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      04-25-2013, 06:37 PM   #67
GRUESOM3
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I can't believe you take a m3 through a car wash like that.
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      04-25-2013, 06:50 PM   #68
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Quote:
Originally Posted by GRUESOM3 View Post
I can't believe you take a m3 through a car wash like that.
+1
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      04-25-2013, 08:53 PM   #69
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sorry to hear that happened man that really sucks.
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      04-25-2013, 09:03 PM   #70
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Quote:
Originally Posted by GRUESOM3 View Post
I can't believe you take a m3 through a car wash like that.
Give it a freakin rest already!
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      04-25-2013, 09:15 PM   #71
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Once you go through insurance , carfax will show accident involved and you willl have a hard time when you are trying to sell your car. You willlose more then $2500 when you sell your car if your carfax isnt clean. Im surprised how much of the members will rather go for insurance just 2.5k claim. Just because of 2500 then got an accident involved carfax? No way.
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      04-25-2013, 10:18 PM   #72
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Quote:
Originally Posted by Edjay View Post
From what I can see, Take the guys money. Have the body shop fix the hood. Looks like its fixable. This way. It will not show a $2500 claim on carfax. Your panels will still have matching vin. Better for re-sale later.
Absolutely. Just make sure your quote is from the best shop in town and you tell them in advance you want their best work.

Getting compensated for diminished value is great -- you will get a nice $ amount. Except the problem is the M3 is an enthusiast's car and all the people who actually have cash in hand and are searching for a nice M3 will not buy one with an accident on the CarFax.
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      04-25-2013, 10:51 PM   #73
bing240sx
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Quote:
Originally Posted by FVM3 View Post
Once you go through insurance , carfax will show accident involved and you willl have a hard time when you are trying to sell your car. You willlose more then $2500 when you sell your car if your carfax isnt clean. Im surprised how much of the members will rather go for insurance just 2.5k claim. Just because of 2500 then got an accident involved carfax? No way.
yup.

only defense is to retain detailed copies of the repair but even then the buyer of the car loses that residual value anyways.
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      04-25-2013, 11:29 PM   #74
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Quote:
Originally Posted by bing240sx View Post
yup.

only defense is to retain detailed copies of the repair but even then the buyer of the car loses that residual value anyways.
I dont care how much the accident costs, as soon as he/she is willing to pay for the damage, I will not go through insurance. I had a really hard time to sell my car before which had an accident involved record just because of a 2000 damage and i claimed the insurance.
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      04-26-2013, 12:23 AM   #75
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Quote:
Originally Posted by Mr. ///M3 RD
Please deal with your insurance direct that is what you pay them for. If you don't then you will end up paying some undisclosed amount later.

For example, last year on my other car some old fellow (82) rear ended me. I felt sorry for him since if he went to his insurance he may have lost his insurance and or license due to his age. So I dealt with him direct ... The repair was higher then the estimate and I ended up paying the difference. Never will I do this again.
This, it may seem cold hearted but you need to protect yourself from the possibility of getting burned

I was rear ended by some kid in a previous car, he asked me to let him pay me directly and not report it to insurance. I wanted to be a nice guy and basically took his word for it. I got his phone number and let him go. He basically never returned my calls and burned me.

Honestly looking back I don't even see how i was retarded enough to let that happen lol.
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      04-26-2013, 03:22 AM   #76
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Damn, that is crazy. What are the odds?
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      04-26-2013, 09:03 AM   #77
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Quote:
Originally Posted by urBan_dK View Post
Do you understand subrogation? You go through your own insurance who will sue the car wash insurance for the cost. The premiums do not go up because the car wash insurance pays in the end.
One of the reason you pay insurance premiums is to have people that deal with this very situation when it arises. They do this for a living all day full time - you do not. Your carrier will contact the car wash and the car was can pay the insurance company - presuming the car wash has appropriate coverage is a whole different issue. Your payment will not go up due to this type of claim - even if the car wash does not pay. Given the dollars they will get it.
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