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      11-03-2011, 07:44 AM   #23
Technic
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Originally Posted by eatrach73 View Post
Jimmy, i think .00195 is for below 740 fico. But we can bugggg and confirm it with RYAN
.00195 has been the only money rate available for all FICO scores since Sept. And it looks like it still will be the money rate for Nov/Dec.
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      11-03-2011, 09:12 AM   #24
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Ok guys what all do we need to find out? if you can list the questions I will call over this morning at 9am and get the answers for everyone.
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      11-03-2011, 09:15 AM   #25
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2011 E90 M3 MF, residuals, incentives
2012 E92 M3 MF, residuals, incentives (I think you've already listed most of the info here)
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      11-03-2011, 09:24 AM   #26
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^^ok to make this a little easier for me ill get the e90M for you and the rest if you guys can just PM me I will get the answer as the day goes on, just in case i am unable to check this thread over and over through out the day.
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      11-03-2011, 10:13 AM   #27
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Quote:
Originally Posted by Technic View Post
.00195 has been the only money rate available for all FICO scores since Sept. And it looks like it still will be the money rate for Nov/Dec.
MF does not vary with your credit risk. Its an all or none deal. Either you qualify or you don't and everyone who does gets one MF. Different than financing where lower rates are offered to better credit risks
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      11-03-2011, 12:11 PM   #28
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MF does not vary with your credit risk. Its an all or none deal. Either you qualify or you don't and everyone who does gets one MF. Different than financing where lower rates are offered to better credit risks
Yes, I was clarifying that to the previous poster that linked money rates to FICO scores.
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      11-03-2011, 12:20 PM   #29
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Quote:
Originally Posted by Technic View Post
.00195 has been the only money rate available for all FICO scores since Sept. And it looks like it still will be the money rate for Nov/Dec.
it is .00010 lowers for fico over 740
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      11-03-2011, 12:23 PM   #30
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its hard to post numbers up bc numbers varies based on buyers. I talked to Ryan he preferred everyone email him directly so he can give you accurate numbers instead of posting numbers that could not apply to every buyer. Sorry guys.

Ryan's email is below in my signature.
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      11-03-2011, 07:43 PM   #31
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Quote:
Originally Posted by eatrach73 View Post
it is .00010 lowers for fico over 740
Sorry, but wrong. MF is a ubiquitous factor irrespective of credit score. Therefore, no tiering based on credit score...applies to all who qualify. This is not new news.
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      11-03-2011, 10:41 PM   #32
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Quote:
Originally Posted by GOLFFRR View Post
its hard to post numbers up bc numbers varies based on buyers. I talked to Ryan he preferred everyone email him directly so he can give you accurate numbers instead of posting numbers that could not apply to every buyer. Sorry guys.

Ryan's email is below in my signature.
Whoops...sorry for posting the numbers earlier in the thread.
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      11-03-2011, 11:56 PM   #33
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Quote:
Originally Posted by GOLFFRR View Post
its hard to post numbers up bc numbers varies based on buyers. I talked to Ryan he preferred everyone email him directly so he can give you accurate numbers instead of posting numbers that could not apply to every buyer. Sorry guys.

Ryan's email is below in my signature.
Money factors and residuals do not vary with the person, msrp or credit score so not sure what you mean
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      11-04-2011, 08:49 AM   #34
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me either buddy, Just going off what Ryan asked me to do. He didn't want to post up numbers of any kind bc he has been burned in the past over it, so just to be safe he would rather let each person know individually so there is no confusion on anything. Ryan doesn't mind taking the time throughout the day to help any forum member out with whatever they may need.

But I understand what your saying.

Now lets try to get our 2012's cleared and released as soon as possible already gzzzz!
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      11-10-2011, 07:00 PM   #35
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Quote:
Originally Posted by Ateam View Post
MF does not vary with your credit risk. Its an all or none deal. Either you qualify or you don't and everyone who does gets one MF. Different than financing where lower rates are offered to better credit risks
I understand that I get my rate locked in for some time and it can be lowered if rates go down.... such as MF and residuals...

How does that apply for financing? Or maybe it doesnt apply at all.

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      11-10-2011, 07:43 PM   #36
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Quote:
Originally Posted by Ateam View Post
Money factors and residuals do not vary with the person, msrp or credit score so not sure what you mean
Not so sure about that. According to the attached Sales Support Sheet from another board, BMWFS does tier the lease rates on credit score.
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File Type: pdf MY-2012-November_Programs.pdf (533.3 KB, 102 views)
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      11-14-2011, 01:01 AM   #37
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whats the reduction in the MF for BMW loyalty?i dont recall completely but wasnt it .0001?

Optimistically.. $1000 loyalty cash, $1000 incentive, 0.0001 reduction fico >740, 0.0001 reduction loyalty, 59% residual for 36 months (is that for 15k or 12k per year?), plus however close to invoice... this could be a great deal!

MF 0.00175
$2000 cash incentive
Res. 59%
36 months
15k / year
$70,855 invoice

can i get a quote from Ryan>?

Last edited by SPANISHFLIE; 11-14-2011 at 01:06 AM.
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      11-14-2011, 10:25 AM   #38
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Quote:
Originally Posted by SPANISHFLIE View Post
whats the reduction in the MF for BMW loyalty?i dont recall completely but wasnt it .0001?
Unfortunately you can't stack the Loyalty incentives like that. The discount for Loyalty is .0003 off the base MF. The $1,000 Loyalty cash is an either or with the lease reduction - one or the other. There is $1,000 mission to drive cash also in Nov/Dec. So, you would get a .0003 reduction and $1K cash credit. The base MF rate is not dropped by a high FICO, only raised if lower than 675.
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      11-14-2011, 03:06 PM   #39
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ok thanks for the clarification. with all these incentives who wouldnt want to push it a little.
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