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      10-10-2011, 01:21 PM   #23
rdollie
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Wow, so in 12 years of driving you've been in 12 wrecks of which only 1 was your fault? Wow! If you haven't you might want to look into a defensive driving class or HPDE training event - the discount alone will more than pay for itself in your case.

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So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks
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      10-10-2011, 06:27 PM   #24
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Awesome... Congrats your new coolest ride...!
I wish i could be available for the European delivery...!
If I could, I would definitely go with the Monte Carlo...!
But the reality is... Considering between 11" 335is used or 09" E92 M3... But I'm still appreciate this
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      10-10-2011, 08:24 PM   #25
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I had to go with a collector/pleasure car insurer. We have 3 cars and the M3 is not my daily driver and basically driven on weekends. The company that insures our other 2 cars gave me a ridiculously high quote. I'm saving alot.
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      10-10-2011, 09:00 PM   #26
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2 car discount
clean record

120 a month e92 m3
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      10-10-2011, 11:02 PM   #27
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Originally Posted by asif163 View Post
Over 30yrs old- insurance in NJ with GEICO- $3447 every six months with '11 E92 M3
Holy shit. You pay 7K a year for car insurance? That sucks.

I think I pay around $1400 a year with wawanesa. It went up about $300 when i moved from an '07 335i to an '11 M3.
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      10-11-2011, 12:17 AM   #28
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$489.13 semi-annual with a 500 deductible.
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      10-11-2011, 12:47 AM   #29
Titanium Silver
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$1700 every 6 months with a pretty decent driving record through Gieco. 250/500 with 1000 deductible.

Switching to State Farm. Same coverage, but 2000 deductible for $1100 every six months.

I have a hard time believing 26 year olds paying 116 a month with 12 wrecks and 5 totaled vehicles. If that's true, I am getting completely smoked on my insurance. It sounds like I pay more than everybody on this entire forum... even with a super high deductible and good driving record.

I'm in Denver where the average annual premium is supposed to be 18% lower than the US average. "Denver … US $1,515 average annual premium (18% lower than US average)."
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      10-11-2011, 01:23 AM   #30
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wow... you guys found sooooo nice deal...!
I made some quote from statefarm and liberty mutual.
and I got 250$/month .. dunno why...
I'm over 25 and no accident.
got one speeding ticket like three years ago...

is there anyone could tell me how did you get those cheap rates?
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      10-11-2011, 01:29 AM   #31
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What city do you live in?
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      10-11-2011, 02:12 AM   #32
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What city do you live in?
Rancho Palos Verdes...90275
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      10-11-2011, 02:41 AM   #33
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You guys all pay so much, it must be the litigaton culture that makes your premiums so high.

595/annum for my M3 here in the UK. (33yr old).....
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      10-11-2011, 10:07 AM   #34
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Quote:
Originally Posted by username11 View Post
Quote:
Originally Posted by PhillyNate View Post
I had to go with a collector/pleasure car insurer. We have 3 cars and the M3 is not my daily driver and basically driven on weekends. The company that insures our other 2 cars gave me a ridiculously high quote. I'm saving alot.
Might be worth running a quote for the other two cars to see if you are overpaying.

Friend's family was paying something like $5000/yr for 2 cars after their kids had gone off to college and got their own policies after graduating. Insurance had adjusted their rates "down" from a peak of $6000/yr. Switched carriers and now pay about $1000/yr.
Thank you for your input but what we're paying on my wife's 2007 Jetta and my 2001 SL2 is actually pretty reasonable for Philadelphia. only the M3 quote was unreasonable IMO.
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      10-11-2011, 01:57 PM   #35
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I wish my insurance was as cheap as some of the posters on this thread. I am 26, no accidents, no tickets (well maybe a few, but nothing major and 3+years ago) and I pay roughly $300 a month including multi car discount, etc. My insurance about doubled after moving to Germany.
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      10-11-2011, 05:22 PM   #36
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Paying 150/month thru SafeCo
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      10-11-2011, 05:37 PM   #37
-=Hot|Ice=-
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Speaking of insurance, I have a clean record but I've been wondering if a rear end collision would count as an accident and go on your record? Even though it's not claimed to be your fault? Hope someone can shed some light on this.
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      10-11-2011, 05:52 PM   #38
kscarrol
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Quote:
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You guys all pay so much, it must be the litigaton culture that makes your premiums so high.
We have a winner!!
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      10-11-2011, 07:35 PM   #39
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Quote:
Originally Posted by Hix View Post
Your link is broken.

So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks
sorry, try this link:

http://www.m3post.com/forums/showthr...nce+state+farm
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      10-11-2011, 08:17 PM   #40
airwave808
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I am paying $110 per month with 500 deductible and full coverage with $1Million liability. I am in Toronto, Canada.
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      10-11-2011, 09:21 PM   #41
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Quote:
Originally Posted by -=Hot|Ice=- View Post
Speaking of insurance, I have a clean record but I've been wondering if a rear end collision would count as an accident and go on your record? Even though it's not claimed to be your fault? Hope someone can shed some light on this.
Okay, I'm from Canada but we (husband and I) have only been in two accidents, both times not our fault (one was rear-ended and the other was frontal). Our insurance has never gone up.
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      10-11-2011, 10:31 PM   #42
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Quote:
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Okay, I'm from Canada but we (husband and I) have only been in two accidents, both times not our fault (one was rear-ended and the other was frontal). Our insurance has never gone up.
But will it show up on your record?
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      10-11-2011, 10:33 PM   #43
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Coverage: $100K/$300K/$100K, Deductible $500.
Premium per Month: $70.
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      10-11-2011, 10:48 PM   #44
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Old guy, clean record, $1k deduc, multi-car, $63/month, e90. For daughter (new driver) on X3, $115/month for same gig. Sucks to be young (or old).
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