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      06-17-2013, 02:05 PM   #1
CDM3DCT
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Thinking of refinancing with CapOne

Any decent experiences? I feel all the reviews I read are pretty bad but their rate is decent... What gives?
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      06-17-2013, 02:51 PM   #2
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Any decent experiences? I feel all the reviews I read are pretty bad but their rate is decent... What gives?
PenFed is the way to go: https://www.penfed.org/refinance-auto-loan/

My parents just used them to refinance a note on their Volvo. If Capital One can beat 1.74% I'll eat my hat.
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      06-17-2013, 02:55 PM   #3
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+1 for PenFed. I've had great customer service with them and an awesome rate!
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      06-17-2013, 03:47 PM   #4
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if you are military go navy fed bro best interest rates possible
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      06-17-2013, 07:06 PM   #5
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      06-17-2013, 09:43 PM   #6
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Quote:
Originally Posted by bkrM3 View Post
PenFed is the way to go: https://www.penfed.org/refinance-auto-loan/

My parents just used them to refinance a note on their Volvo. If Capital One can beat 1.74% I'll eat my hat.
I didn't even think about credit unions. I looked at how to join PenFed but I don't think I fall into any of their categories to join. But in doing the research I found info on MCT or what was of them. Apparently now they're education systems... Point is I joined and got approved for 2.24 rate (better than the 2.75 i was offered at CapOne). don't start paying until September and I get 200 bucks. Apparently the guy who helped me is also coming to my office with the loan docs- which I find hard to believe but whatever.

Sounds a little to good to be true so I'm going to wait on confirming their services. I do like the fact that I'm working with 1 guy rather than the 3 from CapOne.

Has anyone worked with the educations credit union?
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      06-18-2013, 06:01 AM   #7
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All you do to join PenFed is pay a nominal fee. I think it's $15, split between a $5 checking (or deposit) account you'll never use and a $10 donation to a military-related charitable organization.
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      06-19-2013, 09:36 PM   #8
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if you are military go navy fed bro best interest rates possible
This.
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