Are you getting tire insurance?

MDCTFTW · 04-16-2008, 03:40 PM

Just want to see what you all are doing. I think I'm going to get it if it's $400 or less.

Davinhci · 04-16-2008, 09:09 PM

yes i got it on my E46 and they replaced 2 tires and a wheel for me. i got it again this time, i think it's worth it.

Greenspotpop · 04-16-2008, 09:45 PM

I got it too after hearing about the Nail Thread

GregW / Oregon · 04-16-2008, 09:50 PM

In 58,000 miles on my E46, I had maybe 4 nail/screw punctures. My wheel shop fixed them for about $20 each. You could get unrepairable damage, but I'll take by chances.

Boost3dm3 · 04-17-2008, 10:06 AM

isnt the normal cost almost $800?

GregW / Oregon · 04-17-2008, 07:33 PM

Quote:

Originally Posted by Boost3dm3

isnt the normal cost almost $800?

My dealer quoted $499 for "Tire Care--tire and wheel repair or replacement". The term was not stated.

Zed · 04-17-2008, 10:13 PM

Anyone use non-dealer aftermarket tire roadhazard insurance? Something like the following:
https://www.roadhazardprotection.com...p/luxury-sport

They are $35 a tire, 5 years. That particular one doesn't cover TPMS... and looks like might not cover noflat (given what they say about PAX).

I've had similar deals through tire-rack purchased tires, but getting the "refund" can be a headache. Copies of all paperwork, installer has to call insurance company, etc. etc.

If the bmw dealer's price seems reasonable (~400)... I may go for it. Roads are terrible around here. I've replaced several tires in the last couple of years... nails in the sidewall, etc. But... it's a toss up. I'm still a bit torn on the value/hassle factor.

BCMPOWER · 04-19-2008, 11:07 PM

I purchased the wheel and tire service through my dealership for $995 basically it covers wheel and tire damage for all four wheels and tires from any collision for 5 years. Well worth it for me in the DC metro area with all of our potholes, road hazards etc.

skierman64 · 04-20-2008, 12:42 AM

It wasn't offered to me at my PA dealership.

Big Windy · 04-20-2008, 04:15 AM

no, i wouldn't go for it. most of these are designed for the dealer to make money. its like taking insurance in black jack. just my .2

badfish · 04-20-2008, 12:26 PM

Quote:

Originally Posted by Big Windy

no, i wouldn't go for it. most of these are designed for the dealer to make money. its like taking insurance in black jack. just my .2

Ditto, if they didn't make money off of it, they wouldn't be selling it. But I also think the BMW price is very high, it's much cheaper when you go to America's Tire and buy some tires and get the warranty. Plus their warranties are more comprehensive.

WCH · 04-20-2008, 01:15 PM

It depends a lot on where you live/drive, whether there are good independent tire shops convenient to you and how risk adverse you are.

In Boston, it's not a bad deal, particular when we have a bad winter like the last one. We didn't have it on our now departed 330xi and spent $750 in tire replacements in three years (cost for insurance at lease inception was $500). We have it on our 335 vert and are already ahead $75 after one incident ($675 to replace a runflat tire and rim after an encounter with a pothole). I'm still deciding about the M3 as I was quoted $995.

The other thing to check is what the maximum the policies will pay out. A lot of the tire store policies have limits of $350 per incident and a low overall cap. The one that we have for the 335 is no limit up to $3000 for the policy. The M3 limit will be higher (finance person checking on this for me).

BTW, I don't have insurance for the X5 with 19" wheels - my experience is that the low profile tires are more of a problem.

View Poll Results: Are you getting tire insurance?
Yes at any cost!	8	16.67%
Yes for around $400 or less.	7	14.58%
No.	28	58.33%
Undecided.	5	10.42%
Voters: 48. You may not vote on this poll

04-16-2008, 03:40 PM	#1
MDCTFTW Lieutenant Colonel 123 Rep 1,973 Posts Drives: E92 DCT Join Date: Apr 2008 Location: Norcal iTrader: (0)	Are you getting tire insurance? Just want to see what you all are doing. I think I'm going to get it if it's $400 or less.
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04-16-2008, 09:09 PM	#2
Davinhci Colonel 55 Rep 2,484 Posts Drives: 08 M3 E92 & 08 E70 X5 4.8 Join Date: Mar 2008 Location: Austin, TX iTrader: (6) Garage List 2008 M3 [0.00]	yes i got it on my E46 and they replaced 2 tires and a wheel for me. i got it again this time, i think it's worth it. __________________ 08 E92 AW M3 \| HRE P40 19" \| APE Air Filter \| BMW Performance Grills \| White Side Gills \| CF Mirror Covers \| BMW Performance Pedals \| F1 Pinnacle Tint \| V1 Hardwire \| Dinan Performance Software \| Gintani Exhaust \| H&R Sports Springs \| RPI Scoops \| BMW CF Spoiler \| Challenge Diffuser \| Lux H8 V3 \| LCI Tail Lights \|
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04-16-2008, 09:45 PM	#3
Greenspotpop Second Lieutenant 21 Rep 210 Posts Drives: Manual M3 and Manual Gallardo Join Date: Apr 2008 Location: Canada iTrader: (1)	I got it too after hearing about the Nail Thread
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04-16-2008, 09:50 PM	#4
GregW / Oregon Commander-In-Chief 2101 Rep 8,911 Posts Drives: 2023 M2 Coupe, 2020 GLE 450 Join Date: Nov 2005 Location: Lake Oswego, OR iTrader: (3) Garage List 2023 M2 Coupe [9.83] 2020 Mercedes GLE 450 [7.25]	Nope In 58,000 miles on my E46, I had maybe 4 nail/screw punctures. My wheel shop fixed them for about $20 each. You could get unrepairable damage, but I'll take by chances. __________________ Greg Lake Oswego, Oregon, USA 2023 M2 Coupe - Brooklyn Grey/Cognac/CF, 6MT; 2020 MB GLE 450
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04-17-2008, 10:06 AM	#5
Boost3dm3 Lieutenant 26 Rep 471 Posts Drives: E92 M3 Join Date: Sep 2007 Location: DC Metro iTrader: (0)	isnt the normal cost almost $800?
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04-17-2008, 10:13 PM	#7
Zed Replicant 8 Rep 199 Posts Drives: 2009 M3 E90 DCT Join Date: Mar 2008 Location: Houston, TX iTrader: (0)	Anyone use non-dealer aftermarket tire roadhazard insurance? Something like the following: https://www.roadhazardprotection.com...p/luxury-sport They are $35 a tire, 5 years. That particular one doesn't cover TPMS... and looks like might not cover noflat (given what they say about PAX). I've had similar deals through tire-rack purchased tires, but getting the "refund" can be a headache. Copies of all paperwork, installer has to call insurance company, etc. etc. If the bmw dealer's price seems reasonable (~400)... I may go for it. Roads are terrible around here. I've replaced several tires in the last couple of years... nails in the sidewall, etc. But... it's a toss up. I'm still a bit torn on the value/hassle factor.
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04-19-2008, 11:07 PM	#8
BCMPOWER Captain 29 Rep 626 Posts Drives: 08 Silverstone II M3 Join Date: Dec 2007 Location: Silver Spring MD iTrader: (0)	I purchased the wheel and tire service through my dealership for $995 basically it covers wheel and tire damage for all four wheels and tires from any collision for 5 years. Well worth it for me in the DC metro area with all of our potholes, road hazards etc. __________________
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04-20-2008, 12:42 AM	#9
skierman64 Brigadier General 125 Rep 3,071 Posts Drives: E92M3-E46M3-E46Wagon-E89Z4-E36 Join Date: Dec 2006 Location: Greater St Louis Metro area iTrader: (1) Garage List 1994 325is Race Car [0.00] 2011 BMW Z4 [0.00] 1998 M3 Coupe [0.00] 2008 M3 Coupe [0.00]	It wasn't offered to me at my PA dealership. __________________ Invest Wisely...The best mod for your money?? BMWCCA high performance driver's school. The mod that lasts a lifetime and improves the performance of any car you drive[/LEFT]
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04-20-2008, 04:15 AM	#10
Big Windy Major General 152 Rep 5,124 Posts Drives: None Join Date: Mar 2007 Location: Bay Area iTrader: (0)	no, i wouldn't go for it. most of these are designed for the dealer to make money. its like taking insurance in black jack. just my .2
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04-20-2008, 01:15 PM	#12
WCH Lieutenant Colonel 347 Rep 1,844 Posts Drives: '20 M8C convertible Join Date: Nov 2006 Location: Boston iTrader: (8) Garage List 2022 Porsche Cayenn ... [0.00] 2020 BMW M8C [0.00] 2017 Porsche Macan GTS [0.00]	It depends a lot on where you live/drive, whether there are good independent tire shops convenient to you and how risk adverse you are. In Boston, it's not a bad deal, particular when we have a bad winter like the last one. We didn't have it on our now departed 330xi and spent $750 in tire replacements in three years (cost for insurance at lease inception was $500). We have it on our 335 vert and are already ahead $75 after one incident ($675 to replace a runflat tire and rim after an encounter with a pothole). I'm still deciding about the M3 as I was quoted $995. The other thing to check is what the maximum the policies will pay out. A lot of the tire store policies have limits of $350 per incident and a low overall cap. The one that we have for the 335 is no limit up to $3000 for the policy. The M3 limit will be higher (finance person checking on this for me). BTW, I don't have insurance for the X5 with 19" wheels - my experience is that the low profile tires are more of a problem.
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