Track Day Insurance - Page 3

DARK_M3 · 04-03-2012, 12:21 AM

DARK_M3 · 04-03-2012, 12:23 AM

BTW... yellow 370z.. background at 0:18 seconds on the big track. Yup... yours truly

schnell325 · 05-31-2012, 09:39 AM

Ouch

von_zoom · 05-31-2012, 12:03 PM

Does not look like he had the bra in the correct place.

vz

signes · 05-31-2012, 09:14 PM

Nice attempted parallel parking move... Ouch.

e46e92love · 07-25-2012, 03:15 PM

What was that guy smoking? Jerking the wheel opposite of the weight transfer his car was in the progress of then turning against the skid while slamming the brakes.....

Been to a number of auto-x events and have never seen anything like that. Course, vettes are beasts on the track, but a HELL OF A LOT less forgiving then cars like the GTR or ///M3. Better be damn sure of what you are doing with those beasts.

Hopefully the guys was ok, sure he was. Car is screwed though.

Cheers,
e46e92

ortho281 · 10-12-2012, 02:49 PM

I purchased a 9-event policy through BMWCCA HPDE. Policy covers most HPDE's and Open track days.

klammer · 10-12-2012, 08:16 PM

Quote:

Originally Posted by ortho281

I purchased a 9-event policy through BMWCCA HPDE. Policy covers most HPDE's and Open track days.

Quanta costa?

ortho281 · 10-23-2012, 01:41 PM

Quote:

Originally Posted by klammer

Quanta costa?

Depends on declared value of your car and how many track days per year. Quotes are free.

http://bmwhpdeins.locktonaffinity.co...ult.aspx?cID=1

Car54 · 10-30-2012, 09:38 AM

I just signed up for a multi-event with Lockton. I was hesitant to get insurance per event when often I just go for the day (you pay for three days). The discount you receive with the multi-event makes it all good.

Ironically, the cost of the policy is almost what I paid for street coverage of my old track car.

Longboarder · 01-10-2013, 05:12 PM

Quote:

Originally Posted by 4u3

I purchase my ins through Jacob Katz insurance, out of New York City. www.katzinsurance.com.

I just did as well. $400 for $70K in coverage with a 10% deductible.

Kurt_OH · 02-18-2013, 12:20 PM

Fortunately I can make no informed comments regarding whether there'd be any struggles to get the promised coverage, but my insurer - Nationwide - provides written assurance that my standard auto policy covers me during HPDE events.

FYI
YMMV

flanast · 02-18-2013, 02:01 PM

Quote:

Originally Posted by Car54

I just signed up for a multi-event with Lockton. I was hesitant to get insurance per event when often I just go for the day (you pay for three days). The discount you receive with the multi-event makes it all good.

Ironically, the cost of the policy is almost what I paid for street coverage of my old track car.

I just signed up with Lockton for coverage at VIR next weekend. Found out that they no longer give a 15% discount for VIR events and on top of that now have a minimum insurance coverage amount no matter what your car is worth. So for the same car ($15,000 coverage) and same track (VIR), I am paying $43 more compared to last year.

KEYON · 02-28-2013, 04:28 PM

Does anyone know if Track Day insurance insures you and the other guy, if something were to happen with another car.

WarrantyTracker · 04-16-2013, 02:30 PM

Lockton's website says they provide no liability coverage. So I think if it's your "fault" and the other guy pursues you for the $$$ damages to his/her car, Lockton won't help you with that.

I have NO idea what liability laws have to say about track accidents. You'll sign a waiver that purports to get the track and the event sponsor off the hook, but I don't know what driver-driver civil litigation would be like.

Porschefile · 04-16-2013, 02:44 PM

Quote:

Originally Posted by JBasham

Lockton's website says they provide no liability coverage. So I think if it's your "fault" and the other guy pursues you for the $$$ damages to his/her car, Lockton won't help you with that.

I have NO idea what liability laws have to say about track accidents. You'll sign a waiver that purports to get the track and the event sponsor off the hook, but I don't know what driver-driver civil litigation would be like.

I think you're right about the insurance. Regarding liability, there is only so much a waiver can do. It is a dick move to sue other drivers, because we all go out there knowing that a small mistake at speed could cause tragedy. That being said, various state courts have held that the waivers are ineffective as to willful/wanton/grossly negligent conduct etc., and damages have been awarded in civil litigation for HPDE drivers.

I bought insurance for one day total, and net is (~$400) in the hole. Oh well.

05-31-2012, 09:39 AM	#47
schnell325 Bored at work.... Drives: '08 M3,'11 335xi Join Date: Aug 2007 Location: BC Posts: 3,400 iTrader: (5)	Ouch __________________ 2008 SG E92 M3 6MT AA Stage 2 w/ Meth 2011 SG E90 335xi 6MT 2007 SG E70 X5 4.8is

05-31-2012, 12:03 PM	#48
von_zoom Captain Drives: 2010 Z06 Join Date: Apr 2009 Location: North Carolina Posts: 899 iTrader: (0)	Does not look like he had the bra in the correct place. vz __________________ Track Toy

05-31-2012, 09:14 PM	#49
signes Brigadier General Drives: E90 M3 Join Date: Sep 2008 Location: Spinnin at 8k Posts: 3,192 iTrader: (3)	Nice attempted parallel parking move... Ouch. __________________ 08 E90 \| Jet Black / Black \| 6MT Mods: RAC RG63 w/ Pirelli Corsa 255F/285R \| Akrapovic Evo Exhaust \| OEM Blacklines Winter Setup: OEM 18s w/ Nokian Hakkapeliita R 245/40-18

07-25-2012, 03:15 PM	#50
e46e92love Colonel Drives: e92 ///M3; X3 (wife's) Join Date: Nov 2007 Location: The East Side of Things Posts: 2,990 iTrader: (0)	What was that guy smoking? Jerking the wheel opposite of the weight transfer his car was in the progress of then turning against the skid while slamming the brakes..... Been to a number of auto-x events and have never seen anything like that. Course, vettes are beasts on the track, but a HELL OF A LOT less forgiving then cars like the GTR or ///M3. Better be damn sure of what you are doing with those beasts. Hopefully the guys was ok, sure he was. Car is screwed though. Cheers, e46e92 __________________ "...it's not about the money and not about the brand of the car, it's about handling,performance and passion......And that, no other car has all together like an M3........when you talk about the most complete car the M is invincible." --Tony Kanaan.

10-12-2012, 02:49 PM	#51
ortho281 Lieutenant Drives: 2011 E92 M3 6MT Join Date: Aug 2010 Location: Katy, TX Posts: 595 iTrader: (0)	I purchased a 9-event policy through BMWCCA HPDE. Policy covers most HPDE's and Open track days. __________________ Akra Evo / MS stage 2 / MS UDP / VF Tune / KW S/O springs / Vorshlag plates / ST 380/355 BBK / ST SR34 pads / Apex Arc-8 / Nitto NT01 / Schroth Rallye 3

04-03-2012, 12:21 AM	#45
DARK_M3 Banned Drives: 08 E90, 89 Grand Wagoneer Join Date: Mar 2012 Location: So Cal Posts: 1,294 iTrader: (3)

04-03-2012, 12:23 AM	#46
DARK_M3 Banned Drives: 08 E90, 89 Grand Wagoneer Join Date: Mar 2012 Location: So Cal Posts: 1,294 iTrader: (3)	BTW... yellow 370z.. background at 0:18 seconds on the big track. Yup... yours truly

10-30-2012, 09:38 AM	#54
Car54 Captain Drives: 1999 Z3 Mcoupe \| 2008 M3/4 Join Date: Sep 2007 Location: Lutz, FL Posts: 825 iTrader: (1)	I just signed up for a multi-event with Lockton. I was hesitant to get insurance per event when often I just go for the day (you pay for three days). The discount you receive with the multi-event makes it all good. Ironically, the cost of the policy is almost what I paid for street coverage of my old track car. __________________ Craig Brickner BMW CCA/PBOC/Chin Motorsports DE Instructor Click to Join: BMWCCA # 366493

02-18-2013, 12:20 PM	#56
Kurt_OH First Lieutenant Drives: E90 M3 ZCP Join Date: May 2008 Location: Columbus, OH Posts: 333 iTrader: (0)	Fortunately I can make no informed comments regarding whether there'd be any struggles to get the promised coverage, but my insurer - Nationwide - provides written assurance that my standard auto policy covers me during HPDE events. FYI YMMV __________________ M3

02-28-2013, 04:28 PM	#58
KEYON Colonel Drives: 2011 SG E92 M3 Join Date: May 2008 Location: Los Angeles Posts: 2,661 iTrader: (6) Garage List 2011 E92 M3 [4.83]	Does anyone know if Track Day insurance insures you and the other guy, if something were to happen with another car. __________________ Flickr

04-16-2013, 02:30 PM	#59
WarrantyTracker Track? What Track? I was just riding along . . . Drives: Alpine White E92 M3 Join Date: Apr 2012 Location: An Undisclosed Location Posts: 356 iTrader: (0)	Lockton's website says they provide no liability coverage. So I think if it's your "fault" and the other guy pursues you for the $$$ damages to his/her car, Lockton won't help you with that. I have NO idea what liability laws have to say about track accidents. You'll sign a waiver that purports to get the track and the event sponsor off the hook, but I don't know what driver-driver civil litigation would be like.

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