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      02-26-2008, 08:39 PM   #23
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at 0.00275 MF, 55% residual, 67000 MSRP i get $1207.32
oh 0 down
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      02-26-2008, 08:40 PM   #24
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Quote:
Originally Posted by mantis View Post
down? i plugged it into my calculator came out to $1286.61
$0 down and I used this calculator:

http://www.leaseguide.com/calc.htm
$0 down
36 mos
12K
55% residual
70145 + 1300 for cap cost
mf of 0.0021

Let me know if I erred.

Edit: it only takes 0.0021 not 0.00215 so I guess a little more needs to be added.
Edit2: $1183.95
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      02-26-2008, 08:42 PM   #25
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Quote:
Originally Posted by gblansten View Post
$0 down and I used this calculator:

http://www.leaseguide.com/calc.htm
$0 down
36 mos
12K
55% residual
70145 + 1300 for cap cost
mf of 0.0021

Let me know if I erred.

Edit: it only takes 0.0021 not 0.00215 so I guess a little more needs to be added.
ur money factor is wrong. isnt it 0.00275, not 21
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      02-26-2008, 08:44 PM   #26
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yah my spreadsheet almost matches that site. pretty close
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      02-26-2008, 08:56 PM   #27
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Quote:
Originally Posted by mantis View Post
ur money factor is wrong. isnt it 0.00275, not 21
I thought earlier in this thread it was posted that the initial MF will drop to 0.00215. My numbers are based on that assumption. I won't be accepting delivery of any vehicle until 10-2008.
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      02-26-2008, 09:00 PM   #28
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Yes, so far it is .00275 for MF.

Also it appears you guys are forgetting sales tax on monthly payment.
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      02-26-2008, 09:03 PM   #29
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Quote:
Originally Posted by gblansten View Post
I thought earlier in this thread it was posted that the initial MF will drop to 0.00215. My numbers are based on that assumption. I won't be accepting delivery of any vehicle until 10-2008.
Quote:
Originally Posted by cosmos515 View Post
Yes, so far it is .00275 for MF.

Also it appears you guys are forgetting sales tax on monthly payment.
oh sorry for the confusion. i was listing lease numbers for 335. coz someone said M3 numbers are same as 335's
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      02-26-2008, 09:04 PM   #30
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Quote:
Originally Posted by cosmos515 View Post
Yes, so far it is .00275 for MF.

Also it appears you guys are forgetting sales tax on monthly payment.
nah that site makes u enter it. i think he has 3% sales tax... what's that 3%? is there such a low sales tax? where? i wanna move there
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      02-26-2008, 09:06 PM   #31
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Mantis whats your MSRP? I will give you exact figures.
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      02-26-2008, 09:07 PM   #32
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$66,875. sales tax is 7.75 in OC
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      02-26-2008, 09:08 PM   #33
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based on those #'s i got $1205.06. 0 down
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      02-26-2008, 09:09 PM   #34
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With nothing down.

36 months, 10k miles a year gets you a total payment of $1214. Drive offs are $1734.

You were close.
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      02-26-2008, 09:12 PM   #35
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why 10k miles a year? this is only getting worse!!! the estimate i was given at first was 1050 including tax for 12k miles a year
i might ditch the car if these are the numbers
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      02-26-2008, 09:14 PM   #36
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10k miles a year gives you a 56% residual. I assumed you used that because of your payment a month.

I also have the MF at .00270 It should drop .00005 next month.
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      02-26-2008, 09:14 PM   #37
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Quote:
Originally Posted by cosmos515 View Post
Yes, so far it is .00275 for MF.

Also it appears you guys are forgetting sales tax on monthly payment.
I did not. You may not be referring to me.
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      02-26-2008, 09:15 PM   #38
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Quote:
Originally Posted by cosmos515 View Post
10k miles a year gives you a 56% residual. I assumed you used that because of your payment a month.

I also have the MF at .00270 It should drop .00005 next month.
how do you know this?

im seriously considering going thru an independent bank/lease company. for my 335 i got quotes that are 100 less than BMW numbers.
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      02-26-2008, 09:25 PM   #39
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Why will it drop? Because fed rates dropped and BMW usually knocks them back a bit. I was informed to use "standard rate". BMW's standard rate for Feb was .00275. I used .00270 in anticipation of the drop in rate.

I have the residual figures right in front of me. I posted them in the main forum, but I also have 20 months, 39 and others.


The best bet looks to finance the car thru a credit union. Get a rate of 5.99 for 60% and you are at a mid $1200 payment, but ya own the car sort of.
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      02-26-2008, 10:05 PM   #40
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Quote:
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The best bet looks to finance the car thru a credit union. Get a rate of 5.99 for 60% and you are at a mid $1200 payment, but ya own the car sort of.
Thats my plan...im gonna try for sub 1000.
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      02-26-2008, 10:30 PM   #41
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Quote:
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nah that site makes u enter it. i think he has 3% sales tax... what's that 3%? is there such a low sales tax? where? i wanna move there
0% in Oregon.
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      02-26-2008, 10:32 PM   #42
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Quote:
Originally Posted by mantis View Post
why 10k miles a year? this is only getting worse!!! the estimate i was given at first was 1050 including tax for 12k miles a year
i might ditch the car if these are the numbers
who gave you that number?
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      02-26-2008, 10:35 PM   #43
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Quote:
Originally Posted by cosmos515 View Post
The best bet looks to finance the car thru a credit union. Get a rate of 5.99 for 60% and you are at a mid $1200 payment, but ya own the car sort of.
My CU is 5.69 right now for 60 months. Hoping it will go down in the next two weeks. Leasing never makes sense unless there is a tax advantage, IMO.
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      02-26-2008, 10:36 PM   #44
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0% in Oregon.
Im moving to Oregon! haha
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