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      02-24-2017, 10:39 PM   #23
dparm
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Originally Posted by Alpha///M View Post
This rate seems low. If you don't mind, what are your terms? I got approved by LightStream at 4.25% for 25k/60 mo. Seems high for me (zero debt ex credit). Might shop around more, but have little time. Thanks.
4.25% for 60 months is high. Try a local credit union and you can probably get under 3% for 60 months. I've used the same local CU for my last two loans and have done as well as 1.49% for 60.
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      03-15-2017, 01:33 AM   #24
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Nationwide got me 2.24% on a 60-month used. So did Auto Pay. Capital One did 1.9% if I did a huge down payment, about 50% of the car, 3.4% if I did a 15k downpayment. Credit unions like Tech CU gave me 2.x%. BOA did 2.x% as well but limited only to franchise dealerships.
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