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02262008, 09:40 PM  #24 
Beandoc
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$0 down and I used this calculator:
http://www.leaseguide.com/calc.htm $0 down 36 mos 12K 55% residual 70145 + 1300 for cap cost mf of 0.0021 Let me know if I erred. Edit: it only takes 0.0021 not 0.00215 so I guess a little more needs to be added. Edit2: $1183.95 
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02262008, 09:42 PM  #25  
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02262008, 09:56 PM  #27 
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02262008, 10:00 PM  #28 
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Yes, so far it is .00275 for MF.
Also it appears you guys are forgetting sales tax on monthly payment.
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02262008, 10:03 PM  #29  
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02262008, 10:06 PM  #31 
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Mantis whats your MSRP? I will give you exact figures.
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02262008, 10:09 PM  #34 
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With nothing down.
36 months, 10k miles a year gets you a total payment of $1214. Drive offs are $1734. You were close.
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02262008, 10:12 PM  #35 
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why 10k miles a year? this is only getting worse!!! the estimate i was given at first was 1050 including tax for 12k miles a year
i might ditch the car if these are the numbers 
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02262008, 10:14 PM  #36 
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10k miles a year gives you a 56% residual. I assumed you used that because of your payment a month.
I also have the MF at .00270 It should drop .00005 next month.
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02262008, 10:14 PM  #37 
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02262008, 10:15 PM  #38  
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im seriously considering going thru an independent bank/lease company. for my 335 i got quotes that are 100 less than BMW numbers. 

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02262008, 10:25 PM  #39 
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Why will it drop? Because fed rates dropped and BMW usually knocks them back a bit. I was informed to use "standard rate". BMW's standard rate for Feb was .00275. I used .00270 in anticipation of the drop in rate.
I have the residual figures right in front of me. I posted them in the main forum, but I also have 20 months, 39 and others. The best bet looks to finance the car thru a credit union. Get a rate of 5.99 for 60% and you are at a mid $1200 payment, but ya own the car sort of.
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02262008, 11:05 PM  #40 
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Thats my plan...im gonna try for sub 1000.
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02262008, 11:30 PM  #41 
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Drives: 2015 M4 Coupe, 2012 ML350
Join Date: Nov 2005
Location: Lake Oswego, OR

0% in Oregon.
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Greg Lake Oswego, Oregon, USA 2015 M4 Coupe  Silverstone/Sakhir/CF 2012 ML350 
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02262008, 11:32 PM  #42 
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02262008, 11:35 PM  #43 
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Drives: 2015 M4 Coupe, 2012 ML350
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Location: Lake Oswego, OR

My CU is 5.69 right now for 60 months. Hoping it will go down in the next two weeks. Leasing never makes sense unless there is a tax advantage, IMO.
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