I'm on the fence on the tire insurance...(but wish I had it at this point)
I have RFTs and in the course of 2 1/2 years I had to pay for
three tires so far.
First one cost me $470 installed at dealership after
I took my car in with a flat.
Then both front tires got huge bubbles on the sidewalls and had to replace
them for $650 total.
Now the rear that I paid almost 500 bucks has a huge bubble
and will need replacement again!!!
So total so far $1120 and I am not done yet.
Never had this problem in CA but it all changed after I moved to MD