Spend $13k on Super Charger or towards paying off the M3

aka_phox · 05-02-2013, 07:27 AM

Should I spend the $13k on a Super Charger or put that money towards paying off the car?

* I owe $35k on the car as of now...

* The loan term is for 3 more years...

What should i do?

Castr_85M · 05-02-2013, 08:17 AM

Your going probably hear people tell you to do the responsible thing but it's ultimately your decision.

DisGuy · 05-02-2013, 08:22 AM

Quote:

Originally Posted by aka_phox

Should I spend the $13k on a Super Charger or put that money towards paying off the car?

* I owe $35k on the car as of now...

* The loan term is for 3 more years...

What should i do?

Get a supercharger is the right thing to do. Paying off your car is over rated

Black Gold · 05-02-2013, 08:47 AM

Quote:

Originally Posted by aka_phox

Should I spend the $13k on a Super Charger or put that money towards paying off the car?

* I owe $35k on the car as of now...

* The loan term is for 3 more years...

What should i do?

neither

you should get an ess 535 kit for 8K (9k installed), then put the rest of the money towards paying off the car. no reason to have more than the 535 if you are just cruising on the streets. the car will rip and be plenty fast enough. the 535 is the best bang for the buck for sure.

and unless you are tracking in hot weather, i wouldnt worry about needing an intercooler. and i may even consider running a 91 octane tune and using 93 octane fuel on the track just to give you that extra margin for error.

my car makes 400whp (turbo M car, not an m3) and is not quite as fast as a DCT 535 (very close) and my car is WAY too fast for the street and really even too fast at the track. its fun as hell though

thegeneral101 · 05-02-2013, 08:56 AM

Always pay off debt first.

Chriskm3 · 05-02-2013, 09:20 AM

If you have an open Loan paying it off faster will save you on interest. If it not then it really doesn't matter. It's you choice

Moxie · 05-02-2013, 10:10 AM

Suzy would tell you to pay off debt -

Which SC?

Alex07M3 · 05-02-2013, 10:16 AM

If you don't track your car much, buy a VT1-550, there's plenty of power and it's relativly cheap, run 93 of 94 octane if you have access to it, it makes a BIG difference in power!! I have the older VT1-535 kit with stock cats and run 94 all the time, my car is manual and I beated a Gallardo on the highway yesterday and was pretty much equal with a new M5 2 days ago! I'm installing test pipes tomorrow morning, and that should be it for me, unless Roman/Ess offers me to upgrade my kit to a 550 for free!

Seriously I say that a lot because I believe it, the VT1 is all you need for the street!! A 550 kit with 93-94 octane and test pipes should put you around 600hp, that is just perfect for this car I think!

Longbow64 · 05-02-2013, 10:18 AM

Don't pay $13k for a SC. There's better deals out there.

aka_phox · 05-02-2013, 10:18 AM

Quote:

Originally Posted by Moxie

Suzy would tell you to pay off debt -

Which SC?

Active Autowerks Stage 1 or 2

Jon@Bimmersport Automotive · 05-02-2013, 10:37 AM

I would just go stage 2, same installation requirements and you will be happy doing it once.

Paying off 1/3 of your debt will save you some interest maybe, but the difference you save may not bring as much to the table 500+ WHP will.

I made the same decision a while back, if you turn around and don't want the car simply remove and recover your money and it will be a small amount paid to play. The only thing I can say is that once you drive it S/C you will not be entertained in a stock or FBO M3. The thrill you get hitting boost is something out of this world.

Hope you make the right decision (and go S/C!

) and don't look back, you will not regret it that's for sure!

NikB316 · 05-02-2013, 11:07 AM

Buy a preowned setup my friend and save a lot of $.

http://www.m3post.com/forums/showthread.php?t=800795

Best bang for buck on preowned kits right now. Can vouch for the owner personally. Hit him up!

BIGW0RM · 05-02-2013, 11:23 AM

The american thing to do would be getting the supercharger!

Besides if your car is an 11 vert and you only owe 35k, then you put enough money into it already IMO.

ATH_M2 · 05-02-2013, 11:23 AM

Quote:

Originally Posted by aka_phox

Active Autowerks Stage 1 or 2

I would do Stage 2 of any kit if you were to supercharger.

aka_phox · 05-02-2013, 11:33 AM

Quote:

Originally Posted by ILSMKU

The american thing to do would be getting the supercharger!

Besides if your car is an 11 vert and you only owe 35k, then you put enough money into it already IMO.

yeah you right...i didnt think of it like that (good point)

Quote:

Originally Posted by NikB316

Buy a preowned setup my friend and save a lot of $.

http://www.m3post.com/forums/showthread.php?t=800795

Best bang for buck on preowned kits right now. Can vouch for the owner personally. Hit him up!

im looking into his now. just posted on his thread...wanting to know if its the New Gen 2 kit or what.

also, i gotta get warm fuzzy being that its pre-owned...i will be inheriting whatever issues i run into versus a brand new in box SC.

PandaM3 · 05-02-2013, 11:35 AM

Quote:

Originally Posted by NikB316

Buy a preowned setup my friend and save a lot of $.

http://www.m3post.com/forums/showthread.php?t=800795

Best bang for buck on preowned kits right now. Can vouch for the owner personally. Hit him up!

I'd get a pre owned kit also... But makes me wonder why so many pre owned kits come up for sale.

There are lots of kits where people put the SC on for several thousand miles then they decide to sell the kit and the car

What I would do is pay off the car and either pick up a pre owned kit, or a new kit that has zero percent financing for 6 months... I think there are some vendors that do that. Then if you don't pay it off in 6 months, you can do a balance transfer to a credit card that has zero percent.

surlynkid · 05-02-2013, 11:35 AM

pay off your frigging car. the debt people incur amazes me.

darnelld · 05-02-2013, 11:38 AM

pay off. Save more money. Buy SC. Own SC, badass, M3 debt free. Win.

SflBimmer8484 · 05-02-2013, 11:41 AM

Quote:

Originally Posted by PandaM3

I'd get a pre owned kit also... But makes me wonder why so many pre owned kits come up for sale.

There are lots of kits where people put the SC on for several thousand miles then they decide to sell the kit and the car

What I would do is pay off the car and either pick up a pre owned kit, or a new kit that has zero percent financing for 6 months... I think there are some vendors that do that. Then if you don't pay it off in 6 months, you can do a balance transfer to a credit card that has zero percent.

The used kit above is being sold because he purchased a f10 M5 and sold his car. He had it for a couple years so I guess it was time for a change.

BIGW0RM · 05-02-2013, 11:43 AM

Quote:

Originally Posted by surlynkid

pay off your frigging car. the debt people incur amazes me.

He only owes 35K on a car worth 50k+ and you think hes in a bad debt position? Im all for the SC, OP. Live a little. Life is short and you cant take money with you.

surlynkid · 05-02-2013, 11:51 AM

Quote:

Originally Posted by ILSMKU

He only owes 35K on a car worth 50k+ and you think hes in a bad debt position? Im all for the SC, OP. Live a little. Life is short and you cant take money with you.

my position is I owe nothing on mine. everyone's financial position is different. you cannot take the money with you, but make sure you have some to retire. if your retirement plan is not well past 7 figures, it is too small.

Alex07M3 · 05-02-2013, 12:05 PM

Quote:

Originally Posted by ILSMKU

He only owes 35K on a car worth 50k+ and you think hes in a bad debt position? Im all for the SC, OP. Live a little. Life is short and you cant take money with you.

+1

05-02-2013, 07:27 AM	#1
aka_phox Captain 82 Rep 638 Posts Drives: 2011 M3 Convertilble Join Date: Jun 2010 Location: AZ iTrader: (0)	Spend $13k on Super Charger or towards paying off the M3 Should I spend the $13k on a Super Charger or put that money towards paying off the car? * I owe $35k on the car as of now... * The loan term is for 3 more years... What should i do? __________________ '11.5 SG E93/6MT/ALL BOXES CHECKED BLACK GRILL/BLACK SIDE GILLS/15% TINT/PAINTED REFLECTORS/SPACERS/ANGEL iBRIGHTS/20'' VOSSEN CV3/VINYL WRAPPED SHADOW LINE TRIM/ETS-POWER TUNE/ ///M-FLIGHT MEMBER
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05-02-2013, 08:17 AM	#2
Castr_85M Captain 57 Rep 943 Posts Drives: AW/Fox 6MT E90 M3 Join Date: Sep 2009 Location: NYC iTrader: (7)	Your going probably hear people tell you to do the responsible thing but it's ultimately your decision. __________________ E90 M3 AW/Extended FR•Ohlins•Borla•ACM•K&N•IND•BBS•Vredestein•Velos Designworks•Vorsteiner•BMW Performance•Lux AE•Arkym
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05-02-2013, 08:56 AM	#5
thegeneral101 Colonel 79 Rep 2,303 Posts Drives: '15 Z06,'13 750Li,'11 Raptor Join Date: Nov 2006 Location: Miami/Michigan iTrader: (0)	Always pay off debt first. __________________
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05-02-2013, 09:20 AM	#6
Chriskm3 Colonel 60 Rep 2,185 Posts Drives: M3 Join Date: Jul 2012 Location: Toronto iTrader: (4)	If you have an open Loan paying it off faster will save you on interest. If it not then it really doesn't matter. It's you choice __________________ Vf supercharger + tune/H&R coils/ Akra evolution exhaust/Volk te37/ Rs-3 tires/ Brembos /TIal BOV/ OSS blacked out headlights/LUX v3/Led taillights/ Challenge Front lip/ P3 vent gauge/ F10 m5 shift mob/Matte black front grills/ And a funky air fresher
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05-02-2013, 10:10 AM	#7
Moxie Lieutenant Colonel 68 Rep 1,894 Posts Drives: AW 328d Touring/SG 335d Join Date: Jul 2009 Location: North Carolina iTrader: (12)	Suzy would tell you to pay off debt - Which SC?
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05-02-2013, 10:16 AM	#8
Alex07M3 Banned 82 Rep 2,685 Posts Drives: E92 M3, Evo X MR, A4 Allroad Join Date: Jan 2012 Location: Gatineau iTrader: (1)	If you don't track your car much, buy a VT1-550, there's plenty of power and it's relativly cheap, run 93 of 94 octane if you have access to it, it makes a BIG difference in power!! I have the older VT1-535 kit with stock cats and run 94 all the time, my car is manual and I beated a Gallardo on the highway yesterday and was pretty much equal with a new M5 2 days ago! I'm installing test pipes tomorrow morning, and that should be it for me, unless Roman/Ess offers me to upgrade my kit to a 550 for free! Seriously I say that a lot because I believe it, the VT1 is all you need for the street!! A 550 kit with 93-94 octane and test pipes should put you around 600hp, that is just perfect for this car I think!
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05-02-2013, 10:18 AM	#9
Longbow64 _______ 174 Rep 1,084 Posts Drives: 15 M3, 13 X3 35i MSport Join Date: Apr 2008 Location: Orlando iTrader: (4)	Don't pay $13k for a SC. There's better deals out there. __________________ '13 35i M-Sport X3 \| JB4 Stage 1 \| BMS Intake \| H&R Springs \| Gloss black grill \| CF Wrap and Coded by me \| Recaro Child Seats '15 M3 DCT AW/SO \| JB Stage 1 \| RKP Diffuser \| P3 \| M Perf Spoiler \| iND Exterior Trim \| Recaro Child Seat
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05-02-2013, 10:37 AM	#11
Jon@Bimmersport Automotive Banned 44 Rep 342 Posts Drives: E90 M3 Active Supercharged Join Date: Jun 2008 Location: Mississauga, On Canada iTrader: (0) Garage List 2003.5 BMW M3 [10.00]	I would just go stage 2, same installation requirements and you will be happy doing it once. Paying off 1/3 of your debt will save you some interest maybe, but the difference you save may not bring as much to the table 500+ WHP will. I made the same decision a while back, if you turn around and don't want the car simply remove and recover your money and it will be a small amount paid to play. The only thing I can say is that once you drive it S/C you will not be entertained in a stock or FBO M3. The thrill you get hitting boost is something out of this world. Hope you make the right decision (and go S/C! ) and don't look back, you will not regret it that's for sure!
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05-02-2013, 11:07 AM	#12
NikB316 Captain 58 Rep 604 Posts Drives: 2014 M5 Competition, F83 M4 Join Date: Aug 2007 Location: Miami, Florida iTrader: (4)	Buy a preowned setup my friend and save a lot of $. http://www.m3post.com/forums/showthread.php?t=800795 Best bang for buck on preowned kits right now. Can vouch for the owner personally. Hit him up! __________________ 2014 M5 Competition Alpine/Sakhir BMS Tune. Undercover Performance Custom Downpipes & Connector. H&R 10mm Spacers. BMW CF Rear Spoiler. IND Cosmetics. ALP & BEL Radar & Laser. 2011 Space Grey E92 M3 AA Gen 2 Lvl 3 586whp 398wtq SAE (sold)
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05-02-2013, 11:23 AM	#13
BIGW0RM You got my money? 3954 Rep 4,999 Posts Drives: Ice Cream Truck Join Date: Jul 2011 Location: ///OC iTrader: (14) Garage List 2025 G87 M2 [9.83]	The american thing to do would be getting the supercharger! Besides if your car is an 11 vert and you only owe 35k, then you put enough money into it already IMO. __________________ 2025 G82 M2 6MT /// 2025 X5 40i X
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05-02-2013, 11:35 AM	#17
surlynkid Major 116 Rep 1,470 Posts Drives: 2013 E92 M3 Join Date: Apr 2012 Location: League City, TX iTrader: (1) Garage List 2010 Porsche GT3 [0.00] 1988 Toyota 4Runner [0.00] 1995 Toyota T-100 4x4 [0.00] 2013 BMW M3 [0.00]	pay off your frigging car. the debt people incur amazes me. __________________ Stoptech 380mm/355mm \| PFC08 / Pagid RS-29 \| Akrapovic EVO - CF tips \| Benvo Tune \| MS UDP \| AA air filter \| MCS 2-way with 700/1000lb springs \| Solid bushings and adjustable links \| RD front swaybar \| Apex EC-7 18x10 square 275/35-18 NT01 \| Turner Race Studs \| GT4 Brake Cooling \| GT4 Power Steering Cooling \| Alekshop Oil Cooler \| Performance Steering Wheel \| \| CF Spoiler \| Varis System 1 Full CF Diffuser \| Extended Paddle Shifters \| Schroth Quick Fit Pro \| Turner Steering Rack Stops \| Vorshlag Camber Plates
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05-02-2013, 11:38 AM	#18
darnelld Private First Class 4 Rep 110 Posts Drives: 2006 Mystic Blue ZCP E46 Join Date: Oct 2009 Location: San Jose, CA iTrader: (0)	pay off. Save more money. Buy SC. Own SC, badass, M3 debt free. Win. __________________ 2006 E46 ZCP Mystic Blue M3. 2008 E90 SSII M3. ///M
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