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      11-28-2013, 02:42 AM   #23
micha3l
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Originally Posted by leigh View Post
I'm sorry but AAMI is tight ass insurance!! You don't have choice of repairer AAMI have there own shops and look to cut cost in a big way.

These are people I would use Allianz, CGU, calliden, lumley special vehicles, MB insurance group, QBE and Shannons
Maybe its different on QLD? As with my 135i they made me get 2 quotes from BMW authorised repairers only and ended up getting it fixed at Motorline BMW's Panel Shop with all new genuine parts
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      11-28-2013, 07:19 PM   #24
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Can you guys recomend a good insurance company in new york city ?
This is an Australian Forum mate, no idea - best to check out the US of A forum.

Insurance agencies are all scumbags and money grabbers - like stealer-ships - if you are requiring things from them that will ultimately cost THEM money, they will try their hardest to not do it. its pure economics. In my long and exciting life (I'm 26 as well) I have found that everyone has different experiences with different insurers. it very much comes down to circumstance of the accident, the person you get on the phone and the person you are on the phone.

AAMI was the only insurer to offer me something under $1000 so I went with them, if I have an accident I will have to deal with the issues then, but for the moment I know im fully covered if I get in a pickle...
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      12-02-2013, 06:39 PM   #25
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This is an Australian Forum mate, no idea - best to check out the US of A forum.

Insurance agencies are all scumbags and money grabbers - like stealer-ships - if you are requiring things from them that will ultimately cost THEM money, they will try their hardest to not do it. its pure economics. In my long and exciting life (I'm 26 as well) I have found that everyone has different experiences with different insurers. it very much comes down to circumstance of the accident, the person you get on the phone and the person you are on the phone.

AAMI was the only insurer to offer me something under $1000 so I went with them, if I have an accident I will have to deal with the issues then, but for the moment I know im fully covered if I get in a pickle...

covered for the shitest repairs ive ever seen
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      12-02-2013, 06:40 PM   #26
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Originally Posted by micha3l View Post
Maybe its different on QLD? As with my 135i they made me get 2 quotes from BMW authorised repairers only and ended up getting it fixed at Motorline BMW's Panel Shop with all new genuine parts
how long ago was that?
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      12-02-2013, 07:26 PM   #27
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covered for the shitest repairs ive ever seen
Haha, well i suppose my fear factor is more if I crash into a 458 italia and need to cover the costs as opposed to fixing my own car - but each to their own.
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      12-03-2013, 01:26 AM   #28
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how long ago was that?
About 2 years ago
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      12-11-2013, 12:52 AM   #29
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AAMI always seem to get bad rap, but I only ever hear that from bodyshops. Never had any experience on a claim though.

I've had personal experience with wesfamers (coles) on a total loss and they were excellent.

Which mainstream insurers cover superchargers.. I'm sure the list is shrinking?

NRMA
AAMI
Wesfarmers (sometimes)
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      12-11-2013, 01:10 AM   #30
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Quote:
Originally Posted by MFKN3 View Post
AAMI always seem to get bad rap, but I only ever hear that from bodyshops. Never had any experience on a claim though.

I've had personal experience with wesfamers (coles) on a total loss and they were excellent.

Which mainstream insurers cover superchargers.. I'm sure the list is shrinking?

NRMA
AAMI
Wesfarmers (sometimes)

NRMA only require you car to be in condition where it can be registered for road use, so if a SC is fitted and a mod plate is on no problems. I don;t trust insurance companies though, for example if you had an accident and your exhaust system was too loud it would give them the right to opt out as you couldn't register the car like that. A basic mistrust of Insurers is a good way to make sure you get the right cover.

AAMI Don't know

Coles (Westfarmers) will not insure any car with after market forced induction whether legal or not. You and I will have to find different insurers next year

Those who will and are expensive

Shannons
Just Cars Both owned by Suncorp.

It's also worth a mention that when you do a BBK a mod plate has to be done for the car to be registrable and legal again. I had to get 2 mod plates for mine
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