Insurance Providers Help

Marven · 04-06-2006, 03:02 PM

Hi guys,
Gieco has quoted a 6 month policy at around $700.00. What companies is everyone else using? Ofcourse I am trying to find somewhere a little cheaper or is this a good price?

Thx All!
M.

KL2DC · 04-06-2006, 03:09 PM

That's a little high, I got the following from Geico:

BODILY INJURY LIABILITY $300,000/$300,000
RENTAL REIMBURSEMENT $1,500 NON-DED
PROPERTY DAMAGE LIABILITY $100,000 N/A
UNINSURED MOTORIST BODILY INJURY $300,000/$300,000 N/A $
UNINSURED MOTORIST PROPERTY DAMAGE $100,000
COMPREHENSIVE N/A $250 DED.
COLLISION N/A $500 DED.

For $524 and change....I am 30 y/o and wife at 27 y/o .... zip 22302 (your neck of woods)

matt0528 · 04-06-2006, 03:10 PM

i have AAA and i pay $2500 for my 06 BMW and a 97 F250
its expensive but im only 19.
that sounds pretty good ~ $100/mon.
i wish i only payed that much

Marven · 04-06-2006, 03:11 PM

Thx KL2DC..hmmmm, i'm 36 and so is my wife...wonder why..anyone else?

M.

Gitta · 04-06-2006, 03:13 PM

Your coverage and deductibles will play a big part in the cost calculation. Try Progressive because they give you several quotes instead of just one. Personally, I use Erie because I get a discount for having home owners through them and I'm paying about $400 less per year than what you were quoted (1k/yr).

KL2DC · 04-06-2006, 03:16 PM

Marven: Well thats for a lean 325 auto...yours is a full boat 330. I am not sure if that'll explain the $175 diff, though

triton. · 04-06-2006, 03:43 PM

You guys suck, I have Geico and my insurance is 1200 for 6 months.

Quote:

Originally Posted by KL2DC

That's a little high, I got the following from Geico:

BODILY INJURY LIABILITY $300,000/$300,000
RENTAL REIMBURSEMENT $1,500 NON-DED
PROPERTY DAMAGE LIABILITY $100,000 N/A
UNINSURED MOTORIST BODILY INJURY $300,000/$300,000 N/A $
UNINSURED MOTORIST PROPERTY DAMAGE $100,000
COMPREHENSIVE N/A $250 DED.
COLLISION N/A $500 DED.

For $524 and change....I am 30 y/o and wife at 27 y/o .... zip 22302 (your neck of woods)

Barry626 · 04-06-2006, 07:29 PM

Totally depends on your age, where u live & your driving record.
If your under 30? sounds good to me.

I have Geico and pay $988.00 year only 200 deductible.
Fantastic for NY but I have spotless record & driving over 30 years.

shimshimhada · 04-06-2006, 07:33 PM

I got a quote from progressive for full coverage...~$2000 for 6 months.

SCA · 04-06-2006, 07:41 PM

USAA.

Barry626 · 04-06-2006, 07:42 PM

Quote:

Originally Posted by shimshimhada

I got a quote from progressive for full coverage...~$2000 for 6 months.

Progressive was worst company for me when I was checking rates.
They wanted $400.00/year more than Geico. They are freaking nuts!

naveen · 04-06-2006, 07:42 PM

I am 30 and wife is 26. zip 06810
BODILY INJURY LIABILITY $100,000/$300,000
MECHANICAL BREAKDOWN INSURANCE $250 DED
PROPERTY DAMAGE LIABILITY $50,000
MEDICAL PAYMENTS $3,000
UNINSURED/ UNDERINSURED MOTORIST $100,000/$300,000
COMPREHENSIVE $250 DED/NON DED
COLLISION $250 DED.
EMERGENCY ROAD SERVICE FULL NON-DEDUCTIBLE
RENTAL REIMBURSEMENT $900 NON-DED
Vehicle Total l: $430.50

Hey KL2DC
Did geico offer you the mechanical breakdown 7yr/100k warranty?

shimshimhada · 04-06-2006, 07:43 PM

Quote:

Originally Posted by Barry626

Progressive was worst company for me when I was checking rates.
They wanted $400.00/year more than Geico. They are freaking nuts!

I used this student insurance program to get some quotes (very inaccurate), oddly enough Progressive's quote was lower than any of those. I will try Geico next.

JB 330ci · 04-06-2006, 08:25 PM

Quote:

Originally Posted by shimshimhada

I got a quote from progressive for full coverage...~$2000 for 6 months.

Hmm not for me. Mine is about 1400 a year with Progressive. Even though I do everything through USAA they wanted a much higher price for the type of coverage I wanted.
I'm 24 with 2 tickets, single, live in GA
-500 Deductable
- BODILY INJURY LIABILITY $500,000/$1,000,000
PROPERTY DAMAGE LIABILITY $250,000
MEDICAL PAYMENTS $500,000
UNINSURED/ UNDERINSURED MOTORIST $250,000/$250,000
RENTAL REIMBURSEMENT
and a couple other things

Seriously if someone is floating around with minimal coverage on their car and they hit me no way can they cover the payment for my car, my medical bills and any property damage. With the prices of cars, and medical payments so expensive having such low insurance when the accident is your fault is just asking for a lawsuit or a settlement claim.

If they charge more than what the insurance covers...guess where it comes from...you.

All it takes is one time and you are competely out for life facing ridicious medical, property, or injury bills.

shimshimhada · 04-06-2006, 08:44 PM

Quote:

Originally Posted by JB 330ci

Hmm not for me. Mine is about 1400 a year with Progressive. Even though I do everything through USAA they wanted a much higher price for the type of coverage I wanted.
I'm 24 with 2 tickets, single, live in GA
-500 Deductable
- BODILY INJURY LIABILITY $500,000/$1,000,000
PROPERTY DAMAGE LIABILITY $250,000
MEDICAL PAYMENTS $500,000
UNINSURED/ UNDERINSURED MOTORIST $250,000/$250,000
RENTAL REIMBURSEMENT
and a couple other things

Seriously if someone is floating around with minimal coverage on their car and they hit me no way can they cover the payment for my car, my medical bills and any property damage. With the prices of cars, and medical payments so expensive having such low insurance when the accident is your fault is just asking for a lawsuit or a settlement claim.

If they charge more than what the insurance covers...guess where it comes from...you.

All it takes is one time and you are competely out for life facing ridicious medical, property, or injury bills.

I know.

KL2DC · 04-06-2006, 08:57 PM

Quote:

Originally Posted by naveen

Hey KL2DC
Did geico offer you the mechanical breakdown 7yr/100k warranty?

Nah...they didn't push it, I'd trade before or soon after the warranty is over. I also decline medical (have my own) and $1m umbrella policy (the only thing they were trying to sell really). I set up the policy through the website and a few days later some lady called trying to push the $1m umbrella policy, on account that she noticed we have a 2006 BMW and that it is a nice car and there are a lot of loonies out there waiting to take advantage

Btw, I see you did pretty well....is that an NJ zip code?

CALIF65GM · 04-06-2006, 11:00 PM

Geez I wish I could get $700 for 6-mths, I'd be on it like bees to honey.

zamboni · 04-07-2006, 01:27 AM

With AAA I'm paying $980 for a year, zip 95030 and Lia/uninsurred/property @500K,collision dec $500.

04-06-2006, 03:02 PM	#1
Marven First Lieutenant 37 Rep 349 Posts Drives: 2006 E90 Sedan Join Date: Feb 2006 Location: TeeDot! iTrader: (0) Garage List 2006 330i [0.00]	Insurance Providers Help Hi guys, Gieco has quoted a 6 month policy at around $700.00. What companies is everyone else using? Ofcourse I am trying to find somewhere a little cheaper or is this a good price? Thx All! M. __________________
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04-06-2006, 03:09 PM	#2
KL2DC Moderator 318 Rep 17,767 Posts Drives: F36 428i,E90 328i, E85 Z4 3.0i Join Date: Jan 2006 Location: DC Metro iTrader: (23) Garage List 2015 F36 428i [0.00] 2011 E90 328i [0.00] 2006 E85 Z4 3.0i [0.00]	That's a little high, I got the following from Geico: BODILY INJURY LIABILITY $300,000/$300,000 RENTAL REIMBURSEMENT $1,500 NON-DED PROPERTY DAMAGE LIABILITY $100,000 N/A UNINSURED MOTORIST BODILY INJURY $300,000/$300,000 N/A $ UNINSURED MOTORIST PROPERTY DAMAGE $100,000 COMPREHENSIVE N/A $250 DED. COLLISION N/A $500 DED. For $524 and change....I am 30 y/o and wife at 27 y/o .... zip 22302 (your neck of woods) __________________ Official DC Metro Registry - Current, New & Prospective Area Members Roll Call!
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04-06-2006, 03:10 PM	#3
matt0528 Private First Class 6 Rep 100 Posts Drives: '06 330i Join Date: Feb 2006 Location: San Diego, CA iTrader: (1)	i have AAA and i pay $2500 for my 06 BMW and a 97 F250 its expensive but im only 19. that sounds pretty good ~ $100/mon. i wish i only payed that much __________________ *2006 BMW 330i* // Spark. Graphite // Black Interior w/ Alum.// 15mm Spacers Sport Package // 162 18" rims // JL 12w6v2 sub // JL 500/1 amp// PMB Hyperwhite Angels
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04-06-2006, 03:11 PM	#4
Marven First Lieutenant 37 Rep 349 Posts Drives: 2006 E90 Sedan Join Date: Feb 2006 Location: TeeDot! iTrader: (0) Garage List 2006 330i [0.00]	Thx KL2DC..hmmmm, i'm 36 and so is my wife...wonder why..anyone else? M. __________________
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04-06-2006, 03:13 PM	#5
Gitta Kelly's 330i 11 Rep 413 Posts Drives: 330i Join Date: Feb 2006 Location: E PA iTrader: (0) Garage List 2006 330i (current ... [0.00] 2006 330i (new) [0.00] 2006 330i (interior) [0.00]	Your coverage and deductibles will play a big part in the cost calculation. Try Progressive because they give you several quotes instead of just one. Personally, I use Erie because I get a discount for having home owners through them and I'm paying about $400 less per year than what you were quoted (1k/yr). __________________ '06 330ix \| 6MT \| TS-BDL-BW \| ZSP \| ZPP \| heated seats \|... mods \| cf splitters painted TiAg \| spoiler \| blacklines \| short shift knob \| cf trim \| *** winter setup: 17" ASA JH3 & Dunlop WinterSport M3 DSST * . '01 325xi \| auto \| TS-GDL-BW \| ZPP \| heated seats \|........... mods** \| spoiler \| mudguards \| blackout grills \| clear lights \| halo projector headlights \| Last edited by Gitta; 04-06-2006 at 03:57 PM..
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04-06-2006, 03:16 PM	#6
KL2DC Moderator 318 Rep 17,767 Posts Drives: F36 428i,E90 328i, E85 Z4 3.0i Join Date: Jan 2006 Location: DC Metro iTrader: (23) Garage List 2015 F36 428i [0.00] 2011 E90 328i [0.00] 2006 E85 Z4 3.0i [0.00]	Marven: Well thats for a lean 325 auto...yours is a full boat 330. I am not sure if that'll explain the $175 diff, though __________________ Official DC Metro Registry - Current, New & Prospective Area Members Roll Call!
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04-06-2006, 07:29 PM	#8
Barry626 Captain 23 Rep 724 Posts Drives: Coming: 2012 135i Join Date: Jun 2005 Location: NY iTrader: (0)	Totally depends on your age, where u live & your driving record. If your under 30? sounds good to me. I have Geico and pay $988.00 year only 200 deductible. Fantastic for NY but I have spotless record & driving over 30 years.
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04-06-2006, 07:33 PM	#9
shimshimhada Brigadier General 442 Rep 4,838 Posts Drives: Portal Join Date: Jul 2005 Location: Portal iTrader: (2)	I got a quote from progressive for full coverage...~$2000 for 6 months.
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04-06-2006, 07:41 PM	#10
SCA Brigadier General 565 Rep 3,742 Posts Drives: Multiple BMWs Join Date: Apr 2005 Location: 🇺🇸 iTrader: (0)	USAA.
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04-06-2006, 07:42 PM	#12
naveen New Member 1 Rep 22 Posts Drives: e90 325i , e46 325i Join Date: Jul 2005 Location: CT iTrader: (0)	I am 30 and wife is 26. zip 06810 BODILY INJURY LIABILITY $100,000/$300,000 MECHANICAL BREAKDOWN INSURANCE $250 DED PROPERTY DAMAGE LIABILITY $50,000 MEDICAL PAYMENTS $3,000 UNINSURED/ UNDERINSURED MOTORIST $100,000/$300,000 COMPREHENSIVE $250 DED/NON DED COLLISION $250 DED. EMERGENCY ROAD SERVICE FULL NON-DEDUCTIBLE RENTAL REIMBURSEMENT $900 NON-DED Vehicle Total l: $430.50 Hey KL2DC Did geico offer you the mechanical breakdown 7yr/100k warranty? __________________ 325i Sparkling Graphite , Beige Leatherette , Sports Package,Bi-xenons.
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04-06-2006, 11:00 PM	#17
CALIF65GM Colonel 97 Rep 2,041 Posts Drives: e93-35 May08 ED Join Date: Jun 2005 Location: SF, CA iTrader: (0) Garage List 06 - Oct. 05 build ... [0.00]	Geez I wish I could get $700 for 6-mths, I'd be on it like bees to honey. __________________ 5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon. Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
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04-07-2006, 01:27 AM	#18
zamboni I want to drive a Zamboni 1128 Rep 5,556 Posts Drives: 13 E93 M3 18 F80 M3 16 K71 Join Date: Mar 2006 Location: Monte Sereno, CA iTrader: (7) Garage List 16 K71 F800GT [10.00] 2018 F80 M3 [10.00] 2013 BMW E93 M3 [10.00]	With AAA I'm paying $980 for a year, zip 95030 and Lia/uninsurred/property @500K,collision dec $500.
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