009 Infiniti G37S Coupe, 2006 Audi A4 S-Line 2.0T, 2008 E92 335i, 2005.5 Audi S4 V8, 1990 E30 325is |
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10-10-2011, 09:57 AM | #21 |
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10-10-2011, 11:22 AM | #22 |
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Your link is broken.
So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks |
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2009, bmw m3, e92, insurance |
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