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Man a 50 month loan on a car just about to be out of warranty is Killer. I'd say go for it. It seems for the most part that you have your finances in order, and as MisterSkiMask stated it would be a way to wipe the slate clean. For 36 month's you can bank the extra monthly payments, not have to worry about shit breaking, and at the end use the money you banked to buy an extended warranty if you decide to buy the lease. IMHO in your situation I'd rather slip into a 36 month lease than a crappy 50 month loan.
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