BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read


Go Back   M3Post - BMW M3 Forum > M3 (E90 / E92 / E93) > General M3 Forum (E90 + E92 + E93)
 
Steve Thomas BMW
Post Reply
 
Thread Tools Search this Thread
      10-09-2011, 10:37 PM   #1
BruinsBMW
Private
8

 
Drives: E92 M3 LeMans Blue DCT
Join Date: Oct 2011
Location: Southern California


Posts: 58
iTrader: (0)

How much do you pay for your E92 M3's insurance?

Hi, I am thinking to get an awesome BMW M3 probably 09".
However, I am little bit worrying about maintain this monster.
I am over 25years old and no accident. I think I could manage the gas,
but have no idea about how much that I am gonna pay for the insurance.

How much do you pay?

Moreover, is the new vehicle's rate is cheaper than used's insurance rate?

Thanks.
Appreciate 0
      10-09-2011, 10:43 PM   #2
Skinnypotbelly
New Member
0

 
Drives: 2009 e90 M3
Join Date: Aug 2011
Location: Houston


Posts: 13
iTrader: (0)

Over 30, multi-car discount, clean record; I pay roughly 125/month.
Appreciate 0
      10-09-2011, 10:53 PM   #3
BruinsBMW
Private
8

 
Drives: E92 M3 LeMans Blue DCT
Join Date: Oct 2011
Location: Southern California


Posts: 58
iTrader: (0)

seriously?

Quote:
Originally Posted by Skinnypotbelly View Post
Over 30, multi-car discount, clean record; I pay roughly 125/month.
Seriously?
That's CHEAP. what year is your bmw?
is that a full coverage?
Appreciate 0
      10-09-2011, 10:59 PM   #4
Gumulri
Captain
South Korea
12

 
Gumulri's Avatar
 
Drives: BMW 335i convertible[sold]
Join Date: May 2008
Location: La Mirada


Posts: 652
iTrader: (2)

Garage List
2008 335i  [0.00]
he got a e90. e90 is cheaper than e92
Appreciate 0
      10-09-2011, 11:10 PM   #5
marcus321
Lieutenant
17

 
Drives: e92 335i
Join Date: Aug 2011
Location: Raleigh, NC


Posts: 567
iTrader: (0)

I got quoted for an 09 e92 full coverage for 498 every 6 months. I am 24 with a perfect record
Appreciate 0
      10-09-2011, 11:11 PM   #6
jphughan
Brigadier General
United_States
46

 
jphughan's Avatar
 
Drives: 2011.75 M3 E92 6MT
Join Date: Mar 2011
Location: Austin, TX


Posts: 3,438
iTrader: (0)

2011.75 E92
Living in Austin, TX
25, married, clean record
$1000 deductible with 250/500/200 limits
2 cars on the policy
Paying $65/month for the M3 with Amica

Amica has been rated top in customer satisfaction by JD Power for the last 11 years running (USAA was higher, but they're not open to the general public) and I've loved my time with them. The rates are cheap, I always get a very knowledgeable and HUMAN person on the phone when I need to call, and despite being cheap in the 2 accidents I've had (neither was my fault) they were fantastic. In one case the other party wouldn't return calls for 8 months and it was looking like I wouldn't get my deductible back as a result, but they persisted that long and got it back for me. Highly recommended.

OP, trust me, insurance will be a drop in the bucket compared to gas -- and make sure you set aside a reserve fund for maintenance and repairs if your warranty and service will be going away soon.
__________________
11 M3 E92 Le Mans | Black Nov w/ Alum | 6MT | Premium 2 | Convenience | 19" | EDC | Prem Audio | Moonroof | BMW Apps | Yoko AD08 R | Vorshlag Adjustable Camber Plates | StopTech ST-60 380mm BBK | Castrol SRF Fluid | ModMyNav.com rear camera | OEM Euro Sunglasses Holder

Last edited by jphughan; 10-09-2011 at 11:31 PM.
Appreciate 0
      10-09-2011, 11:36 PM   #7
atruelunatic
Second Lieutenant
12

 
Drives: n/a
Join Date: Jun 2011
Location: East Bay, California


Posts: 286
iTrader: (1)

$850 for 6 months. Geico.
e92. 21 with one parent as well on the account to make my rate slightly lower than being alone. 1 accident within 5 years (wish they did past 3 years).
__________________
2011 e92 JzB 6MT
Akrapovic Evolution, ESS Tune, UUC SSK w/ DSSR, Stoptech SS brake lines, Eibach springs, OEM gloss black kidney grills, keyhole delete, LUX H8 3.0, full front clear bra, 20% tint, Macht Schenll Stud Conversion, Apex ARC-8 18x9.5/10 w/ 265/35 & 285/30 AD08's
Appreciate 0
      10-10-2011, 12:15 AM   #8
asif163
Captain
United_States
23

 
asif163's Avatar
 
Drives: '11 M3, '14 Range Rover Sport
Join Date: Nov 2007
Location: Jersey City, New Jersey


Posts: 702
iTrader: (0)

Send a message via AIM to asif163 Send a message via MSN to asif163
Over 30yrs old- insurance in NJ with GEICO- $3447 every six months with '11 E92 M3
__________________
2011 E92 M3 / Acquired: 11.08.2010
2014 Range Rover Sport / Acquired: 06.08.2013
Retired: 2011 BMW X3, 2009 Infiniti G37S Coupe, 2006 Audi A4 S-Line 2.0T Quattro, 2008 E92 335i, 2005.5 Audi S4 V8
Appreciate 0
      10-10-2011, 12:45 AM   #9
W Cole
Captain
27

 
Drives: 2009 M3
Join Date: Dec 2010
Location: Newport Coast, CA


Posts: 764
iTrader: (4)

Quote:
Originally Posted by marcus321 View Post
I got quoted for an 09 e92 full coverage for 498 every 6 months. I am 24 with a perfect record
Great deal. Who is this with? I am 24 and pay $613 every 6 months with State Farm. $250 deductible for comprehensive, $500 collision.
Appreciate 0
      10-10-2011, 12:46 AM   #10
MysticBlue
Major
25

 
Drives: '09 M3 DCT Coupe, ---'15 x50i
Join Date: Apr 2008
Location: Eastern Oregon... They call 'em rigs here


Posts: 1,296
iTrader: (0)

I don't know why this is asked every week or two, (as if it had never been asked before; ). It's pointless. There are so many variables. Age. Location. Record. Family members who drive. Discounts for multi car and/or car and house, etc.
Mine's $335 every six months. Yes, it's full coverage. State Farm.
Get quotes from different companies for you and you will find out how much you have to pay. Full coverage insurance for an M3 isn't much different than full coverage insurance for any other $60k car. It has more to do with the driver and their circumstances than the car itself.
Appreciate 0
      10-10-2011, 01:05 AM   #11
marcus321
Lieutenant
17

 
Drives: e92 335i
Join Date: Aug 2011
Location: Raleigh, NC


Posts: 567
iTrader: (0)

Quote:
Originally Posted by W Cole View Post
Great deal. Who is this with? I am 24 and pay $613 every 6 months with State Farm. $250 deductible for comprehensive, $500 collision.
Its geico.

Bodily Injury Liability 311167 Bodily Injury (BI)
New Limit: $100,000/$300,000

Property Damage Liability
New Limit: $50,000

Combined Uninsured Motorist & Underinsured Motorist Combined
New Limit: $50,000/$100,000

Uninsured Motorist Property Damage
New Limit: $50,000

$250 deductible for collision and comprehensive.
Appreciate 0
      10-10-2011, 02:53 AM   #12
Frostbite
Lieutenant
United_States
19

 
Drives: E92 M3
Join Date: Aug 2011
Location: USA


Posts: 568
iTrader: (-1)

Garage List
I'm 27, liberty mutual, full coverage, 500k bodily injury, 500k underinsured/uninsured, better car replacement and I pay $968 a year
Appreciate 0
      10-10-2011, 04:09 AM   #13
Mitchell
Private
Germany
1

 
Drives: M3
Join Date: Apr 2011
Location: Gimsbach


Posts: 53
iTrader: (0)

I pay 140€ per month. I wish I could pay the same as $100 per month!
Appreciate 0
      10-10-2011, 04:27 AM   #14
BruinsBMW
Private
8

 
Drives: E92 M3 LeMans Blue DCT
Join Date: Oct 2011
Location: Southern California


Posts: 58
iTrader: (0)

Do you live in Socal...? Cause the liberty mutual sounds very familiar with...
Btw, I really wanna get 09(b/c i heard 08 idrive sucks...) E92 M3... in mid 45k range(before TAX) with DCT and navi... you guys think I could make it...? lol
Quote:
Originally Posted by Jrollsp View Post
I'm 27, liberty mutual, full coverage, 500k bodily injury, 500k underinsured/uninsured, better car replacement and I pay $968 a year
Appreciate 0
      10-10-2011, 07:35 AM   #15
JoeNYC
New Member
1

 
Drives: 2008 BMW M3 Coupe
Join Date: Jan 2009
Location: New York, NY


Posts: 18
iTrader: (0)

Quote:
Originally Posted by asif163 View Post
Over 30yrs old- insurance in NJ with GEICO- $3447 every six months with '11 E92 M3
That's pricey - you have accidents or tickets?
Appreciate 0
      10-10-2011, 08:03 AM   #16
Sean05
Putcha ang ganda...
Philippines
149

 
Sean05's Avatar
 
Drives: 08 MR E92 M3
Join Date: Feb 2010
Location: Los Angeles, Brea CA.


Posts: 5,331
iTrader: (9)

Send a message via Yahoo to Sean05
32 no records 87 / month statefarm
__________________
Appreciate 0
      10-10-2011, 08:31 AM   #17
Mr. ///M3 RD
Major General
Canada
323

 
Mr. ///M3 RD's Avatar
 
Drives: E350 & 280 SL on Weekends :)
Join Date: May 2010
Location: GTA, Ontario - Canada


Posts: 7,863
iTrader: (0)

Garage List
Quote:
Originally Posted by Mitchell View Post
I pay 140 per month. I wish I could pay the same as $100 per month!
That is expensive ... how much is it now to register a car in Germany each year? or is that a one time charge when you first register a car?

In Canada I pay now $74-/Year for registration for each of my cars and average $1000-/year insurance on each. Our 535is will be 25 years old next year then collector insurance and registration will apply for that car only and that will be very low.
__________________
Cheers, Rolf-Dieter

Life will take us to some interesting places, fortunately The ///M3 will too with a many of us know this very well
---> Click here for some good stuff I found
Appreciate 0
      10-10-2011, 09:07 AM   #18
Prince_of_Persia
Colonel
Canada
80

 
Prince_of_Persia's Avatar
 
Drives: 6MT E92 M3
Join Date: Aug 2010
Location: Vancouver, BC


Posts: 2,386
iTrader: (1)

Paying 110 , full coverage, and i am 29
__________________

AW|FR 6MT E92 ///M3
Appreciate 0
      10-10-2011, 09:19 AM   #19
Undertow
Private
United_States
0

 
Drives: 2011 E93
Join Date: Sep 2010
Location: Boston


Posts: 68
iTrader: (0)

36 yrs old
Great driving record
Liberty Mutual
Suburb outside of Boston
$650/yr
__________________
2011 E93 M3 | 2014 M235i
Appreciate 0
      10-10-2011, 09:25 AM   #20
asif163
Captain
United_States
23

 
asif163's Avatar
 
Drives: '11 M3, '14 Range Rover Sport
Join Date: Nov 2007
Location: Jersey City, New Jersey


Posts: 702
iTrader: (0)

Send a message via AIM to asif163 Send a message via MSN to asif163
Quote:
Originally Posted by JoeNYC View Post
Quote:
Originally Posted by asif163 View Post
Over 30yrs old- insurance in NJ with GEICO- $3447 every six months with '11 E92 M3
That's pricey - you have accidents or tickets?
No accidents but some tickets!!! Plus I didn't pay a damn parking ticket that I didn't even know about which resulted in a suspended driver's license. I then proceeded to get pulled over for tints and got slammed for driving with a suspended license- all due to a parking ticket! That's what screwed me big and jacked my insurance premium up.
__________________
2011 E92 M3 / Acquired: 11.08.2010
2014 Range Rover Sport / Acquired: 06.08.2013
Retired: 2011 BMW X3, 2009 Infiniti G37S Coupe, 2006 Audi A4 S-Line 2.0T Quattro, 2008 E92 335i, 2005.5 Audi S4 V8
Appreciate 0
      10-10-2011, 09:57 AM   #21
mdosu
Banned
No_Country
173

 
Drives: Double Vanos'd Civic-M3
Join Date: Oct 2009
Location: San Francisco


Posts: 8,517
iTrader: (6)

check out this thread, it's pretty extensive:

http://www.m3post.com/forums/showthr...ght=state+farm
Appreciate 0
      10-10-2011, 11:22 AM   #22
Hix
Enlisted Member
1

 
Drives: 2009 Bmw m3
Join Date: Oct 2011
Location: Houston, tx


Posts: 31
iTrader: (0)

Your link is broken.

So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks
Appreciate 0
Post Reply

Bookmarks

Tags
2009, bmw m3, e92, insurance

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


All times are GMT -5. The time now is 01:57 AM.




m3post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST