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No one here will be able to give you an answer, except a lender, there is too many variables that need to be considered.
1. FHA loan , wont be possible if its a second home, wont be possible if its not in good condition.
2. Loan quidelines have become much tougher, lot of changes about two weeks ago. You need 20% plus FULL docs atleast.
They should take some time and visit a lender and they will break everything down, and at same time let them know what they qualify for.
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