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      03-31-2014, 10:27 PM   #23
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Just did a 1.89 for 48 months today.

Wish I had seen this thread...
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      03-31-2014, 10:44 PM   #24
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Quote:
Originally Posted by 2 SLOW View Post
Just did a 1.89 for 48 months today.

Wish I had seen this thread...
That's pretty much what you would get from DCU. You need to open a checking account and make direct deposit to account to get 1.24 rate which I don't think many people would do.
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      04-01-2014, 12:05 AM   #25
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.9% on 2011 models from BMWFS
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      04-01-2014, 11:10 AM   #26
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Quote:
Originally Posted by Palestine
Quote:
Originally Posted by 2 SLOW View Post
Just did a 1.89 for 48 months today.

Wish I had seen this thread...
That's pretty much what you would get from DCU. You need to open a checking account and make direct deposit to account to get 1.24 rate which I don't think many people would do.
How much deposit they require?
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      04-01-2014, 12:36 PM   #27
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The calculator on DCU only goes up to $50k for auto. Is that all you can borrow?
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      04-01-2014, 06:28 PM   #28
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PenFed definitely
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      04-01-2014, 11:14 PM   #29
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Seeing used car loans around 2% I plan to finance part of my purchase. Where are the best loan rates?

Well I just got 1.74 % for 72 months :O
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      04-02-2014, 12:25 AM   #30
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Well I just got 1.74 % for 72 months :O
where at
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      04-02-2014, 09:49 AM   #31
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And if you have AAA, they pay for the donation.
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      04-02-2014, 11:22 AM   #32
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Quote:
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Well I just got 1.74 % for 72 months :O
Please do tell!
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      04-02-2014, 11:26 AM   #33
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How much deposit they require?
I believe your whole salary. Or whatever you write down in the loan application. If they would take 500 deposit every month, I would have definitely done that
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      04-02-2014, 11:27 AM   #34
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Originally Posted by WCM3 View Post
The calculator on DCU only goes up to $50k for auto. Is that all you can borrow?
Really? That's odd, it let me do 70k but of course I didn't apply for that amount.
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      04-02-2014, 11:42 AM   #35
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How do I do USE AAA?
Don't know if it still works or not: https://www.penfed.org/aaa/
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      04-02-2014, 05:12 PM   #36
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Quote:
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Really? That's odd, it let me do 70k but of course I didn't apply for that amount.
Interesting. I didn't try to apply but was playing with it in the auto loan calculator. Just looked again and only $50k. Guh.

Quote:
Originally Posted by OdiD View Post
Well I just got 1.74 % for 72 months :O
Do tell.
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      04-02-2014, 05:17 PM   #37
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Just found out that my CU is doing 84 months at 2.9%. With their credit card rewards however, I can do a 1% discount on the rate, so 84 months at 1.9%. With money that cheap, probably gonna refinance to 105% and just use the extra money to pay off other debt :P
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      04-02-2014, 10:07 PM   #38
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1.99 for 60 mos. yesterday for used car...I wish I saw this thread before.
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      04-03-2014, 04:36 AM   #39
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https://www.servicecu.org/civilian/c...?lg=&lgp=&mob=

Although the rate is listed as 2.49, you can lower it by having some kind of direct deposit with them. They have other incentives to lower it as well.
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      04-03-2014, 09:53 AM   #40
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Credit unions are where you want to look. Their rates are usually quite low. I was able to get 1.49% for 60 months (I have good credit).

1.49% is less than the roughly 3% inflation we have, so I consider it free money.
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      04-03-2014, 07:54 PM   #41
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Any credit unions that have under 2% without requiring you to do direct deposit with your salary?

DCU is nice but for 72 months it's 1.74% + .50% without qualifying direct deposit into a DCU checking account. Somewhat inconvenient if I live out of state. Looking to refinance at 2% or under hopefully.
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      06-06-2014, 12:56 PM   #42
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well, I had penfed at 1.99 but they re-rate each month if your application is not closed. So, it just went to 2.49, which isn't enough for me to jump. I am trying DCU now at 1.24, hope that works!
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      06-07-2014, 01:43 PM   #43
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Quote:
Originally Posted by RR-NYC View Post
.9% on 2011 models from BMWFS
nice!
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      06-25-2014, 04:15 AM   #44
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Please check San Diego County Credit Union. 42 m - 1.49, 66m - 1.99, 78m -2.49 for 2010 or newer.
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