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90% of the time, I wear my gear. A nice padded denim jacket, gloves, nice Shoei helmet, and touring boots.
I am however guilty of occasionally zooming to the store 1/4 mile away on super hot days (over 100) otherwise I wear all my gear every time I ride.
20 some-odd years ago, at about 50-55mph a car merged into me on the freeway, I hit the car in front of me, went up onto the back of that car, slid off, and was then run over by a truck and a van. I raced back then and I was wearing ALL my racing gear, and luckily I lived. Tore my rotator cuff, broke 3 ribs, broken tailbone, 3 cracked vertebrae, broken ankle and the worst most painful pinched nerve in my shoulder. Helmet was spun backwards on my head and cracked in half where the tire ran it over, boots had tire tread marks across them.
If I hadn't have worn every piece of gear that I had on I'd probably be dead.
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