BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read


Go Back   M3Post - BMW M3 Forum > M3 (E90 / E92 / E93) > Regional Forums > USA - California
 
Post Reply
 
Thread Tools Search this Thread
      10-09-2012, 05:04 PM   #1
RGS
Enlisted Member
0
Rep
49
Posts

 
Drives: 2012 e92 m3 (march 2012 ED)
Join Date: Apr 2010
Location: las vegas,nv

iTrader: (0)

2012 m3 crashed ins wont total it help!!!

I had an accident in my e92 with 5k on the clock.

it definitely needs the drivers side A pillar near the windshield sectioned in and replaced and another structural piece in the front drivers side and more possible damage to the firewall.

I know california doesn't have a total structural loss law and i'm not sure if i really want this car back. does anybody have any experience with this that may be able to suggest what i should do or if i do have to right to get this totaled if its unsafe.
__________________
Appreciate 0
      10-09-2012, 05:14 PM   #2
THE TECH
BimmerPost Supporting Vendor
THE TECH's Avatar
United_States
157
Rep
13,121
Posts


 
Drives: BPMsport 2012 E92 M3
Join Date: Jun 2011
Location: Kansas

iTrader: (45)

Garage List
Send a message via AIM to THE TECH Send a message via Skype™ to THE TECH
Quote:
Originally Posted by RGS View Post
I had an accident in my e92 with 5k on the clock.

it definitely needs the drivers side A pillar near the windshield sectioned in and replaced and another structural piece in the front drivers side and more possible damage to the firewall.

I know california doesn't have a total structural loss law and i'm not sure if i really want this car back. does anybody have any experience with this that may be able to suggest what i should do or if i do have to right to get this totaled if its unsafe.
They won't allow the car to be fixed unless it can be done without compromising safety. You won't be able to get it totaled just cause you don't want it back.
__________________
Appreciate 0
      10-09-2012, 05:17 PM   #3
RGS
Enlisted Member
0
Rep
49
Posts

 
Drives: 2012 e92 m3 (march 2012 ED)
Join Date: Apr 2010
Location: las vegas,nv

iTrader: (0)

Quote:
Originally Posted by THE TECH View Post
They won't allow the car to be fixed unless it can be done without compromising safety. You won't be able to get it totaled just cause you don't want it back.
the first shop said its not safe and they dont want to repair the car the ins company says only $$$ will total the car. and they had it moved to another shop
__________________
Appreciate 0
      10-09-2012, 05:17 PM   #4
THE TECH
BimmerPost Supporting Vendor
THE TECH's Avatar
United_States
157
Rep
13,121
Posts


 
Drives: BPMsport 2012 E92 M3
Join Date: Jun 2011
Location: Kansas

iTrader: (45)

Garage List
Send a message via AIM to THE TECH Send a message via Skype™ to THE TECH
Quote:
Originally Posted by RGS View Post
the first shop said its not safe and they dont want to repair the car the ins company says only $$$ will total the car
Doesn't sound right to me.
__________________
Appreciate 0
      10-09-2012, 05:24 PM   #5
RGS
Enlisted Member
0
Rep
49
Posts

 
Drives: 2012 e92 m3 (march 2012 ED)
Join Date: Apr 2010
Location: las vegas,nv

iTrader: (0)

Quote:
Originally Posted by THE TECH View Post
Doesn't sound right to me.
some more info.

first shop was my choice. they did a small teardown and found what he believed to be a structural total. insurance disagrees says they believe it is safe to repair and the $35k estimate is not enough to total would need to be in the high $40-50k range to total.

it doesn't make sense this car has a pretty high salvage value why not total it sell it pay me the value and only pay out about 20k for this claim instead of 30-40k
__________________
Appreciate 0
      10-09-2012, 05:37 PM   #6
6spdg37s
Captain
20
Rep
753
Posts

 
Drives: none
Join Date: Aug 2012
Location: dirty jerz

iTrader: (3)

Quote:
Originally Posted by RGS View Post
the first shop said its not safe and they dont want to repair the car the ins company says only $$$ will total the car. and they had it moved to another shop
you should have not let the insurance company move it ! you have the right to chose your repair facility
Appreciate 0
      10-10-2012, 08:28 AM   #7
THE TECH
BimmerPost Supporting Vendor
THE TECH's Avatar
United_States
157
Rep
13,121
Posts


 
Drives: BPMsport 2012 E92 M3
Join Date: Jun 2011
Location: Kansas

iTrader: (45)

Garage List
Send a message via AIM to THE TECH Send a message via Skype™ to THE TECH
Quote:
Originally Posted by RGS View Post
some more info.

first shop was my choice. they did a small teardown and found what he believed to be a structural total. insurance disagrees says they believe it is safe to repair and the $35k estimate is not enough to total would need to be in the high $40-50k range to total.

it doesn't make sense this car has a pretty high salvage value why not total it sell it pay me the value and only pay out about 20k for this claim instead of 30-40k
Totaling a car costs the insurance company more money than to fix it. If the adjuster deems it safe to repair, not much you can do except see how much you can fight and see if they change their tune.
__________________
Appreciate 0
      10-10-2012, 09:08 AM   #8
Carl L
Captain
Carl L's Avatar
9
Rep
877
Posts

 
Drives: '15 M3
Join Date: Aug 2012
Location: West Coast

iTrader: (0)

If you don't mind me asking, what on earth did you hit? Unfortunately, a 2012 w/ 5k on the odo is worth a shizload so getting it totaled won't be easy.
__________________
-prev M-cars: E60, E92, E46, E36
Appreciate 0
      10-10-2012, 10:18 AM   #9
Aquariu///M
Captain
Aquariu///M's Avatar
16
Rep
787
Posts

 
Drives: 2009 M3 E92 & 13 X5///M
Join Date: May 2010
Location: Diamond Bar

iTrader: (6)

Quote:
Originally Posted by RGS View Post
some more info.

first shop was my choice. they did a small teardown and found what he believed to be a structural total. insurance disagrees says they believe it is safe to repair and the $35k estimate is not enough to total would need to be in the high $40-50k range to total.

it doesn't make sense this car has a pretty high salvage value why not total it sell it pay me the value and only pay out about 20k for this claim instead of 30-40k
I don't think what you're saying makes sense, if they total the car then they have to pay you or bank $60k+..if they sell the smashed up total car for $20k at auction then they still lost $40k from totaling it. That's why unless damage is almost the cost of the car blue book then they will fix it if possible. So to get a brand new M3 totalled the damage really has to be unrepairable or exceed $45-$50k in damages.
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 02:36 AM.




m3post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST