How much do you pay for your E92 M3's insurance? - Page 2

rdollie · 10-10-2011, 01:21 PM

Wow, so in 12 years of driving you've been in 12 wrecks of which only 1 was your fault? Wow! If you haven't you might want to look into a defensive driving class or HPDE training event - the discount alone will more than pay for itself in your case.

Quote:

Originally Posted by Hix

Your link is broken.

So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks

BruinsBMW · 10-10-2011, 06:27 PM

Awesome... Congrats your new coolest ride...!
I wish i could be available for the European delivery...!
If I could, I would definitely go with the Monte Carlo...!
But the reality is... Considering between 11" 335is used or 09" E92 M3... But I'm still appreciate this

PhillyNate · 10-10-2011, 08:24 PM

I had to go with a collector/pleasure car insurer. We have 3 cars and the M3 is not my daily driver and basically driven on weekends. The company that insures our other 2 cars gave me a ridiculously high quote. I'm saving alot.

donovan · 10-10-2011, 09:00 PM

25
married(fuk)
2 car discount
clean record

120 a month e92 m3

-Ryan- · 10-10-2011, 11:02 PM

Quote:

Originally Posted by asif163

Over 30yrs old- insurance in NJ with GEICO- $3447 every six months with '11 E92 M3

Holy shit. You pay 7K a year for car insurance? That sucks.

I think I pay around $1400 a year with wawanesa. It went up about $300 when i moved from an '07 335i to an '11 M3.

RussRamz · 10-11-2011, 12:17 AM

$489.13 semi-annual with a 500 deductible.

Titanium Silver · 10-11-2011, 12:47 AM

$1700 every 6 months with a pretty decent driving record through Gieco. 250/500 with 1000 deductible.

Switching to State Farm. Same coverage, but 2000 deductible for $1100 every six months.

I have a hard time believing 26 year olds paying 116 a month with 12 wrecks and 5 totaled vehicles. If that's true, I am getting completely smoked on my insurance. It sounds like I pay more than everybody on this entire forum... even with a super high deductible and good driving record.

I'm in Denver where the average annual premium is supposed to be 18% lower than the US average. "Denver … US $1,515 average annual premium (18% lower than US average)."

BruinsBMW · 10-11-2011, 01:23 AM

wow... you guys found sooooo nice deal...!
I made some quote from statefarm and liberty mutual.
and I got 250$/month ..

dunno why...
I'm over 25 and no accident.
got one speeding ticket like three years ago...

is there anyone could tell me how did you get those cheap rates?

chibi · 10-11-2011, 01:29 AM

What city do you live in?

BruinsBMW · 10-11-2011, 02:12 AM

Quote:

Originally Posted by chibi

What city do you live in?

Rancho Palos Verdes...90275

sos · 10-11-2011, 02:41 AM

You guys all pay so much, it must be the litigaton culture that makes your premiums so high.

£595/annum for my M3 here in the UK. (33yr old).....

PhillyNate · 10-11-2011, 10:07 AM

Quote:

Originally Posted by username11

Quote:

Originally Posted by PhillyNate

I had to go with a collector/pleasure car insurer. We have 3 cars and the M3 is not my daily driver and basically driven on weekends. The company that insures our other 2 cars gave me a ridiculously high quote. I'm saving alot.

Might be worth running a quote for the other two cars to see if you are overpaying.

Friend's family was paying something like $5000/yr for 2 cars after their kids had gone off to college and got their own policies after graduating. Insurance had adjusted their rates "down" from a peak of $6000/yr. Switched carriers and now pay about $1000/yr.

Thank you for your input but what we're paying on my wife's 2007 Jetta and my 2001 SL2 is actually pretty reasonable for Philadelphia. only the M3 quote was unreasonable IMO.

thedrknows · 10-11-2011, 01:57 PM

I wish my insurance was as cheap as some of the posters on this thread. I am 26, no accidents, no tickets (well maybe a few, but nothing major and 3+years ago) and I pay roughly $300 a month including multi car discount, etc. My insurance about doubled after moving to Germany.

youngnastyman · 10-11-2011, 05:22 PM

24 years old
2008 M3 coupe
1 major at-fault injury accident on my record from 2007
Paying 150/month thru SafeCo

-=Hot|Ice=- · 10-11-2011, 05:37 PM

Speaking of insurance, I have a clean record but I've been wondering if a rear end collision would count as an accident and go on your record? Even though it's not claimed to be your fault? Hope someone can shed some light on this.

kscarrol · 10-11-2011, 05:52 PM

Quote:

Originally Posted by sos

You guys all pay so much, it must be the litigaton culture that makes your premiums so high.

We have a winner!!

mdosu · 10-11-2011, 07:35 PM

Quote:

Originally Posted by Hix

Your link is broken.

So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks

sorry, try this link:

http://www.m3post.com/forums/showthr...nce+state+farm

airwave808 · 10-11-2011, 08:17 PM

I am paying $110 per month with 500 deductible and full coverage with $1Million liability. I am in Toronto, Canada.

JulieDriving · 10-11-2011, 09:21 PM

Quote:

Originally Posted by -=Hot|Ice=-

Speaking of insurance, I have a clean record but I've been wondering if a rear end collision would count as an accident and go on your record? Even though it's not claimed to be your fault? Hope someone can shed some light on this.

Okay, I'm from Canada but we (husband and I) have only been in two accidents, both times not our fault (one was rear-ended and the other was frontal). Our insurance has never gone up.

-=Hot|Ice=- · 10-11-2011, 10:31 PM

Quote:

Originally Posted by JulieDriving

Okay, I'm from Canada but we (husband and I) have only been in two accidents, both times not our fault (one was rear-ended and the other was frontal). Our insurance has never gone up.

But will it show up on your record?

checkmate · 10-11-2011, 10:33 PM

Age: 27 (Married)
Car: 2011 E90 M3
State: MD
Coverage: $100K/$300K/$100K, Deductible $500.
Premium per Month: $70.

shendrick · 10-11-2011, 10:48 PM

Old guy, clean record, $1k deduc, multi-car, $63/month, e90. For daughter (new driver) on X3, $115/month for same gig. Sucks to be young (or old).

10-10-2011, 08:24 PM	#25
PhillyNate BMWCCA #405750 Drives: 2011 E92 M3 ZCP Join Date: Apr 2011 Location: Philadelphia Posts: 1,424 iTrader: (0) Garage List 2011 BMW E92 M3 [0.00]	I had to go with a collector/pleasure car insurer. We have 3 cars and the M3 is not my daily driver and basically driven on weekends. The company that insures our other 2 cars gave me a ridiculously high quote. I'm saving alot. __________________ "what I'm driving here...is an ending." Jeremy Clarkson 2011 Alpine White BMW M3 6mt ZCP Coupe 2008 Alpine White BMW 328i 6mt Coupe (retired 06/21/11)

10-10-2011, 09:00 PM	#26
donovan Brigadier General Drives: E92 m3 AW, light package Join Date: Aug 2008 Location: le' Murica Posts: 3,036 iTrader: (8)	25 married(fuk) 2 car discount clean record 120 a month e92 m3 __________________ e46 m3 Black To many mods

10-11-2011, 12:17 AM	#28
RussRamz M Slut Drives: 2011 M3 Coupe Mineral White Join Date: Sep 2007 Location: Adenau, GE via 3 years in dreadful El Paso, TX Posts: 541 iTrader: (0)	$489.13 semi-annual with a 500 deductible. __________________ You have to be 100% behind someone before you can stab them in the back. David Brent

10-11-2011, 12:47 AM	#29
Titanium Silver Four Star General Drives: E92 M3 Join Date: Jun 2011 Location: USA Posts: 484 iTrader: (0)	$1700 every 6 months with a pretty decent driving record through Gieco. 250/500 with 1000 deductible. Switching to State Farm. Same coverage, but 2000 deductible for $1100 every six months. I have a hard time believing 26 year olds paying 116 a month with 12 wrecks and 5 totaled vehicles. If that's true, I am getting completely smoked on my insurance. It sounds like I pay more than everybody on this entire forum... even with a super high deductible and good driving record. I'm in Denver where the average annual premium is supposed to be 18% lower than the US average. "Denver … US $1,515 average annual premium (18% lower than US average)." __________________ Jet Black E92 ///M3 \| Bone Stock

10-11-2011, 05:22 PM	#36
youngnastyman Major Drives: E92 M3 Join Date: Aug 2010 Location: Houston, TX Posts: 1,268 iTrader: (13)	24 years old 2008 M3 coupe 1 major at-fault injury accident on my record from 2007 Paying 150/month thru SafeCo __________________

10-10-2011, 06:27 PM	#24
BruinsBMW Private Drives: E92 M3 LeMans Blue DCT Join Date: Oct 2011 Location: Southern California Posts: 54 iTrader: (0)	Awesome... Congrats your new coolest ride...! I wish i could be available for the European delivery...! If I could, I would definitely go with the Monte Carlo...! But the reality is... Considering between 11" 335is used or 09" E92 M3... But I'm still appreciate this

10-11-2011, 01:23 AM	#30
BruinsBMW Private Drives: E92 M3 LeMans Blue DCT Join Date: Oct 2011 Location: Southern California Posts: 54 iTrader: (0)	wow... you guys found sooooo nice deal...! I made some quote from statefarm and liberty mutual. and I got 250$/month .. dunno why... I'm over 25 and no accident. got one speeding ticket like three years ago... is there anyone could tell me how did you get those cheap rates?

10-11-2011, 01:29 AM	#31
chibi Private Drives: 2003 E46, 2012 E92 Join Date: Jun 2010 Location: SoCal Posts: 52 iTrader: (0)	What city do you live in?

10-11-2011, 02:41 AM	#33
sos Enlisted Member Drives: E92 M3 Join Date: Aug 2011 Location: Devon, UK Posts: 42 iTrader: (0)	You guys all pay so much, it must be the litigaton culture that makes your premiums so high. £595/annum for my M3 here in the UK. (33yr old).....

10-11-2011, 01:57 PM	#35
thedrknows Lieutenant Drives: 2008 BMW M3 Coupe Join Date: Apr 2011 Location: Wherever the Army sents me Posts: 445 iTrader: (13)	I wish my insurance was as cheap as some of the posters on this thread. I am 26, no accidents, no tickets (well maybe a few, but nothing major and 3+years ago) and I pay roughly $300 a month including multi car discount, etc. My insurance about doubled after moving to Germany.

10-11-2011, 05:37 PM	#37
-=Hot\|Ice=- Been There, Done That. Drives: 2013 BMW M3 Join Date: Jan 2008 Location: Maryland Posts: 4,729 iTrader: (0)	Speaking of insurance, I have a clean record but I've been wondering if a rear end collision would count as an accident and go on your record? Even though it's not claimed to be your fault? Hope someone can shed some light on this.

10-11-2011, 08:17 PM	#40
airwave808 Second Lieutenant Drives: MCB E92 Join Date: Mar 2011 Location: Toronto Posts: 294 iTrader: (1)	I am paying $110 per month with 500 deductible and full coverage with $1Million liability. I am in Toronto, Canada.

10-11-2011, 10:33 PM	#43
checkmate Major Drives: AW M3 E90 Join Date: Apr 2010 Location: Bel Air, MD Posts: 1,020 iTrader: (2)	Age: 27 (Married) Car: 2011 E90 M3 State: MD Coverage: $100K/$300K/$100K, Deductible $500. Premium per Month: $70. __________________ I have no idols. I admire work, dedication and competence.-Ayrton Senna

10-11-2011, 10:48 PM	#44
shendrick Second Lieutenant Drives: 08 e90 M3, 05 e46 zhp, 07 X3 Join Date: Jan 2009 Location: Near Boston MA Posts: 252 iTrader: (0)	Old guy, clean record, $1k deduc, multi-car, $63/month, e90. For daughter (new driver) on X3, $115/month for same gig. Sucks to be young (or old).

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