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As far as the tax goes, I believe you still get this back you just have to wait until you file your tax return (in colorado at least), where as at the dealer you get the money back immediately (by reducing your taxes on the new car).
I would def. sell it yourself, I expect it to take a month or so to sell my car, and if not I'll just rent a car for a week or two or have two cars for a week or two, either way you are way ahead of what a dealer would give you even after the rental or two insurance payments.
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