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      03-25-2013, 10:19 AM   #23
mdosu
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Quote:
Originally Posted by Peahi View Post
What high yield accounts are you talking about? You need to educate people here. Nothing at banks and credit unions are high yield, that is a misnomer since interest rates are basically zero. Lol. If you are thinking income funds you should explain which ones so people can look up actual rates of return and volatility.
lol, that's what I was thinking too. High yield = high risk, even income funds have significant risk depending on the investment. Currently I would not invest in junk grade bond funds...

OP:

At the end of the day, buying extended warranty is a calculated risk. Most repairs we're aware of costs in the range of $700 - $2500 per repair. You're rolling the die on how many of these come up within 5 years, 100k...

I'm rolling my die and think at worst I'll have idle air control valve issue and maybe valve stem issue. Even if both comes up, they will cost less than $5000 total, which is the neighborhood of these extended warranties.

So buy a 09 first, then you'll have about 6-9 months to decided on buying extended.

Or you may be able to find a CPO which provides the extended coverage. But those cars will be more expensive as the extended warranties are already calculated into the price and are generally not discounted (if recently CPO'd)
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      03-25-2013, 10:23 AM   #24
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You want a warranty of this car. plan for a failure and hope for nothing to go wrong. Thats the way you gotta be in life.

Honestly though not every ones financially the same. Personally i can afford to have this car new and with a warrnety for many years. If i could not afford it this way, i would most likely buy a C6 corvette with a much cheaper repairs bills if you cannot fix it your self. The transmission (DCT) and engine are to much money to fix without a warrnety IMO. Its not that i cannot afford it, its the principle.

So with that said, i would plan what ever is the best case for a warranty and what is going to cost you less money down the road plus stress.
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      03-25-2013, 01:20 PM   #25
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Imo s65 is way more reliable than N54/55.
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      03-27-2013, 03:18 PM   #26
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If I get a 2009 with only a few months, what type of warranty and maintenance coverage can I expect to tack onto it if the factory warranty is about to expire? I'd prefer to have coverage for at least the majority of the time I'm paying for it (60 months)
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      03-28-2013, 12:52 AM   #27
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I had an aftermarket warranty on the 335i and by the time I sold the car it came to me I didnt even really need it, then I asked and they refunded the prorate to me, which came to be quite a large chunk of the initial money. I would say an extended warranty on the M3 would be a good idea but not really an essential thing, to me at least. Most aftermarket warranties are 3-4 years I beleive and have lets say 36-50k miles, so if you buy one with 34k and the warranty is 50K you would be covered to 84K or untill the time time ran out, whichever came first, also you can get some warranties with no co-pay, which is handy hope it helps in your decision (edit: the one i had was a bumper to bumper all inclusive and it was about 4k)
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      03-28-2013, 11:54 AM   #28
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Quote:
Originally Posted by Rogue916 View Post
If I get a 2009 with only a few months, what type of warranty and maintenance coverage can I expect to tack onto it if the factory warranty is about to expire? I'd prefer to have coverage for at least the majority of the time I'm paying for it (60 months)
IMHO, if the warranty is a decision making factory, research the car you really want and get a cpo car. It'll cost more, but then you will have peace of mind with an effective warranty. Third party warranties come in all shapes and sizes. If you like that route, try AAA or Costco as at least some starting points.

If you are contemplating going without an extended warranty, you might try visiting a local Indy repair shop (bimrs.org) to get a feel for what they charge for maintenance and maybe even see if they done much work on the e9x m3's to see if there are problem patterns they have seen. Afaik, there have been no patterns of failure on 2009+ street cars beyond normal wear and tear.

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      03-28-2013, 01:21 PM   #29
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Keep in mind the limited range of the M3 compared to the 335is. Mediocre (that's being generous) gas mileage with small tank=frequent fill ups.
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      03-28-2013, 05:19 PM   #30
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Keep in mind the limited range of the M3 compared to the 335is. Mediocre (that's being generous) gas mileage with small tank=frequent fill ups.
True stuff right there.
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