Extended Warranty - Assurant Solutions

[AsciiByter]

Originally Posted by Nuke818

I spoke with USAA today and they quoted me the following:

4yr/100,000 for $1,761
5yr/100,000 for $1,993
6yr/100,000 for $2,647

This is for the comprehensive plan and there is not deductible for a claim. It obviously doesn't cover wear and tear.

If you want to get a warranty on a vehicle that is already out of warranty it is pretty expensive. For example, if you want coverage on a 2010 M3 Coupe it is $6,500 for the 6yr/100,000 plan.

Here is the link incase anyone is curious what it covers.
https://www.usaa.com/inet/pages/exte...rogram_details
Hope this.

I'm guessing u have to call for this I just got some comprehensive qoute for 7k! 4 years or 100k total miles.

Maybe it has to do with the fact the car I plan on purchasing already has 44k

[WarrantyTracker]

Originally Posted by Nuke818

The good thing about having it is that it runs with the factory warranty so you have two way coverage.

I have been meaning to call them - I'm under the impression that the Comprehensive warranty runs from the in-service date, so a 4-year warranty doesn't cost much, but it covers the same time period as the factory warranty. I don't put much mileage on my cars so the 100K protection doesn't factor in. That effectively means $2600 for years 5 and 6, which is tempting but not a show-stopper for me. Hmmm. . . .

[WarrantyTracker]

Originally Posted by MDyDinanM

I am with USAA, and looked into their extended warranty program. I didn't go for it, not because I thought it was bad, it wasn't offered for the state of Virginia where I live. So I didn't look at it in detail. So if you ever move to VA, then you might not be covered. This was back in 2010 perhaps things have changed.

I believe things have changed - I'm a Virginia resident (ninth generation) and they offer the program there now.

[WarrantyTracker]

Originally Posted by JBasham

I have been meaning to call them - I'm under the impression that the Comprehensive warranty runs from the in-service date, so a 4-year warranty doesn't cost much, but it covers the same time period as the factory warranty. I don't put much mileage on my cars so the 100K protection doesn't factor in. That effectively means $2600 for years 5 and 6, which is tempting but not a show-stopper for me. Hmmm. . . .

I called them, and I had it backwards. The Comprehensive plan runs from the day you buy the plan. I just bought one for my 2009 E83 that only has a couple months left on the BMW warranty. I'll see what my service experience is like with them before I decide whether to buy one on my 2013 M3 E92 as it nears the end of its warranty period.

[MDyDinanM]

Originally Posted by JBasham

I have been meaning to call them - I'm under the impression that the Comprehensive warranty runs from the in-service date, so a 4-year warranty doesn't cost much, but it covers the same time period as the factory warranty. I don't put much mileage on my cars so the 100K protection doesn't factor in. That effectively means $2600 for years 5 and 6, which is tempting but not a show-stopper for me. Hmmm. . . .

Originally Posted by JBasham

I called them, and I had it backwards. The Comprehensive plan runs from the day you buy the plan. I just bought one for my 2009 E83 that only has a couple months left on the BMW warranty. I'll see what my service experience is like with them before I decide whether to buy one on my 2013 M3 E92 as it nears the end of its warranty period.

/\

did you just reply to your own post?

[///Machine]

Originally Posted by MDyDinanM

/\

did you just reply to your own post?

I see this more as a follow up rather than a multiple personality issue.

[WarrantyTracker]

In truth, you're both right.

[Titanium Silver]

I just found out my CPO warranty had a $50 deductible. I never even knew that warranties could have a deductible.

Either way, cheaper than paying out of pocket for the whole repair.

[Rupes]

Bump! Thinking about getting this warranty. Seems to make the most sense to me since it's the same provider of BMW's own extended warranty plan less ~$2k. Anyway, anyone have a positive or negative experience with Assurant since this post was created a couple years ago?

[chief]

Originally Posted by Rupes

Bump! Thinking about getting this warranty. Seems to make the most sense to me since it's the same provider of BMW's own extended warranty plan less ~$2k. Anyway, anyone have a positive or negative experience with Assurant since this post was created a couple years ago?

Yes! Just within the past 6 weeks I have had the fuel pump and high pressure fuel relay/pump (?) replaced under warranty. No out of pocket - about $1400 paid by Assurant (my service adviser handled the entire transaction for me - Thank you BMW of Riverside ).

I do recommend reading the exclusions and they are numerous in every warranty package I have reviewed.

[Rupes]

Cool, thanks for the feedback!

[JPH704]

Originally Posted by chief

Yes! Just within the past 6 weeks I have had the fuel pump and high pressure fuel relay/pump (?) replaced under warranty. No out of pocket - about $1400 paid by Assurant (my service adviser handled the entire transaction for me - Thank you BMW of Riverside ).

I do recommend reading the exclusions and they are numerous in every warranty package I have reviewed.

I concur... The USAA warranty is excellent!

[signes]

Just got a quote so here is one more price data point FWIW.

2008 M3, currently 77k miles
Premium plan
+2yr/20k: $3,910
+3yr/30k: $4,765
$100 deductible per visit

Assumed it would be pretty expensive given age and mileage, so not too bad. I've been out of warranty for 2.5 years and no issues yet touch wood, just love the car and thinking if I keep it I might add the coverage. Expensive insurance policy, some big things would have to go wrong to make it worthwhile. Hmm...

[ZeroM31996]

Paid $4500. for 6 years/100,000

Just file a claimed for issue with Fuel Purge valve (when gassing up...car would stall if you let idle.)...Leaking differential fluid from from Output shaft.

Dropped car off at dealership
Loaner car
Assurant paid for the repairs.


$1100.00.

Hope to repair more things under warranty...so I can breakeven or come out ahead. $3400 more to go before breaking even.

New engine perhaps. hahha

[Dereleek]

Bump.

Gonna pull the trigger on this warranty. Did anyone get clarification if DCT related issues are covered?

[basic.sportscar]

Hmm, would it cover a replacement engine for Rod Bearing Failure?

[IIAp3x]

Originally Posted by chief

I am looking into an extended warranty from USAA, provided by Assurant Solutions on a 2008 M3 coupe I purchased today. Can anyone provide any feedback on Assurant Solutions?

Looks like they provide direct payment to the service providers with NO deductible or 'co-pay'. This looks like a solid warranty and I generally trust USAA (recommend them if you qualify - armed services requirement).

Thanks for the feedback-

Chief

I have a warranty with Premier Dealer Services, and they covered my engine replacement after I spun a rod bearing at 55k miles....

$2700 and worth it...

Engine replacement was $20k!!

[2K11SGCoupe]

Kind of late to this thread but I would love to hear some news from the M3 owners with USAA EVP plans and how they are doing.

I am driving a 2011 E92 DCT with Comp Pkg and am researching extended warranties. I have dismissed a few that confirmed they did not cover DCT repairs. My car has just under 30K miles, has never been in an accident and is in great condition.

While speaking with a representative from USAA this afternoon he was unable to confirm that the engine bearings or DCT issues would be covered. Has anyone had to make a claim for either of these items on their M3 and did USAA/Assurant cover it?

While speaking with the USAA rep he shared a story regarding a friend of his with a GTR. Apparently the friend was found of launching the GTR and blew up the gearbox while drag racing. USAA had the repair shop pull some data of the ECU and denied his claim because he had exceeded a specific number of launches.

Has anyone had a dealership or repair shop pull this kind of information off the M3. I am leaning toward getting a USAA EVP but have no idea how many times my the 2 previous owners may have launched my car. It would suck to learn after the fact that I had purchased a warranty for a vehicle for which my claims may be denied because of the previous owners driving habits.

Here are the rates I was given, I am leaning towards the 36 month plan.

Duration Mileage Lump Pay Monthly # of mos
12 12000 $1,475.53 $245.91 6
24 24000 $2,217.04 $369.50 6
36 36000 $3,533.14 $294.42 12
48 48000 $5,647.46 $470.61 12

Thanks for any experiences good or bad that USAA policy holders share.

[kscarrol]

I got the 3 year plan but one year into the extended warranty I have yet to use it. Guess that's good. Never discussed this with usaa before purchasing the warranty but then I am the original owner and know that the issues you raised in terms of launches would never be a problem for me.

Contact Mike Benvo at BPM or any one of the other vendors who offer coding, they should be able to check the car to see how many launches, red lines etc your car has experienced...

[vegaseric]

I've had nothing but a positive experience with my USAA/Assurant warranty. I've had four warranty claims in the past 1.5 years and the only one that was scrutinized was the A/C evaporator replacement. (a representative had to come to my mechanic's shop and inspect the car prior to the dash dis-assembly and after the dash was apart) Otherwise, the authorization process only takes an hour or so once my mechanic troubleshoots the issue. Even he remarked how painless it was to deal with USAA/Assurant in comparison to other warranty companies. They even provide a rental car for claims that take longer than a day. This is my first 3rd-party warranty and I'd buy another one from them in a heartbeat.

[Move Over]

Originally Posted by vegaseric

I've had nothing but a positive experience with my USAA/Assurant warranty. I've had four warranty claims in the past 1.5 years and the only one that was scrutinized was the A/C evaporator replacement. (a representative had to come to my mechanic's shop and inspect the car prior to the dash dis-assembly and after the dash was apart) Otherwise, the authorization process only takes an hour or so once my mechanic troubleshoots the issue. Even he remarked how painless it was to deal with USAA/Assurant in comparison to other warranty companies. They even provide a rental car for claims that take longer than a day. This is my first 3rd-party warranty and I'd buy another one from them in a heartbeat.

I hear great things about the USAA Warranties. Wish i could've gotten an account while they were open to non military a few years ago.

[///Mobbin]

Originally Posted by chief

Yes! Just within the past 6 weeks I have had the fuel pump and high pressure fuel relay/pump (?) replaced under warranty. No out of pocket - about $1400 paid by Assurant (my service adviser handled the entire transaction for me - Thank you BMW of Riverside ).

I do recommend reading the exclusions and they are numerous in every warranty package I have reviewed.

Chief, glad this plan worked out well for you. I sold my e93 m3 long ago and got a pro-rated refund for the remaining warranty term. It was very easy to do and I believe they just cut me a check. I'm now purchasing an out-of-warranty 2011 e92 m3 and about to purchase another USAA plan! Will keep an eye on this thread and share my experience as well.