BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read

Go Back   M3Post - BMW M3 Forum > M3 (E90 / E92 / E93) > General M3 Forum (E90 + E92 + E93)
Post Reply
Thread Tools Search this Thread
      09-28-2012, 11:48 AM   #1

Drives: 2011 E92 M3
Join Date: Sep 2012
Location: Ohio

iTrader: (0)

M3 Damaged & Questions

My beautiful 2011 M3 baby was damaged last week. While merging from one highway to another, I ran over a rock. It was unavoidable as there were cars in front and behind me. A couple cars in front of me ran over it and was damaged as well. The rock completely ripped out the under carriage protection and oil pan. I was able to pull over in a parking lot about half a mile later but the damaged was done as there were significant oil coming from under the car. I called BMW Assist and they sent a tow truck to pick it up. I rode with the tow truck to the dealership and called my insurance and made a claim. I recieved a call from the dealership indicating that I needed a new engine and complete exhaust system. They had estimated total cost of about $42K to fix the car ($38.5K for a new engine with the rest being exhaust system, tax and supplies). My insurance went out an inspected the car earlier this week.

I talked to the insurance inspector today and they are going to fix the car assuming there is no other damage. He is going to ask the dealership to pull the engine and inspect the other components to make sure there's no damage.

I would like to get some thoughts on the following:
1. What else should the dealer be looking at? I thought about the transmission and suspension? I ran over the rock right in the middle of the car and didn't feel it hit the tires or suspension. I can't see any damage to the front bumpers.
2. This is a leased vehicle and so would there be any issues that I should expect when returning the car? Could BMW Financial Services reduce the residual and order me to pay the difference upon returning the car? The insurance inspector indicated all parts will be new OEM parts so I shouldn't have to worry about that but would like to get some thoughts.
3. At what value would they consider the damage to be too much and thus totaled the car?
3. Anything else that I should be concern about?

If they do decide to fix it, the dealership indicated at first inspection that it will take about 3 weeks to get the engine from Germany and so I'm looking at end of October to early November in getting the car back.

Thanks in advance for your feedback
Appreciate 0
      09-28-2012, 12:00 PM   #2

Drives: 2012 E92 M3 SSII
Join Date: Oct 2007
Location: Redondo Beach, CA, USA

iTrader: (0)

I hope you worded it right with your insurance. Sounds like you didn't run over the rock, but another car did first before throwing it into your path. The former is your fault, the latter, if true, may not be.
Appreciate 0
      09-28-2012, 04:58 PM   #3
05Mdriver's Avatar

Drives: TT Flat Six
Join Date: May 2010
Location: pa

iTrader: (94)

Garage List
2007 Porsche Turbo  [0.00]
2008 BMW M3  [5.00]
2005 BMW M3  [5.00]
38.5k for a new engine ? woah.. didnt know they were that expensive !

Sorry to hear about the troubles though
Appreciate 0
      09-28-2012, 05:05 PM   #4
Second Lieutenant

Drives: 08 e90 M3, 05 e46 zhp, 07 X3
Join Date: Jan 2009
Location: Near Boston MA

iTrader: (0)

If the damage to the pan was minor, it is possible that it took some time for the oil to drain out. If so, your engine might not be roast. You might get lucky.
Appreciate 0
      09-28-2012, 05:18 PM   #5
Transfer's Avatar

Drives: M235xi, SQ5
Join Date: Mar 2010
Location: Seattle, WA

iTrader: (1)

$38.5k for an engine is
In regards to your question #2, if it's repaired by the dealer I wouldn't think there should be any issues at all.
Appreciate 0
Post Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

All times are GMT -4. The time now is 06:21 PM.

Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.,,,,,,,,, logo and trademark are properties of BIMMERPOST