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hold your residency money for daily living costs, im a general practice physician in PR, got out of med school with 100+ debt, im beign working 6years now, my car was a mitsubishi mirage with 120k miles( awesome by the way, never gave me any trouble, wish i had kept it). i recently change the car for a 2011 135, and sometimes i think money on the car is kind of money down the drain. yes, itts fun, and i like it, but at the end of the days, salaries are not that high, insurance and cost of living gets most of your paycheck. i work in a ER, get pay by medical insurances ( so i have to pay for billing also) and every single day the medical plans find a way to cut the pay to the doctors....
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