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      09-13-2011, 09:53 AM   #23
kasimmmmm
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I'm 27 with clean record and pay 150 a month.

Damn Calgary auto insurance is cheap!
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      09-13-2011, 10:21 AM   #24
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Quote:
Originally Posted by gthal View Post
$112 per month with no deductible, 5 year replacement cost and accident forgiveness. With TD Meloche Monnex.
How do you pull off the no deductible?

I'm at roughly the same premium, but with a $1k deductible.

Since you're with meloche, I'm guessing Engineer?
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      09-13-2011, 11:06 AM   #25
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I think the lesson here is that its pointless to compare insurance rates from province to province. Waiting for someone in BC to chime in stating they pay $800 per year on their M3.
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      09-13-2011, 12:34 PM   #26
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1250/mo!!!!!!! Holy Shit!!!!!! I thought I was bad at 2400/yr and $1000 deductible.
Oooops. You guys know what I meant. And Jamie.....kiss my ass!! Still love ya though.
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      09-13-2011, 12:53 PM   #27
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TD has an option called bye bye deductible which is great. And i think TD has way cheaper rate. I called PC finance and ING yesterday to get a quote and they were 2 times more expensive
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      09-13-2011, 04:54 PM   #28
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Quote:
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I think the lesson here is that its pointless to compare insurance rates from province to province. Waiting for someone in BC to chime in stating they pay $800 per year on their M3.
Ok, BC representation here. I wish it was $800. I think I'm around $2400/yr, with the max 43% discount. $500 deductibles, full replacement. BC insurance is through a provincial corporation ICBC - there's no bargaining or comparison shopping to be done.

All you guys at $1xx a month are so lucky!
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      09-13-2011, 05:20 PM   #29
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Quote:
Originally Posted by apecush View Post
How do you pull off the no deductible?

I'm at roughly the same premium, but with a $1k deductible.

Since you're with meloche, I'm guessing Engineer?
I'm an accountant (we are WAY cooler than engineers ). Driving 23 years without a claim (knock very loudly on wood), have two cars and my house through them with related discounts. Also I have been with them for the last 15 years or so. I have shopped other insurers before and have never been able to find anything even close.
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      09-16-2011, 03:41 PM   #30
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I guess the 23 years trumps my 10 years without a claim. I also have the two car/house combo though, maybe I'm getting the shaft.

As far as the accountants vs engineers go, that's a battle as old as time. With that said, we're all nerds in the end.
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      09-17-2011, 10:03 PM   #31
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300/month with Meloche, starting to look around now for a better deal but I doubt Ill get one in Toronto (shaft city)
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      09-18-2011, 10:47 AM   #32
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Quote:
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300/month with Meloche, starting to look around now for a better deal but I doubt Ill get one in Toronto (shaft city)
Do you live and work in Toronto? I have noticed that rates seem to be a lot lower if you are part of a group. My M3 is lowers than my other car (Subaru).
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      09-20-2011, 03:17 PM   #33
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290/mth with Statefarm. I'm in ontario. That's with the bike and house discount. Need to look around!
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      09-20-2011, 07:15 PM   #34
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Quote:
Originally Posted by kasimmmmm View Post
I'm 27 with clean record and pay 150 a month.

Damn Calgary auto insurance is cheap!
Kasimmmmm I'm also 27 and pay $114 per month, $500 deductible and no claims/tickets for 10 years.
When I was in TO my insurance was much higher but not surprising given that there are more drivers and typically people have to drive farthur to get to work etc.
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      10-23-2011, 06:16 PM   #35
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Call a local insurance agent and ask him.You could try online web sites of major insurance companies
, however, I doubt they will quote you a business rate of a commercial vehicle like a dump truck online.
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      10-26-2011, 04:27 PM   #36
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this proves it the we are getting raped down here in BC.
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      10-26-2011, 07:27 PM   #37
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I pay ICBC $225/month after 43% discount, my deductibles are $200/300.
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      10-27-2011, 03:43 PM   #38
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wow. i'm getting hosed.
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      10-28-2011, 04:23 PM   #39
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Quote:
Originally Posted by veightkiller View Post
this proves it the we are getting raped down here in BC.
and maybe not.....


Basic ICBC (200,000 third party and license fee): 805.00
CDI Direct (additional 800,000 third party): 72.58
CDI Direct (Collision 300 deductable): 330.18
CDI Direct (Comprehensive 200 deductable): 249.39
CDI Direct (Loss of use, rental, and emergency
road service max 500 per occurence): 0.00

Annual total: 1457.15
(divided by 12 months= 121.43 per month)

2008 M3
43% discount
pleasure use
CDI fleet discount (3 vehicles in family)
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      10-28-2011, 04:28 PM   #40
veightkiller
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Quote:
Originally Posted by hr2pilot View Post
and maybe not.....


Basic ICBC (200,000 third party and license fee): 805.00
CDI Direct (additional 800,000 third party): 72.58
CDI Direct (Collision 300 deductable): 330.18
CDI Direct (Comprehensive 200 deductable): 249.39
CDI Direct (Loss of use, rental, and emergency
road service max 500 per occurence): 0.00

Annual total: 1457.15
(divided by 12 months= 121.43 per month)

2008 M3
43% discount
pleasure use
CDI fleet discount (3 vehicles in family)
i only have 20% discount ti'll then i think im still paying too much for insurance.
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      01-15-2012, 09:10 PM   #41
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If you are in need of a BMW Insurance, this is time to look around and compare the rates of different companies. Before buying the car insurance, you need to think of the total number of miles that you drive each year. If you do not need a car everyday, then it is better to inform the insurance company. Most companies charge premiums for those who travel longer miles annually. You will get lower rates, if you can prove that you travel less. As documents, you can offer service slips available with refueling, and pictures taken of the odometer. This is only possible for a new model.
--------
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      01-16-2012, 04:38 PM   #42
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Quote:
Originally Posted by Prince_of_Persia View Post
I am with TD and I pay $110/month with $1000 deductible
Same, but vehicle is for pleasure - $500 deductible, grand touring, vehicle replacement, and a speeding ticket. Are you an APEGGA member? We get a decent discount with TD meloche monnex.

FYI to all; I found a rate very close to this, without the APEGGA discount, by using www.kanetix.ca
Turns out that site is surprisingly legit.
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      01-17-2012, 07:09 PM   #43
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Quote:
Originally Posted by stefan View Post
Same, but vehicle is for pleasure - $500 deductible, grand touring, vehicle replacement, and a speeding ticket. Are you an APEGGA member? We get a decent discount with TD meloche monnex.

FYI to all; I found a rate very close to this, without the APEGGA discount, by using www.kanetix.ca
Turns out that site is surprisingly legit.
Yeah, APEGGA member, that's how I got that deal.
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      02-03-2012, 03:57 AM   #44
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2900 with 100 deductible .. Ya 100, not 1000 lol. First year driver and I am 19 lololololol....
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