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Personally, I would recommend a used M3 (low mileage 2010-2011); you can find some good deals out there, which will save you lots of cash in the long run, and you'd still be covered under warranty. A 2011 would take you to 2015-2016 with a warranty, at which point you can make a decision on whether to purchase an M4 or not.
That my opinion anyways...
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