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      04-27-2010, 06:51 PM   #1
aus
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Anyone dent a rental car? What's the usual coverage through your

auto insurance and Amex? Should I say I was driving or it was what I found after I got back from eating in a parking lot?
Should I just try to fix it myself? Thanks.
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Let me get this straight... You are swapping out parts designed by some of the top engineers in the world because some guys sponsored by a company told you it's "better??" But when you ask the same guy about tracking, "oh no, I have a kid now" or "I just detailed my car." or "i just got new tires."
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      04-28-2010, 12:02 AM   #2
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Your insurance will cover it, assuming you have full coverage on your personal vehicle. It will not pay for the time out of force however (which they WILL charge you for) unless you have UNOC or other Unowned vehicle coverage.
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      04-28-2010, 12:15 AM   #3
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      04-28-2010, 12:34 AM   #4
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my amex covers it 100% if i use it to pay. i've never done the research per se, but i trust it.
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      04-28-2010, 12:37 AM   #5
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You could just do what my brother does and total 2 POS rental cars in a row trying drift on highway over passes...
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      04-28-2010, 03:22 AM   #6
aus
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Quote:
Originally Posted by Spec 1 View Post
Your insurance will cover it, assuming you have full coverage on your personal vehicle. It will not pay for the time out of force however (which they WILL charge you for) unless you have UNOC or other Unowned vehicle coverage.


Could you explain the bolded part? "time out of force" and UNOC?
Thanks.

Quote:
Originally Posted by Aonarch View Post
You could just do what my brother does and total 2 POS rental cars in a row trying drift on highway over passes...
I hope he rented a rear wheel drive car with a locking diff!!!
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Let me get this straight... You are swapping out parts designed by some of the top engineers in the world because some guys sponsored by a company told you it's "better??" But when you ask the same guy about tracking, "oh no, I have a kid now" or "I just detailed my car." or "i just got new tires."
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      04-28-2010, 03:26 AM   #7
Dan in PA
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Quote:
Originally Posted by aus View Post
[/b]

Could you explain the bolded part? "time out of force" and UNOC?
Thanks.



I hope he rented a rear wheel drive car with a locking diff!!!


Semi-educated guesses:

Time out of force - covering losses suffered by owner because vehicle is not in rental fleet.

UNOC: Use of non owner cars, cars which you do not own.
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      04-28-2010, 03:33 AM   #8
aus
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Makes sense. Thanks.
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Let me get this straight... You are swapping out parts designed by some of the top engineers in the world because some guys sponsored by a company told you it's "better??" But when you ask the same guy about tracking, "oh no, I have a kid now" or "I just detailed my car." or "i just got new tires."
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      04-28-2010, 04:00 AM   #9
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Quote:
Originally Posted by aus View Post
Makes sense. Thanks.



No problem
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      04-28-2010, 03:23 PM   #10
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He's correct. Rental companies will charge you the normal rental rate for the days their vehicle is in the shop being worked on. UNOC is usually $5-10/mo at most companies, so it's smart to add it when you plan on renting a vehicle. You can remove it when you are complete. Knowledge for future.
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      04-28-2010, 03:24 PM   #11
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Anyone else dyslexic and go "wtf is a dental car?"
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      04-29-2010, 01:49 PM   #12
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I've read many stories rental companies charged $1000 because the car was out of service for a month for the repair. And there's nothing you can do but pay up.

That's why paying for LDW is a good idea.
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