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      11-08-2012, 09:21 AM   #1
davesaddiction
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Question Easy Care Quote - Opinions on Coverage & Price?

My car is coming up on her 4th birthday and has just over 45k miles. After looking into it, the BMW extended warranty pricing seemed excessive to me. Here are the numbers I got from my local Easy Care http://www.easycare.com/ dealer (not BMW); I'll be able to service the car at BMW or any other shop I choose. I thought this might be good information for others considering the same thing in the near future.

For a 4yr/100,000 Total Care pricing would be as follows:

100 ded/ $6706
250 ded/ $5137
500 ded/ $4194

For a 3/85,000 Total Care pricing would be as follows:

100 ded/ $4015
250 ded/ $3183
500 ded/ $2682

For a 4/100,000 Stated Care pricing would be as follows:

100 ded/ $4521
250 ded/ $3551
500 ded/ $2968

For a 3/85,000 Stated Care pricing would be as follows:

100 ded/ $2865
250 ded/ $2341
500 ded/ $2032

http://www.easycare.com/ExtendedWarr...tatedCare.aspx

http://www.easycare.com/ExtendedWarr...TotalCare.aspx

The website says Total Care covers "more than 100 additional components". I've asked the guy to prepare a couple contracts for me, so I can read through them to better understand the real difference between these two options.

At the moment, I'm leaning toward the 3 yr / 85k mile Stated Care with the $250 deductible. We'll see if more research changes my mind.

I've heard lots of good things about Easy Care on this forum and others, and also from a guy who used to work at my company. Does anyone have any negative experiences with the company and their coverage, or any opinion on Stated Care vs. Total Care?

Thanks.
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      11-08-2012, 12:37 PM   #2
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Found this sample contract:

http://www.easycare.com/Portals/0/im...p9-20-2012.pdf
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      11-08-2012, 02:28 PM   #3
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I cant really answer your specific coverage and difference on Stated v Total questions, but I may be able to help in another way...

As a service advisor, and dealing with a lot of ext warr companies... EasyCare and Fidelity are the two best (their top plans), from my experience. They tend to be more expensive than most other companies, but I've seen them cover things that A) they shouldnt, or B) things I'd never expect them to cover (ex: window moldings).

They do not fight and haggle with dealer prices, like capping out at say $99/hour making you, the customer pay the difference in labor; and they send an inspector out in a reasonable amount of time. For what its worth, I'd rec to take to the top plan. Its never 100% certain they will cover something, but you're better safe than sorry with TotalCare.
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      11-08-2012, 02:48 PM   #4
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Thanks for the feedback. At the coverage level I'm considering, and with how complex our cars are, $280 extra per year probably is worth it.
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      11-08-2012, 03:06 PM   #5
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Quote:
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It's one thing for some buffoon to put an M badge on something that doesn't deserve it...it's another for a multi-billion dollar corporation to do the exact same thing and keep a straight face.
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      11-08-2012, 03:52 PM   #6
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Any options for coverage with extensive Dinan mods?
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      11-08-2012, 06:34 PM   #7
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Quite a few BMW dealers sell Fidelity warranties instead of BMW warranties. Why ? Because they make more profit yet the Fidelity warranty costs less. Kind of makes you wonder. My advice fwiw is to get a BMW warranty from a BMW dealer that will discount it about 20%. Google. BMW isn't going bankrupt.
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      11-09-2012, 07:56 AM   #8
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Quote:
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Quite a few BMW dealers sell Fidelity warranties instead of BMW warranties. Why ? Because they make more profit yet the Fidelity warranty costs less. Kind of makes you wonder. My advice fwiw is to get a BMW warranty from a BMW dealer that will discount it about 20%. Google. BMW isn't going bankrupt.
They sell both my dealer sells both BMW and EasyCare.
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      11-09-2012, 09:25 AM   #9
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I am leaning towards the BMW PT+ 7Yr/70k just to avoid the hassels of dealing with a non-BMW warranty.
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      11-09-2012, 10:41 AM   #10
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I am leaning towards the BMW PT+ 7Yr/70k just to avoid the hassels of dealing with a non-BMW warranty.
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      01-21-2013, 10:34 AM   #11
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Just to report back on this, I went ahead and picked up EasyCare TotalCare (3 yrs, 85k miles, $500 deduct) for ~$2600 for some peace of mind and a hedge against any huge bill in the next few years.

Hope to get my money back by the end of it, but if not, I'll sleep better in the meantime and be happy my car's been reliable. If/when I have to make a claim, I'll let you all know how it goes.
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      01-21-2013, 03:58 PM   #12
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I was in the same boat a few minutes ago until i read some horrible stories. Here is a link to the story.
http://www.ripoffreport.com/auto-war...e-wa-37a97.htm

http://www.complaintsboard.com/compl...e-c278456.html

Maybe this is just a few people who got screwed, so my advise is that do a little more research before buying from them.



Oh never mind, you already purchased..good luck to you sir
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      08-29-2013, 11:18 AM   #13
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Sorry to bring this back from the dead, but I see a lot of extended warranty posts lately (I'm in the boat now) and a lot of people suggesting Easycare but of course have my reserves. I talked to a rep from Rallye BMW and they said that the Easycare plan they sell is actually more than the BMW plan. Also, has anyone actually made a claim with Easycare? How was the process? Do they also cover the navigation unit as part of the totalcare?
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      08-29-2013, 11:20 AM   #14
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I had EasyCare on my E90 while I owned it. Used it twice and it was great both times. Sold it when I sold the car and got a great pro-rated refund. Larger than expected and actually the cost of repairs + refund > what I paid to start. *shrug*
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      08-29-2013, 11:31 AM   #15
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Quote:
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I had EasyCare on my E90 while I owned it. Used it twice and it was great both times. Sold it when I sold the car and got a great pro-rated refund. Larger than expected and actually the cost of repairs + refund > what I paid to start. *shrug*
Good to hear - thanks for sharing your experience with them.
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      08-29-2013, 01:09 PM   #16
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I just talked to an Easycare agent today. He gave me a quote of 3yrs/75000 Stated Care for $2600. Car is 2010 E92 with 42000 miles. He told me that the rates increase with time so $2000 for 3yrs/85000 is impossible for now. Kind of jealous that your plan is so much cheaper.
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      08-29-2013, 01:33 PM   #17
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Quote:
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I just talked to an Easycare agent today. He gave me a quote of 3yrs/75000 Stated Care for $2600. Car is 2010 E92 with 42000 miles. He told me that the rates increase with time so $2000 for 3yrs/85000 is impossible for now. Kind of jealous that your plan is so much cheaper.
I'd be concerned about what Stated Care does not cover - seems like the some of the stuff that is most likely to go wrong in a complex car like ours.
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      08-29-2013, 01:52 PM   #18
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Quote:
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I'd be concerned about what Stated Care does not cover - seems like the some of the stuff that is most likely to go wrong in a complex car like ours.
FWIW I paid $3100 for 3/85000/$250 ded Totalcare from a local dealer. Car was 1 month from losing factory warranty. The prices are most definitely negotiable as they first wanted 3400.
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      08-29-2013, 08:20 PM   #19
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What is covered in Total Care exclusively? I don't really know what they mean by "over 100 additional components." I thought the Stated Plan would work out fine since it covers all the electronics. Should I switch to the Total Care?
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I'd be concerned about what Stated Care does not cover - seems like the some of the stuff that is most likely to go wrong in a complex car like ours.
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      08-30-2013, 06:27 AM   #20
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Sorry for the dumb question, but would an extended warranty still be available after putting on mods? Ie, mars performance led tails and an AA exhaust, etc. Are these extended warranties only available for cars that are 100% stock?
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      08-30-2013, 08:12 AM   #21
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Quote:
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What is covered in Total Care exclusively? I don't really know what they mean by "over 100 additional components." I thought the Stated Plan would work out fine since it covers all the electronics. Should I switch to the Total Care?
I guess I'd just say better safe than sorry. Our cars are very complex - if the part that breaks isn't listed in the Stated list, you're not getting it paid for.

Here's the extras for TotalCare:

1. Shift Linkage, Cables And Bushings
2. External Switches & Solenoids
3. Electronic Controller
4. Shift Lever
5. Back Up Light Switch
6. Speed Sensor
7. Speedo Cable
8. Neutral Safety Switch
9. Torque Converter Lock Up Solenoid
10. Tail Shaft Housing
11. Bell Housing
12. Coil Spring
13. Leaf Spring
14. Trailing Arm
15. Track Bar
16. Strut Bearing/Plates
17. Radius Rod and Bushings
18. Steering Dampener (Shock)
19. Steering Knuckle Sleeve
20. Electronic Level Control Programmer
21. Electronic Level Control Compressor
22. Pressure Limiter
23. Compressor Relay
24. Height Sensor
25. Dryer
26. Compressor Assembly
27. Rack Bushings
28. Compressor Pressure Switch
29. Thermo Switch (De-Icer)
30. Vacuum Door Switch
31. Clutch Cycling Switch
32. Electronic Temperature Control Programmer Module
33. Electronic Temperature Control Sensors
34. Temperature Sensor Internal
35. Ambient Temperature Sensor
36. Heater Control Valve
37. Evaporator and Heater Core Case
38. Backing Plates
39. Caliper Sliders
40. Brake Light Switch
41. Fluid Level Sensor
42. Bleeders
43. Self Adjusters
44. Brake Springs
45. Actuating Lever
46. Parking Brake Lever
47. Parking Brake Ratchet Assembly
48. Brake Accumulator
49. Vacuum and Fluid Reservoirs
50. Abs Pressure Warning Switch
51. Oil Pressure Switch
52. Horn
53. Air Bag, Sensors And Switches
54. Coolant Reservoir Sensor
55. Temp and Oil Pressure Sensors
56. Windshield Washer Pump
57. Headlamp Motors
58. Relays
59. Illuminated Visors
60. Headlight Timers
61. Power Mirror
62. Ignition Lock Cylinder
63. Rear Defroster
64. Safety Restraint Systems
65. Power Trunk Motor
66. Dome and Map Light Assemblies
67. Seat Heater Assembly
68. Power Seat Memory Controller
69. Seat Belt Motor
70. Seat Belt Chime
71. Factory Alarm Systems
72. Trip Computer
73. All Wiring Harnesses
74. Convertible Top Motor
75. Tachometer
76. Turbo Gauge
77. Mirror Heating Elements
78. Idle Control Solenoids/Motors
79. Electronic Digital Dash
80. Factory Installed Anti-Theft Device
81. Oil Pressure Gauge/Light
82. Door Handles
83. Trunk Shocks
84. Glove Box Latch
85. Locking Cylinders
86. Seat Tracks
87. Door Strikers
88. Door Latches
89. Hood and Trunk Latches
90. Speedo Head
91. Hood and Trunk Release Cables
92. Hood Springs
93. Steering Column
94. Tilt Wheel Mechanism
95. Air Bag(S)
96. Air Bag Control Module
97. Air Pump
98. Egr Valve
99. Electronic Power Steering
100. Impact Sensors

Quote:
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Sorry for the dumb question, but would an extended warranty still be available after putting on mods? Ie, mars performance led tails and an AA exhaust, etc. Are these extended warranties only available for cars that are 100% stock?
Obviously, they won't cover non-standard parts, and they maybe raise an issue if you've somehow affected other parts with your changes, but new tails and an exhaust shouldn't be any issue.
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      08-30-2013, 06:09 PM   #22
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Ok cool, I was worried they'd reject an application off the bat but I'll think about easycare now. Thanks!
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