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      01-14-2013, 05:15 PM   #1
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Any dealers offering Tire/Wheel protection?

For a good price?

I am probably going to be buying my M3 in the next week. I want an option if I cant negotiate a deal with the dealer for a tire/wheel package at the sale

I used a policy from First Automotive for my 335 and for all intents and purposes, it doesnt exist anymore. Their new policies are much worse, have a $2000 ceiling and will only pay $150 towards rim repairs (and are very stingy with replacement). That and the policy price went up $300

That policy was $646 for 3 years

I'd rather go thru a no-hassle company like the one BMW offers
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      01-14-2013, 06:30 PM   #2

Drives: 2011 E90 M3
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Yes, BMW offers its own wheel and tire insurance. They will likely try to sell it to you at the time of your purchase. Prices I have seen are much higher than the $646 for three years that your old company is now quoting. Three years of the BMW insurance is likely in the $900-$1,000 range (3 yrs coverage) but it does not have a ceiling... Also keep in mind that the BMW offering does not cover cosmetic damage like curb rash as I recall, only major failures like a bent/cracked rim.

I have it on my car and have only replaced one tire with a nail in it, no questions asked. With ten months of coverage left it seem like a money loser for me though the insurance on my wife's X5 paid or itself and most on my policy given the number of run-flat tires she went through!

Edit: Keep in mind that the price of the policy is negotiable, like everything else!
Current: 2011 Space Grey E90 M3, DCT, Comp. Pkg., Conv. Pkg., everything but Cold Weather Pkg!
Gone: 2008 550, Space Grey, Sports Package, Sport Auto Transmission.
Sold: 2004 545i (U.S.), Steptronic, Silver Gray.

Last edited by kscarrol; 01-14-2013 at 06:37 PM.
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      01-14-2013, 07:15 PM   #3
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SafeGuard offers great wheel and tire warranties. We sell them at the dealership
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      01-14-2013, 11:38 PM   #4

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Garage List
We use AllState. They're great
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      01-15-2013, 05:51 PM   #5
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Yeah. I'm gonna have to talk to my dealership about it but I wanted a backup in case I had to walk from their policies. I put in an inquiry to AllState. Safeguard, i couldn't find their contact info - I guess its dealer only.

I'm hoping the non-runflats dont go boom as often but I dont want to take the risk. Especially with all insurance policies being refundable (pro-rated) in NY state.
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