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      06-21-2009, 10:30 AM   #45
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Originally Posted by Raja Ventureshield View Post
full coverage is not required if the car is paid off.
This is seriously painful week 4 u bro. I am really sorry. let me know if there is anything we can do to help. Even if my car is fully paid off, I would always carry full coverage as it would be cheaper to pay premium than to suck it up if something like this happens. Also what if someone hits u and they have no insurance. I am extremely sorry that this happened, but really glad u r okay.

Hit me up, if there is anything i can do to help.

Your right about not needing full coverage if the car is paid off, but .COME ON..REALLY? You had 55k+ in cash to buy a car but you didnt want to pay another $1000 or probably less a year for full coverage.
Poor decision...(even if it would have been $2000 more per year, still a bad decision)
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      06-21-2009, 12:39 PM   #46

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Agreed even if your car is paid off, it makes it all the while more stupid not to pay the 200- 300 per month for full coverage. 300 is nothing especially when you have to write the whole car off!
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      07-02-2009, 05:17 AM   #47

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I'd look into the possibility of forking out the cash to fix it and then sell it,
better than losing everything

miene .02 cents
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      07-04-2009, 08:43 AM   #48
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I'll take a wild guess here. The OP is an uninsurable trust fund baby. Too many DUIs, speeding tickets, accidents, etc. Therefore collision only on the insurance. But mommy and daddy always believe its not his fault. It never is.

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      07-04-2009, 09:07 AM   #49

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Originally Posted by Fkellym3 View Post
does anyone in here know anything about selling my m3? its totally wrecked..i need to get it out.. i dont even know what runs... and my insure will not cover the damge i have caused... (cause i am not full coverage)
"Where is your sense of adventure guys? If we don't cut in and out of traffic we will disappoint all those who think BMW drivers are all a**holes."

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      07-09-2009, 09:34 AM   #50
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You could wholesale it...that's my only suggestion if the car was not fully insured and you want to sell it as a "whole" rather than in pieces. Good luck and I'm glad you survived.

But, once again...BMW proves how safe ALL their cars are regardless of the situations.
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      07-13-2009, 11:57 AM   #51
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Originally Posted by AMPowerJ View Post
Had to be a hydroplane situation because if DSC was on it is really nearly impossible to spin the car at low to moderate speeds. At the BMW PC they put you on the wet skidpad, and have you floor the car. It will NOT break loose no matter what.
Exactly...dude sorry for your loss. My advice.
1) If you didn't do the BMW M school or Performance Delivery or Drivers Skills course...take one of them before your next M purchase or with your delivery. The put you on a wet skid pad in 500+hp M5 and M6's and you go round and round for like 1/2 hr to 45mins just trying to break the car loose and control it when it does....not saying it may have saved your car but definately a skill I think is well learned after seeing your car post accident.

2.) Never ever drop full coverage especially on a $60k+ car! No matter what someone tells you unless its a clunker worth less than the deductible or you're insanely rich! Remember...Its not always what you do but what is or may be done to you by the other guy in this case mother nature that will leave you azz'd out of $$ eating pizza in the rain!

3) Get a quote and then maybe sell it for parts to use as a down payment on a new car. Hopefully you don't owe anything to the bank on the car otherwise if you're hosed and out some serious cash. Hope not. If so then man lesson least you walked away with both feet/legs/head attached. Lots of folks driving lesser cars would have likely gotten themselves an EMS ride to the nearest trauma center also!

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      07-14-2009, 12:17 PM   #52
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so anyone know what happened next?
hope all is well iwth him and things are sorted out. I get chills when i think about it.
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